Clay Homes with Boatable Water Water Frontage

Clay Homes with Boatable Water Water Frontage

Welcome to Clay County, Florida – a hidden gem where southern charm meets the allure of waterfront living. Nestled in the heart of Northeast Florida, Clay County boasts a picturesque landscape of serene lakes, lush greenery, and vibrant communities that cater to families, retirees, and everyone in between. With its friendly atmosphere and rich history, this county offers an ideal blend of small-town warmth and modern conveniences.

One of the standout features of Clay County is its stunning selection of homes with boatable water frontage. Imagine waking up to the gentle lapping of water against your dock, with the sun rising over the tranquil waters of one of the county's many lakes or rivers. These properties not only provide direct access to boating, fishing, and other water activities but also create a peaceful retreat where you can unwind and enjoy the beauty of nature right from your backyard.

Whether you’re looking for a cozy cottage, a spacious family home, or a luxurious estate, Clay County offers a diverse range of waterfront properties to suit various lifestyles and budgets. With easy access to nearby amenities, including shopping, dining, and recreational activities, you’ll find everything you need just a stone's throw away.

Explore the vibrant neighborhoods of Clay County and discover the joys of waterfront living. Here, every day feels like a vacation, and the possibilities for adventure are endless. Come and experience the magic of Clay County, where your dream home awaits by the water!

Newest Clay Homes with Boatable Water Water Frontage

$495,000
3 Beds ⋅ 2 Baths ⋅ Lilly Lake SubDv.
Welcome to Lilly Lake, where peaceful lakefront living meets stylish modern comfort. Nestled on the crystal-clear, spring-fed waters, this fully upgraded 3-bedroom, 2-bath home offers the perfect retreat from the hustle and bustle of city life. Step inside to a bright, sun-filled interior featuring luxury vinyl flooring throughout, a cozy wood burning fireplace, and tasteful designer finishes that create a warm yet elegant atmosphere. Every detail has been thoughtfully updated, making this home truly move-in ready. The outdoor living space is just as impressive. A spacious lakefront deck provides the perfect setting for entertaining guests, enjoying morning coffee, or simply taking in the breathtaking views. Down by the water, you'll find your own private boat ramp, boat lift, and an elevated sitting area-ideal for watching sunsets or relaxing by the lake. If you've been dreaming of peaceful waterfront living with modern upgrades and year-round recreation, this is the perfect home.

8443 Lilly Lake Road, Melrose
$115,000
Black Creek Shores SubDv.
Check out this "Diamond In the Rough". As you drive to this beautiful property you feel that you are truly getting away from the busy world. Stunning natural setting to build a get away or your forever home. This cleared property has some gorgeous Old Oaks, Cypress trees and Old Florida landscaping. Enjoy fresh water from a private Artesian Well. Quiet setting with access to South Fork Black Creek with a private boat ramp. Build a dock for evening cocktails and fishing. South Fork Black Creek gives access to the St Johns River and to the Atlantic Ocean for the adventurer. Live in the country with only minutes to town. Easy drive to Middleburg,Gainsville, Palatka and Keystone Heights and Jacksonville . Located on a dead end road in a small community of Black Creek Shores surrounded well kept homes. Paved road to the entrance of the property.

2905 Creek Street, Middleburg
$569,000
4 Beds ⋅ 2 Baths ⋅ Lilly Lake SubDv.
Virtually Staged. Tucked along the pristine shores of Lake Lily in Melrose, this exceptional waterfront retreat offers a rare blend of natural beauty, recreation, and versatility. Known for its crystal-clear, spring-fed waters, Lake Lily is one of the area’s most sought-after lakes—large enough to accommodate water skiing, jet skis, and a full range of water sports, yet peaceful enough to enjoy quiet mornings and breathtaking sunsets. The approach to the property is as memorable as the home itself, with a scenic drive winding past picturesque horse farms and open countryside that immediately sets a tone of relaxation and escape. Situated on a quiet road with very little traffic, the setting provides a sense of privacy and calm that is increasingly hard to find. This well-maintained 4-bedroom, 2-bath home is thoughtfully positioned to capture stunning lake views from multiple vantage points. Inside, you’ll find a beautifully updated kitchen designed for both functionality and style, seamlessly flowing into the main living areas. The expansive sunroom is a true highlight, featuring walls of windows that frame panoramic views of the water—perfect for relaxing, entertaining, or simply taking in the serene setting year-round. Step outside and experience the ultimate lakefront lifestyle. Two oversized decks overlook the water, offering ample space for dining, entertaining, or unwinding in the fresh air. A sandy beach provides the perfect spot for swimming or lounging, while your private boat ramp makes it effortless to launch and enjoy a day on the lake. The property is as functional as it is inviting, featuring a 2-car detached garage, a large metal building for storage or hobbies, and a detached guest suite with a half bath—ideal for visitors, extended family, or a private workspace. A separate utility building with shower and laundry adds convenience, especially after long days spent on the water. Beyond the property itself, a true sense of community sets this home apart. Friendly neighbors and cherished traditions create a welcoming atmosphere, including annual fireworks displays over the lake on the 4th of July and New Year’s Eve—an unforgettable experience right from your own backyard. For added convenience and a true turnkey opportunity, all furnishings, pool table, and even the boat and jet ski may be included with an acceptable offer. Whether you’re looking for a full-time residence or a private getaway, this property delivers the best of both worlds—an active waterfront lifestyle paired with the tranquility of a true retreat. Surrounded by natural beauty and set on a premier recreational lake, this is where lasting memories are made.

8491 Lilly Lake Road, Melrose
$799,000
3 Beds ⋅ 2 Baths ⋅ Alma Shores/Lilly Lake SubDv.
Come home to Florida lakefront living at its best! Welcome to the cool clear waters of Lake Lilly and this nearly new well built three bedroom and two bathroom home with stunning views. Wood lined cathedral ceilings greet you as you enter the light filled great room from the front porch with unobstructed views through the open concept dining, kitchen, and living area to the sprawling back porch and out to the covered dock. The kitchen is an entertainer's dream with a massive island, granite counters, stainless appliances, and a gas cooktop. A luxurious primary suite offers lake views, covered porch access, two walk-in closets, and a spa like bathroom with oversized shower and a walk-in soaking tub. The split floorplan includes two additional large bedrooms and a spacious bathroom. Boating is a breeze with the private ramp and covered storage complete with full 30 amp RV hookups. No detail was overlooked and no expense spared when building this lakefront retreat from the world. A solar panel system contributes to energy efficiency, and everything runs as usual during prolonged power outages thanks to the whole house generator with a 1,000 gallon in-ground propane tank. The air conditioned garage includes workshop space with stainless sinks and plenty of room to store more than cars. A carport and two sheds provide covered parking and storage near the house, and there's another by the dock for easy access to all those water toys and floats. Lake Lily is a private spring fed lake in the heart of north central Florida's lake region with easy access to Gainesville, Jacksonville, and Ocala. Nearby Melrose and Keystone offer many great dining and shopping options. Call today to see this amazing property for yourself!

8449 Lilly Lake Road, Melrose
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