Clay Homes with Lake Front Water Frontage

Clay Homes with Lake Front Water Frontage

Welcome to Clay County, Florida—a hidden gem that perfectly blends natural beauty with a vibrant community spirit. Nestled in the heart of Northeast Florida, Clay County boasts a rich tapestry of history, culture, and recreational opportunities. With its picturesque landscapes, lush greenery, and charming small towns, it’s no wonder that this area is becoming increasingly popular among homebuyers seeking a serene lifestyle.

One of the most alluring features of Clay County is its stunning lakefront properties. Imagine waking up each morning to the gentle sound of water lapping against the shore, with breathtaking views of the sunrise reflecting off the tranquil lakes. Homes with lakefront frontage here offer not just a residence but a lifestyle—where fishing, kayaking, and leisurely afternoons by the water become part of your daily routine.

Whether you’re seeking a cozy cottage or a spacious family home, Clay County has a diverse range of properties to meet your needs. Many homes feature expansive decks and outdoor spaces perfect for entertaining or simply enjoying the peaceful ambiance of lakeside living. The community is also known for its friendly neighborhoods, top-rated schools, and convenient access to shopping and dining, making it an ideal place for families and retirees alike.

Explore the charm of Clay County and discover the perfect lakefront home that offers not only a place to live but a sanctuary to unwind and create lasting memories. Embrace the lifestyle you’ve always dreamed of in this enchanting corner of Florida!

Newest Clay Homes with Lake Front Water Frontage

$150,000
2 Beds ⋅ 1 Baths ⋅ Lake Geneva SubDv.
Rare opportunity to own approximately three beautiful waterfront acres on Lake Geneva, with scenic views of Lake Hutchinson directly across the street. Marketed primarily for its land value, this property offers the added advantage of an established homesite with electric, water, a new sewer line, and septic already in place—providing an excellent head start for your future plans. Mature oak trees create a private, shaded setting filled with natural beauty. The property is located on a quiet paved street and includes a cleared homesite, an existing 2-bedroom, 1-bath mobile home, and a large detached carport. The mobile home may provide a place to live while building, serve as a weekend retreat or rental, or be removed to make way for a custom lake home. Lake Geneva and the surrounding Keystone Heights lakes are benefiting from major regional restoration efforts, including the Black Creek Water Resource Development Project and Clay County’s Lake Geneva lakebed restoration project. These projects are designed to support aquifer recharge, improve area lake conditions, and prepare portions of Lake Geneva’s historic lakebed for anticipated rising water levels. Actual lake levels will remain dependent on rainfall and regional hydrologic conditions. The property is currently rented for $875 per month, with the tenant scheduled to vacate on September 15, 2026. Whether you envision a custom lakefront residence, peaceful weekend getaway, or long-term land investment, this property offers a hard-to-find combination of acreage, privacy, waterfront location, established utilities, and future potential. Buyer should independently verify building requirements, utility capacity, mobile-home condition, lake frontage, water levels, and suitability for the buyer’s intended use.

6382 Baker Road, Keystone Heights
$150,000
Lake Geneva SubDv.
Rare opportunity to own approximately three beautiful waterfront acres on Lake Geneva, with scenic views of Lake Hutchinson directly across the street. Marketed primarily for its land value, this property offers the added advantage of an established homesite with electric, water, a new sewer line, and septic already in place—providing an excellent head start for your future plans. Mature oak trees create a private, shaded setting filled with natural beauty. The property is located on a quiet paved street and includes a cleared homesite, an existing 2-bedroom, 1-bath mobile home, and a large detached carport. The 2/1 mobile home may provide a place to live while building, serve as a weekend retreat or rental, or be removed to make way for a custom lake home. Lake Geneva and the surrounding Keystone Heights lakes are benefiting from major regional restoration efforts, including the Black Creek Water Resource Development Project and Clay County’s Lake Geneva lakebed restoration project. These projects are designed to support aquifer recharge, improve area lake conditions, and prepare portions of Lake Geneva’s historic lakebed for anticipated rising water levels. Actual lake levels will remain dependent on rainfall and regional hydrologic conditions. The property is currently rented for $875 per month, with the tenant scheduled to vacate on September 15, 2026. Whether you envision a custom lakefront residence, peaceful weekend getaway, or long-term land investment, this property offers a hard-to-find combination of acreage, privacy, waterfront location, established utilities, and future potential. Buyer should independently verify building requirements, utility capacity, mobile-home condition, lake frontage, water levels, and suitability for the buyer’s intended use.

