St Johns Riverside Estates Homes under $400,000

St Johns Riverside Estates Homes under $400,000

Welcome to St. Johns Riverside Estates, a hidden gem nestled in the heart of Satsuma, Florida, within the picturesque Putnam County. This charming subdivision offers an inviting blend of serene living and modern conveniences, making it the perfect place for families, retirees, and anyone seeking a tranquil lifestyle by the water.

St. Johns Riverside Estates is characterized by its lush landscapes, friendly community atmosphere, and proximity to the beautiful St. Johns River. Residents can enjoy a variety of outdoor activities, from fishing and boating to leisurely strolls along the riverbanks. The area is known for its warm, welcoming vibe, where neighbors become friends and community events foster a sense of belonging.

One of the standout features of St. Johns Riverside Estates is the availability of homes priced under $400,000. This makes it an attractive option for first-time homebuyers and those looking to downsize without sacrificing quality. The homes in this subdivision boast a range of styles, from cozy single-family residences to spacious modern designs, ensuring there’s something to suit every taste and budget.

With access to excellent local schools, shopping, and dining options, St. Johns Riverside Estates offers the perfect balance of peace and convenience. Whether you’re enjoying a sunny afternoon on your porch or exploring the scenic beauty of the nearby river, life here is truly a breath of fresh air. Discover your dream home in St. Johns Riverside Estates today, where affordable living meets the beauty of Florida’s nature!

Newest St Johns Riverside Estates Homes under $400,000

104 Woodcrest Avenue, Satsuma
$274,900
2 Beds ⋅ 1 Baths ⋅ St Johns Riverside Estates SubDv.
ST. JOHNS RIVER AREA OPPORTUNITY! Welcome to 104 Woodcrest Ave. in Satsuma, FL, where Old Florida charm meets thoughtful updates and comfortable living. Situated on approximately .54 acres, this beautifully renovated solid concrete block home offers 2 bedrooms, 1 bathroom, and a spacious 2-car garage. The property provides plenty of room to enjoy the outdoors, with a fully fenced backyard area, paver patio and walkway, raised garden beds, mature landscaping, irrigation, and fruit and citrus trees scattered throughout the property. Major improvements include a Metal Roof (2023), A/C (2024), Hot Water Heater (2021), Refrigerator (2025), Water Filtration System (2025), Well Pump (2024), Gutters with Leaf Filters (2023), Fully Fenced Backyard Area (2023), Paver Patio and Walkway (2025), and Landscaping and Irrigation System (2025). Inside, the renovated home offers a comfortable and functional layout, while the extensive improvements provide added peace of mind for years to come. Outside, the generous .54-acre homesite delivers the space and relaxed setting that make this property stand out. Whether you're looking for a full-time residence, weekend retreat, or a place to enjoy a quieter Florida lifestyle, 104 Woodcrest Ave. offers a unique combination of solid construction, valuable updates, outdoor space, and Old Florida character.

104 Woodcrest Avenue, Satsuma
111 Breezeway Avenue, Satsuma
$310,000
3 Beds ⋅ 2 Baths ⋅ St Johns Riverside Estates SubDv.
Well maintained 2024 3-bedroom, 2-bathroom home, thoughtfully designed for modern living. The open floor plan seamlessly blends the living, dining, and kitchen areas, enhanced by durable and elegant LVP flooring throughout. The kitchen features granite countertops, stainless steel appliances, soft-close cabinets, large walk in pantry, brushed nickel hardware, disposal & water softener. The primary suite offers a luxurious ensuite bathroom, complete with a double vanity and a spacious walk-in closet. Hardie board siding for timeless curb appeal and includes storage shed. This home is located just 10 minutes from historic downtown Palatka, it's also an easy commute to St. Augustine, Jacksonville or Palm Coast. Lots of growth in the area. The best part is you are close to the St. Johns River for endless boating and outdoor adventures. Don't wait—call us for your private tour today and make this home yours!

