Clay County Homes with Waterfront

Clay County Homes with Waterfront

Welcome to Clay County, Florida, where picturesque landscapes and waterfront living come together to create a serene and vibrant community. Nestled just south of the St. Johns River and bordered by the scenic lakes of the region, Clay County is a haven for those who appreciate the beauty of nature and the tranquility of waterfront living.

Clay County boasts a rich tapestry of outdoor activities, making it a paradise for nature lovers and water enthusiasts alike. With its expansive parks, lush green spaces, and numerous recreational facilities, residents can enjoy boating, fishing, kayaking, and hiking amidst the stunning backdrop of Florida's natural beauty. The county is home to several charming towns, including Orange Park and Fleming Island, each offering unique dining, shopping, and entertainment options.

For those seeking a home with a view, Clay County features a remarkable selection of waterfront properties. Imagine waking up to the gentle sounds of water lapping against the shore, with stunning sunrises and sunsets painting the sky in vibrant hues. Homes here range from cozy retreats to luxurious estates, all designed to take full advantage of the breathtaking waterfront vistas.

Whether you’re looking for a family home, a vacation getaway, or a peaceful retirement sanctuary, Clay County’s waterfront properties offer a unique lifestyle that embraces both relaxation and adventure. Discover the charm of this beautiful county and let the allure of waterfront living capture your heart. Your dream home awaits in Clay County, where life flows as smoothly as the waters that surround it!

Newest Clay County Homes with Waterfront

5919 White Sands Road, Keystone Heights
$399,000
2 Beds ⋅ 2 Baths ⋅ Mckays #4 SubDv.
A rare Keystone Heights property offering space, privacy, and the outdoor lifestyle on White Sands Lake! Situated on 1.82 acres, this property offers room to spread out, homestead, entertain, and enjoy lakefront living. The park-like grounds feature mature landscaping, fruit trees, a covered vegetable garden, apiary for beekeeping, chicken coop, and plenty of space to live off the land. Inside, enjoy an open floor plan, spacious primary suite with sitting area, and inviting sunroom overlooking the lake. Step outside to the massive 52' x 12' deck, perfect for entertaining or relaxing. Bring the vehicles, boats, tractors, and hobbies--there are approximately 2.5 garage spaces with a workshop, an outbuilding, and abundant covered parking. Multiple areas accommodate pets and gardening, while a concrete boat ramp, lakeside sitting area, and firepit make it easy to enjoy life on the water.

5919 White Sands Road, Keystone Heights
5927 White Sands Road, Keystone Heights
$350,000
3 Beds ⋅ 2 Baths ⋅ Mckays SubDv.
Lakefront living on White Sands Lake! This 3-bedroom, 2-bath home offers 1,516 sq ft of comfortable living space on approximately .73 acres with beautiful lake views and inviting indoor-outdoor spaces. Inside, true hardwood floors lead to an updated chef's kitchen featuring granite countertops, additional cabinetry, GE Café appliances, double ovens and a six-burner range. Step outside to the covered lakeside entertaining area complete with an outdoor kitchen, granite counters, bar sink, beverage refrigerator, dining space and bar overlooking the water. A second deck off the great room surrounds the above-ground pool, creating even more room to relax and entertain. Recent improvements include fresh interior/exterior paint, remodeled primary bath and laundry, new well and whole-house water treatment system. Workshop/storage building, covered equipment storage, fenced garden entry and stone fountain complete this unique lake property.

5927 White Sands Road, Keystone Heights
4586 Alan Lake Road, Keystone Heights
$20,000
Alan Lake Estates SubDv.
This 1.26-acre parcel in Alan Lake Estates offers a peaceful, wooded setting with plenty of potential. The property opens wide along Alan Lake Road and narrows as it extends east toward the water’s edge, creating a private feel with a view at the end. Clear a homesite while preserving the mature trees and natural character that make this property special. Zoned Agricultural Residential in unincorporated Clay County with no HOA. Just minutes from Gold Head Branch State Park, area lakes and outdoor recreation, with Gainesville and Jacksonville within easy driving distance. Bring your plans and make this piece of Florida your own.