6382 Baker Road, Keystone Heights
$585,000
3 Beds ⋅ 2 Baths ⋅ Breezy Point SubDv.
Experience the best of lakefront living in this custom home on the pristine shores of spring-fed Lake Geneva. Designed for entertaining, the open floor plan showcases an exceptional chef's kitchen featuring a premium Wolf range, high-end appliances, granite countertops, an oversized center island, abundant custom cabinetry, and generous prep space. The split-bedroom layout offers privacy, while the owner's suite includes a sitting area, fireplace, spa-inspired bath, and a spacious walk-in closet. Step outside to enjoy your private sandy beachfront, along with a covered deck, pergola, outdoor kitchen, greenhouse, and raised garden beds--creating the perfect setting for relaxing or entertaining by the water. A detached insulated garage, additional carport, and gated entry complete this exceptional waterfront retreat.

7932 Breezy Point Road W, Melrose
$1,799,000
4 Beds ⋅ 4 Baths ⋅ Na SubDv.
Custom built in 2023 and set on a secluded five-acre peninsula, this one-of-a-kind Gated Lake Brooklyn estate offers an extraordinary opportunity to own a private waterfront retreat where luxury, recreation, and unforgettable family memories come together. Surrounded by majestic live oaks draped in Spanish moss, the property captures the timeless beauty of Old Florida while showcasing exceptional craftsmanship and modern design in one of North Florida's most remarkable lakefront settings. Offering over 3,000 heated square feet of thoughtfully designed living space, the residence features soaring vaulted ceilings with exposed wood beams, wide-plank flooring, an open-concept design, and expansive windows that frame breathtaking lake views from nearly every room. At the heart of the home, the chef's kitchen flows seamlessly into the spacious great room before opening to a spectacular covered lanai complete with a full outdoor kitchen, multiple entertaining areas, and panoramic waterfront views. Whether enjoying coffee as the sun rises over the lake or gathering with friends and family at sunset, every space was thoughtfully designed to embrace the beauty of waterfront living. The flexible floor plan offers four bedrooms and four bathrooms, with every main-level bedroom featuring its own private en-suite bath. The luxurious primary suite is a true retreat, offering sweeping lake views, a spa-inspired bathroom, and two generous walk-in closets. A dedicated office provides the flexibility to serve as a fifth bedroom if desired. Upstairs, a private guest suite includes its own bedroom and full bathroom, along with an oversized bunk room that comfortably accommodates six beds, creating the perfect space for grandchildren, extended family, or unforgettable weekends at the lake. Designed with both recreation and versatility in mind, the property also includes two exceptional detached buildings. One oversized garage offers abundant space for boats, RVs, golf carts, side-by-sides, and all of your lake toys and recreational equipment. The second is a climate-controlled building complete with two garage bays, a full bathroom, workshop space, and a mini-split system, providing endless possibilities as a home gym, studio, office, workshop, or future guest casita for family and visitors. Floating Tommy Dock offers customazation for your waterfront needs. Whether you're searching for a primary residence or the ultimate second home, this exceptional property was built for making memories. Spend your days boating, fishing, paddleboarding, tubing, or skiing before gathering with family and friends to watch spectacular sunsets over the water. Set on a rare five-acre peninsula with water surrounding three sides, the home offers an ever-changing backdrop of breathtaking views, spectacular sunrises, and unforgettable sunsets. This is more than a lake house. It's a legacy property where generations of family and friends will gather, celebrate, and create memories for years to come. Conveniently located approximately 45 minutes from Jacksonville and an easy drive from Gainesville, this is a rare opportunity to own one of Lake Brooklyn's most exceptional waterfront estates.