4586 Alan Lake Road, Keystone Heights
5816 Bryce Street, Keystone Heights
$105,500
3 Beds ⋅ 2 Baths ⋅ Big Tree Lakes Sec C SubDv.
Discover the peaceful charm of country living on 1.09 acres in a quiet cul-de-sac, ideally situated for a relaxing drive to Gainesville and the University of Florida. This unique property backs to a beautiful prairie, creating a private wildlife setting where you can enjoy stunning sunrises and watch the moon rise over the prairie from the comfort of the screened, covered back patio. The property features a 3-bedroom, 2-bath 1986 mobile home with a new metal roof installed in 2024, a remodeled kitchen completed in 2025, 208 sq ft bonus room, luxury vinyl flooring, lower cabinets and countertops, and recent subflooring and flooring improvements in the family/living room. Additional features include a spacious living area, two storage sheds, majestic oak trees, a complete water softener and filtration system providing crystal-clear drinking water, and plenty of shaded areas to relax and enjoy the surrounding nature. The sale also includes a lawn mower, adding even more value and convenience. This is a wonderful opportunity to enjoy quiet country living surrounded by wildlife and natural beauty while remaining within a comfortable drive of Gainesville. Property is being sold as-is; cash or conventional financing only.

5816 Bryce Street, Keystone Heights
5616 Silver Sands Circle, Keystone Heights
$350,000
3 Beds ⋅ 2 Baths ⋅ Silver Sands Estates SubDv.
Virtually Staged. Welcome to Silver Sands Lake, where everyday life comes with a little more sunshine and a whole lot more relaxation! Tucked away on a beautiful half-acre lakefront lot in Keystone Heights in North Florida, this charming two story 3 bedroom/ 2 bathroom lake home is ready for someone who appreciates slow mornings and sunset views. Additionally there is a separate small home office making work from home at the lake a breeze! Step outside to the large deck off the main living area and kitchen area, which is perfect for grilling, entertaining friends and sipping your morning coffee to enjoy the view. There is a 2nd den/living area downstairs with a fireplace and the owner's suite which gives privacy and has its own separate exterior door to a patio overlooking the lake. Follow the path down toward the water and discover your own lakeside retreat, complete with a seawall and a little gazebo closer down by the sandy beach that leads to the water’s edge. Which is a perfect spot for fishing, watching wildlife, or ending the day with a spectacular sunset. Need room for the toys, tools, or weekend projects? There is a detached garage that gives you that extra space while keeping the main home uncluttered. As an added bonus, there is 120 ft of paved driveway giving you paved access from the road to your front door! Its an easy commute to Gainesville, Middleburg, Palatka or Jacksonville. Whether you're looking for a full-time home on the lake, a weekend escape, or simply a place where the lake becomes part of your everyday lifestyle, this property has all the ingredients for making memories. Bring your kayak, fishing pole, favorite lawn chair, and a good book—lake life is waiting for you!

5616 Silver Sands Circle, Keystone Heights
00 Hall Lake Road, Keystone Heights
$59,000
Hall Lake SubDv.
Discover a 1.93-acre Recently surveyed lakefront property on Hall Lake in Clay County, Florida, located just 10 minutes from Keystone Heights. This residential property combines lake access, mature oaks, existing utilities, and convenient road access in a quiet North Florida setting. The property features Hall Lake frontage with views across the water and two mowed clearings that provide open areas for a future home, cabin, or recreational use. Existing improvements include power and a well on site, along with vehicle access to the property. The location also offers quick access to County Road 214, making it convenient to reach Keystone Heights and surrounding communities. The property contains a mixture of Flood Zone A and Flood Zone X. Buyers should verify flood zone information, building requirements, permitting, and utility availability with the appropriate county and local authorities during due diligence. Located approximately 10 minutes from Keystone Heights, the property provides access to local shopping, restaurants, schools, and other everyday amenities while maintaining a rural lakefront setting. Wildlife is abundant, with sandhill cranes, wild turkeys, whitetail deer, and seasonal ducks regularly found in the area. The mixture of open areas, mature trees, and lake frontage provides a variety of natural habitat. Whether you're looking to build a lakefront home, establish a weekend retreat, or invest in residential land, this 1.93-acre Hall Lake property offers a combination of waterfront access, existing utilities, natural features, and convenient location.