7229 Pleasant Point Road, Keystone Heights
$684,000
5 Beds ⋅ 4 Baths ⋅ Eagle Harbor SubDv.
Virtually Staged. Seller offering $25k concessions at closing for buyers choice. Eagle Harbor Golf Course Views | Heated Pool, Tanning Deck & Gazebo | PAID OFF-CDD Bond | In-Law Floor Plan | A-Rated Schools | 3-Car Garage | Bonus Room Imagine ending every day in your own private resort. Perfectly positioned along the 13th green of the award-winning Eagle Harbor Golf Course, this exceptional executive home in Waterford Landing blends luxury, privacy, and timeless design with breathtaking golf course and pond views. The backyard is truly the showpiece of this home. A heated pool with three cascading waterfalls creates the soothing ambiance of a luxury spa while overlooking the lush fairways of Eagle Harbor. Relax on the sun-soaked tanning deck, unwind beneath the covered lanai, entertain in the separate gazebo, or simply enjoy the peaceful sounds of cascading water. Designed for both entertaining and everyday enjoyment, this outdoor oasis makes every day feel like a vacation. This expansive home offers 5 bedrooms, 4 bathrooms with a downstairs primary suite, split secondary bedrooms with a Jack-and-Jill bath, an oversized bonus room, a desirable in-law floor plan, and a spacious 3-car garage designed for the car enthusiast. From the moment your inside, you'll appreciate the thoughtful updates and elegant finishes. Soaring 10-foot ceilings, granite countertops, an open-concept living area, separate dining room, wood-burning fireplace, and whole-home surround sound create the perfect balance of sophistication and comfort. The spacious eat-in kitchen with breakfast bar flows seamlessly into the main living spaces, making entertaining effortless.The first-floor primary suite offers a private retreat featuring tray ceilings, double vanities, granite countertops, a soaking tub, separate shower, and a walk-in closet. Upstairs, the oversized bonus bedroom includes its own private bathroom, sitting area, and an impressive 100-square-foot walk-in closet, making it an ideal second primary suite, private guest retreat, or multigenerational living space. An added financial advantage is the CDD bond has been paid off, leaving only the annual maintenance fee while allowing you to enjoy all of Eagle Harbor's exceptional amenities. Additional highlights include Lifeproof® LVP flooring, a split-bedroom floor plan, landscape lighting, outdoor surround sound, sprinkler system, gutter protection, mature landscaping, and a durable 50-year shingle roof. Living in Eagle Harbor means enjoying one of Northeast Florida's premier master-planned communities featuring a championship golf, resort-style pools, tennis, Pickleball and basketball courts, walking trails, playgrounds, a golf cart and community dock and boat launch, RV and boat storage, and being located within an A-rated Clay County school district, including Fleming Island Elementary, Green Cove Springs Junior High, and Fleming Island High School. If you've been searching for an executive golf course home that offers resort-style outdoor living, a flexible multigenerational floor plan, outstanding community amenities, and long-term value this home delivers an exceptional Florida lifestyle. Close proximity to NAS, Restaurants, Shopping, Hospitals, Parks, Boat Launches, Water Activities and access to Doctors Lake at the community boat launch.

1413 Course View, Fleming Island
$495,000
3 Beds ⋅ 2 Baths ⋅ Lilly Lake SubDv.
Welcome to Lilly Lake, where peaceful lakefront living meets stylish modern comfort. Nestled on the crystal-clear, spring-fed waters, this fully upgraded 3-bedroom, 2-bath home offers the perfect retreat from the hustle and bustle of city life. Step inside to a bright, sun-filled interior featuring luxury vinyl flooring throughout, a cozy wood burning fireplace, and tasteful designer finishes that create a warm yet elegant atmosphere. Every detail has been thoughtfully updated, making this home truly move-in ready. The outdoor living space is just as impressive. A spacious lakefront deck provides the perfect setting for entertaining guests, enjoying morning coffee, or simply taking in the breathtaking views. Down by the water, you'll find your own private boat ramp, boat lift, and an elevated sitting area-ideal for watching sunsets or relaxing by the lake. If you've been dreaming of peaceful waterfront living with modern upgrades and year-round recreation, this is the perfect home.