00 Hall Lake Road, Keystone Heights
7229 Pleasant Point Road, Keystone Heights
$1,799,000
4 Beds ⋅ 4 Baths ⋅ Na SubDv.
Custom built in 2023 and set on a secluded five-acre peninsula, this one-of-a-kind Gated Lake Brooklyn estate offers an extraordinary opportunity to own a private waterfront retreat where luxury, recreation, and unforgettable family memories come together. Surrounded by majestic live oaks draped in Spanish moss, the property captures the timeless beauty of Old Florida while showcasing exceptional craftsmanship and modern design in one of North Florida's most remarkable lakefront settings. Offering over 3,000 heated square feet of thoughtfully designed living space, the residence features soaring vaulted ceilings with exposed wood beams, wide-plank flooring, an open-concept design, and expansive windows that frame breathtaking lake views from nearly every room. At the heart of the home, the chef's kitchen flows seamlessly into the spacious great room before opening to a spectacular covered lanai complete with a full outdoor kitchen, multiple entertaining areas, and panoramic waterfront views. Whether enjoying coffee as the sun rises over the lake or gathering with friends and family at sunset, every space was thoughtfully designed to embrace the beauty of waterfront living. The flexible floor plan offers four bedrooms and four bathrooms, with every main-level bedroom featuring its own private en-suite bath. The luxurious primary suite is a true retreat, offering sweeping lake views, a spa-inspired bathroom, and two generous walk-in closets. A dedicated office provides the flexibility to serve as a fifth bedroom if desired. Upstairs, a private guest suite includes its own bedroom and full bathroom, along with an oversized bunk room that comfortably accommodates six beds, creating the perfect space for grandchildren, extended family, or unforgettable weekends at the lake. Designed with both recreation and versatility in mind, the property also includes two exceptional detached buildings. One oversized garage offers abundant space for boats, RVs, golf carts, side-by-sides, and all of your lake toys and recreational equipment. The second is a climate-controlled building complete with two garage bays, a full bathroom, workshop space, and a mini-split system, providing endless possibilities as a home gym, studio, office, workshop, or future guest casita for family and visitors. Floating Tommy Dock offers customazation for your waterfront needs. Whether you're searching for a primary residence or the ultimate second home, this exceptional property was built for making memories. Spend your days boating, fishing, paddleboarding, tubing, or skiing before gathering with family and friends to watch spectacular sunsets over the water. Set on a rare five-acre peninsula with water surrounding three sides, the home offers an ever-changing backdrop of breathtaking views, spectacular sunrises, and unforgettable sunsets. This is more than a lake house. It's a legacy property where generations of family and friends will gather, celebrate, and create memories for years to come. Conveniently located approximately 45 minutes from Jacksonville and an easy drive from Gainesville, this is a rare opportunity to own one of Lake Brooklyn's most exceptional waterfront estates.

7229 Pleasant Point Road, Keystone Heights
8443 Lilly Lake Road, Melrose
$495,000
3 Beds ⋅ 2 Baths ⋅ Lilly Lake SubDv.
Welcome to Lilly Lake, where peaceful lakefront living meets stylish modern comfort. Nestled on the crystal-clear, spring-fed waters, this fully upgraded 3-bedroom, 2-bath home offers the perfect retreat from the hustle and bustle of city life. Step inside to a bright, sun-filled interior featuring luxury vinyl flooring throughout, a cozy wood burning fireplace, and tasteful designer finishes that create a warm yet elegant atmosphere. Every detail has been thoughtfully updated, making this home truly move-in ready. The outdoor living space is just as impressive. A spacious lakefront deck provides the perfect setting for entertaining guests, enjoying morning coffee, or simply taking in the breathtaking views. Down by the water, you'll find your own private boat ramp, boat lift, and an elevated sitting area-ideal for watching sunsets or relaxing by the lake. If you've been dreaming of peaceful waterfront living with modern upgrades and year-round recreation, this is the perfect home.

8443 Lilly Lake Road, Melrose
8315 Lilly Lake Road, Melrose
$814,900
6 Beds ⋅ 4 Baths ⋅ Opal Lake SubDv.
Where Lake Life Meets Country Comfort! Imagine waking up beneath a canopy of mature oaks, spending your afternoons beside the pool, and ending the day with the peaceful beauty of private Lake Opal just beyond your door. Welcome to a truly special Melrose retreat—an expansive 4,425-square-foot brick home nestled on 1.69 acres of picturesque lakefront property. Designed for both comfortable everyday living and unforgettable gatherings, this six-bedroom, four-bath home offers the space, flexibility, and setting today's buyers are looking for. Inside, the heart of the home is the generous kitchen and inviting family spaces, where gatherings naturally become the centerpiece of everyday life. A spacious family room flows into a dedicated game room, complete with a pool table and built-in ping-pong table—creating an ideal setting for holidays, weekend guests, or simply enjoying time together. Need room for everyone? You have it. The home includes six bedrooms, the in-law suite features its own private entrance—perfect for extended family, guests, multigenerational living, or a private home office arrangement. One bedroom offers excellent flexibility as a dedicated office, study, or creative space. Storage is anything but an afterthought. A huge pantry/storage area, large laundry room with built-in drop zone and ironing board, plus additional storage beneath the pool deck provide practical solutions for everything from everyday organization to outdoor equipment. And then there is the lifestyle. Step outside and enjoy your own private oasis with a pool, hot tub, lake views, fenced yard, dog run, RV hookup, and oversized parking. Mature trees provide shade and privacy while Lake Opal creates a beautiful backdrop for quiet mornings, weekend recreation, fishing, swimming, and sunset gatherings. Sit on the pool deck and watch the wildlife frolicking in the back yard! With a metal roof, brick exterior, private well and septic system, this property combines enduring construction with the relaxed appeal of lake-country living. Located in the Melrose/Keystone Heights area, the property offers a peaceful retreat while remaining conveniently positioned for access to Gainesville, Ocala, St. Augustine, and Jacksonville. More Than a Home—It's a Place to Gather, Unwind & Make Memories. Whether you're looking for a spacious primary residence, a multigenerational home, a private lake retreat, or simply a property where family and friends can come together, 8315 Lilly Lake Road, Melrose offers an uncommon combination of space, privacy, recreation, and waterfront living. Come experience Lake Opal living for yourself. New Drain Field added Sept 2026, final inspection paperwork to be added to the Disclosures as soon as it is received. Also, some fresh paint is occurring. All Dragons are excluded from the sell.