8443 Lilly Lake Road, Melrose
$795,000
6 Beds ⋅ 4 Baths ⋅ Opal Lake SubDv.
Welcome to this beautiful brick home located under spreading old oaks on private Lake Opal! This 4425 SF Brick Pool home with metal roof has 6 bedrooms and 4 baths - including the In-Law-Suite! One of the bedrooms would make a perfect home office. The In-Law-Suite has it's own entrance. Enjoy the large family room and attached game room with the whole family or for group gatherings. The pool table stays as does the built in ping pong table. Family room features a wonderful wall of built ins. The kitchen is the "heart of the home" and this one lives up to it's name! Need more room for storage? Check out the huge pantry / storage room and the large laundry room with a built in Drop Zone for coats / boots / packages and it even has a built in ironing board. Then there is the sheltered storage areas under the pool deck for all of those outside things that just require so much room! Additionally, there is a dog run off of the side of the home with access to yet another outdoor storage area that allows the fur babies to get out of the sun or rain or for them to just stay close to you while you are out working. The 1.6+ acre lot is fenced down to the lake with a paved driveway and gated entrance. The established landscaping will feed your soul and the souls of the local baby deer! Lake Opal is a "no motorized crafts" lake.....so you can relax on the water or the shore without speed boats or Jet Skis disturbing you. It's a good fishing lake and the Owners say the lake is spring fed! The property has a gentle slope down to the water's edge, which also elevates the home up high from any rising waters. You need to see this water front jewel!! Want more land? Check to see of the vacant 1.69 acre lot next door is still available.

8315 Lilly Lake Road, Melrose
$245,000
3 Beds ⋅ 2 Baths ⋅ Lake Geneva SubDv.
Bring your vision and transform this diamond in the rough into your dream waterfront retreat. Situated on a spacious 0.27-acre fully fenced lot on beautiful Lake Geneva, this approximately 1,600-square-foot home is full of potential for investors, flippers, or buyers looking to create their own lakeside getaway. The home features a generous 400-square-foot open back porch overlooking the expansive backyard. As Lake Geneva's water levels rise with the planned pipeline project, this porch is expected to offer beautiful lake views and the perfect space for relaxing, entertaining, or enjoying peaceful sunsets. While the home does need TLC and updating, the combination of a large fenced yard, waterfront location, and future lake improvements creates an exceptional opportunity to build equity. Whether you're searching for a weekend retreat, investment property, or full-time residence, this property offers endless possibilities in a desirable lakefront setting. Don't miss your chance to invest in the future of Lake Geneva and make this property your own!

7908 Lake Geneva Lane, Keystone Heights
$2,790,000
6 Beds ⋅ 8 Baths ⋅ Thomas Travers Grant SubDv.
Experience luxury living on over 13 private gated acres in this exceptional estate featuring 6 bedrooms, 6 full baths, and 2 half baths. Designed for entertaining, the gourmet chef's kitchen offers a Thermador gas range with Blackstone, Sub-Zero refrigerator, four ovens, two dishwashers, and a butler's pantry with prep sink and ice maker. Enjoy a library, office, media room, hardwood floors, custom closets, Sonos audio, central vacuum, and two gas fireplaces. Outside, your private retreat includes a resort-style pool with waterfall, fire pit, outdoor kitchen with Green Egg, guest pool house, private fishing pond with dock, detached garage, pole barn with 50-amp RV hookup, and gated entry. Over $222,000 in recent upgrades include four new HVAC systems, Renewal by Andersen windows, Generac generator, irrigation well, landscape improvements, security system, and more. A truly one-of-a-kind estate offering luxury, privacy, and exceptional amenities!