8315 Lilly Lake Road, Melrose
7908 Lake Geneva Lane, Keystone Heights
$230,000
3 Beds ⋅ 2 Baths ⋅ Lake Geneva SubDv.
Bring your vision and transform this diamond in the rough into your dream waterfront retreat. Situated on a spacious 0.27-acre fully fenced lot on beautiful Lake Geneva, this approximately 1,600-square-foot home is full of potential for investors, flippers, or buyers looking to create their own lakeside getaway. The home features a generous 400-square-foot open back porch overlooking the expansive backyard. As Lake Geneva's water levels rise with the planned pipeline project, this porch is expected to offer beautiful lake views and the perfect space for relaxing, entertaining, or enjoying peaceful sunsets. While the home does need TLC and updating, the combination of a large fenced yard, waterfront location, and future lake improvements creates an exceptional opportunity to build equity. Whether you're searching for a weekend retreat, investment property, or full-time residence, this property offers endless possibilities in a desirable lakefront setting. Don't miss your chance to invest in the future of Lake Geneva and make this property your own!

7908 Lake Geneva Lane, Keystone Heights
Riverwood Drive, Fleming Island
$60,000
Riverwood Terrace SubDv.
BUILD YOUR DREAM HOME ON OVER HALF AN ACRE IN FLEMING ISLAND! Rare opportunity to own a beautiful 0.55-acre homesite in the highly desirable Riverwood community of Fleming Island. Nestled among mature trees and surrounded by established custom homes, this oversized lot features a picturesque creek running along the property, creating a peaceful natural setting and added privacy that is increasingly difficult to find. With over half an acre of land, you'll have plenty of room to design and build your custom dream home, complete with a pool, detached garage, workshop, boat storage, or expansive outdoor living area. The combination of mature landscaping, natural beauty, and the creek frontage provides a unique homesite with endless possibilities. Enjoy the privacy and spacious feel of Riverwood while remaining just minutes from top-rated Clay County schools, shopping, dining, golf courses, medical facilities, and the St. Johns River. Large homesites of this size are becoming increasingly rare in Fleming Island, making this an exceptional opportunity for homeowners, builders, and investors alike. For those seeking even more space, the adjacent 0.54-acre parcel is also available for purchase, offering the potential to own a combined 1.09-acre estate-sized property. Purchase one lot or both and create a truly one-of-a-kind homesite in one of Fleming Island's most sought-after neighborhoods.

Riverwood Drive, Fleming Island
Riverwood Drive, Fleming Island
$109,900
Riverwood Terrace SubDv.
1.09± Acres in Fleming Island – Build Your Dream Home or Invest for the Future Rare opportunity to own two adjacent residential homesites totaling over 1.09 acres in the desirable Riverwood area of Fleming Island. These parcels may be purchased together or separately, offering flexibility for builders, investors, or homeowners looking to create a private estate setting. Nestled among mature trees and established custom homes, these oversized lots provide the perfect blend of privacy and convenience. Riverwood is known for its spacious homesites, natural beauty, and peaceful setting while remaining just minutes from top-rated schools, shopping, dining, medical facilities, golf courses, and the St. Johns River. Nearby homes are situated on large lots with many properties exceeding one-half acre, creating a unique setting that is increasingly difficult to find in Fleming Island.

Riverwood Drive, Fleming Island
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