3260 County Road 209, Green Cove Springs
$330,000
Discover the perfect blend of privacy, recreation, and country living on this beautiful 9.6-acre property. Surrounded by perimeter fencing, this versatile parcel offers plenty of room to build your dream home, establish a hobby farm, or create the ultimate weekend retreat. At the heart of the property is a scenic pond complete with a pier and stocked with bass, bluegill, and minnows, providing endless opportunities for fishing and relaxation. A spacious pole barn offers ample room for equipment storage, workshops, livestock needs, or entertaining, while the fire pit area creates the perfect gathering place for family and friends. The property is enhanced by established blueberries, raspberries, and pecan trees, adding both beauty and productivity to the landscape. With open space, mature plantings, and a peaceful rural setting, this acreage is ready for a variety of uses. Conveniently located just minutes from Mike Roess Gold Head Branch State Park, approximately 45 minutes from Jacksonville and 35 minutes from Gainesville, you’ll enjoy the tranquility of country living without sacrificing access to city conveniences. Looking for even more room to spread out? The adjoining 16.88-acre parcel with a buildable barn, RV oasis, and more amenities, is also available for purchase, creating a unique opportunity to own nearly 27 acres of North Florida land.

5753 Retreat Road, Keystone Heights
$649,900
5 Beds ⋅ 4 Baths ⋅ Governors Pointe SubDv.
**1% CREDIT TOWARDS RATE BUY-DOWN WITH LOAN WOLF LENDING **PRIVATE BOAT SLIP**1ST FLOOR PRIMARY SUITE** 1ST FLOOR PRIMARY SUITE** Why wait for new construction? This gorgeous, immaculately maintained 5 bed/4 bath home offers a cozy and modern vibe right on the Saint Johns River! Nestled in a GATED COMMUNITY, you'll love having a RIVER VIEW from your front yard and a peaceful POND VIEW from the backyard! Protection is unmatched with a 50 YEAR METAL ROOF and a pristine paver driveway. Inside, an abundance of light creates a bright, welcoming atmosphere across an elegant SPLIT BEDROOM FLOOR PLAN. The main living areas boast beautiful LVP flooring, leading to a gorgeous kitchen featuring stylish white shaker cabinets, granite countertops, and stainless steel appliances. Relax in the 1st fl primary suite, or enjoy the massive 32x25 4 CAR TANDEM GARAGE--perfect for cars, golf carts, & boat storage! Plus, there's a LARGE ATTIC offering tons of storage. Step out onto the paver patio overlooking the pond, or walk next door to the pool! Enjoy RESORT STYLE AMENITIES including a pool, cabana area, and a community dock with your own private DEEDED BOAT SLIP! Commuting is a breeze with nearby US-17, putting you just minutes from downtown Green Cove Springs. Don't miss this! **Seller is re-landscaping and adding fresh sod in July**

101 Yacht Club Point, Green Cove Springs
$284,000
3 Beds ⋅ 2 Baths ⋅ Lake Geneva Acres SubDv.
Welcome to your lakefront retreat on beautiful spring-fed Twin Lakes! This charming 3-bedroom, 2-bath home offers approximately 1,600 square feet of comfortable living space in the historic Twin Lakes community near Keystone Heights. Inside, you'll find a spacious kitchen featuring granite countertops and a convenient dining room/living room combo, perfect for everyday living and entertaining. The primary bedroom offers peaceful lake views and direct access to the back deck, creating the perfect place to start and end your day. Step outside to the large covered back deck and embrace the serenity of waterfront living. Enjoy your morning coffee while listening to birds sing, leaves rustle in the breeze, and the gentle sounds of nature surrounding this peaceful lakeside setting. The spring-fed, sand-bottom waters of Twin Lakes are ideal for fishing, boating, kayaking, swimming, and year-round recreation. Situated on an Agricultural Residential (AR) zoned parcel, this property offers the flexibility of a rural lifestyle with room for chickens and other permitted agricultural uses. A large storage shed provides additional space for motorcycle storage, tools, outdoor equipment, and lake toys. Twin Lakes is known for its clear waters, natural beauty, and timeless Old Florida charm. Whether you're looking for a full-time residence, weekend getaway, or investment opportunity, this waterfront property offers a rare opportunity to enjoy relaxed lakefront living while remaining conveniently located near Keystone Heights, Gainesville, Jacksonville, and surrounding areas.

7765 Twin Lakes Road, Keystone Heights
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