111 Breezeway Avenue, Satsuma
104 Edgewater Road, Satsuma
$220,000
2 Beds ⋅ 2 Baths ⋅ St Johns Riverside Estates SubDv.
Waterfront living meets endless possibilities at this charming home on a canal with direct access to Dunn's Creek and the St. Johns River! Whether you love fishing, boating, or simply relaxing by the water, this property offers the Florida lifestyle you've been dreaming of. The home features 2 bedrooms, 2 bathrooms, and two versatile flex rooms that can easily serve as additional bedrooms, home offices, hobby rooms, or guest space—giving you the flexibility to fit your needs. Recently, partially remodeled with new flooring in several rooms. Has a hookup for your RV! 2024 Hot Water Heater and plumbing, 2023 Roof, 2023 HVAC. Step outside and you'll find one of the property's standout features: a private boathouse on the canal, making it easy to launch your next adventure on the water. Spend your days boating, kayaking, or casting a line, then return home to enjoy the peaceful surroundings and beautiful water views. Located in the quiet community of Satsuma, you'll enjoy the tranquility of Old Florida while still being within easy reach of Palatka, Crescent City, shopping, dining, and everyday conveniences. Whether you're looking for a full-time residence, a weekend retreat, or an investment opportunity, this waterfront gem is ready for its next owner. Bring your boat, your fishing gear, and your imagination—this is Florida waterfront living at its best! Above ground swimming pool does not convey. Buyer and buyer's agent to verify all information.

104 Edgewater Road, Satsuma
108 Pineshore Drive, Satsuma
$180,000
3 Beds ⋅ 2 Baths ⋅ St Johns Riverside Estates SubDv.
Some photos are virtually staged. This freshly remodeled ranch-style manufactured property in Satsuma offers a practical layout with 3 bedrooms and 2 bathrooms. The residence sits on a large lot and fronts a quiet road, providing a peaceful setting for buyers seeking a move-in-ready opportunity. The interior has been updated throughout, reflecting the recent remodeling work. The three bedrooms and two full bathrooms are arranged for convenient daily living. The spacious grounds provide ample outdoor space, while the tranquil street location ensures a calm residential environment away from heavy traffic. Contact us today to schedule a showing and experience this property firsthand. This is a Fannie Mae HomePath property. First Time Buyers, complete the HomePath Ready Buyer homeownership course on Homepath.

108 Pineshore Drive, Satsuma
115 Betsy Ross Place, Satsuma
$255,000
4 Beds ⋅ 2 Baths ⋅ St Johns Riverside Estates SubDv.
Experience the peace and privacy of country living in this brand-new 2026 manufactured home, perfectly situated on 1.10 wooded acres at the end of a quiet dead-end road in Satsuma, Florida. Tucked away from the road down a private driveway, this never-lived-in home offers a serene setting surrounded by nature. Featuring over 1,800 square feet of living space, this spacious home includes 4 bedrooms and 2 bathrooms with a desirable split-bedroom floor plan designed for comfort and functionality. Enjoy beautiful wooded views from every window. Everything is BRAND NEW, including the home, septic system, and HVAC, Roof, providing peace of mind and years of low-maintenance living. The dining area features a sliding glass door that overlooks the private backyard, creating the perfect place to enjoy your morning coffee or unwind in the evening while listening to the sounds of nature and watching local wildlife in your own backyard. Located in the quiet community of Satsuma, this property offers a wonderful blend of privacy and convenience. You're just minutes from the scenic St. Johns River, famous for boating, kayaking, and some of Florida's best freshwater fishing in an area recognized as the Bass Capital of the World. The waterfront town of Welaka is only about 10 minutes away, offering public boat ramps, parks, and local dining, while Palatka is approximately 20 minutes away with shopping, restaurants, medical facilities, and everyday conveniences. Whether you're looking for a peaceful retreat, a full-time residence, or a place to enjoy Florida's abundant outdoor recreation, this brand-new home offers the perfect combination of modern comfort and natural beauty.

115 Betsy Ross Place, Satsuma
118 Waterway Drive, Satsuma
$264,900
3 Beds ⋅ 2 Baths ⋅ St Johns Riverside Estates SubDv.
Seller owns a mortgage company and is offering discounted interest rates. Welcome to waterfront living at its finest in beautiful Satsuma, Florida! This home is fully renovated. 118 Waterway Drive offers direct canal access to Dunns Creek which offers easy access to the scenic St. Johns River—perfect for boating, fishing, and enjoying the Florida lifestyle right from your backyard. No detail has been overlooked in this top-to-bottom renovation. The home features a brand-new roof, a new HVAC system, new hot water heater, and a completely new septic system including drain field—giving you peace of mind for years to come. Inside, you’ll find stylish new LVP flooring throughout, a beautifully updated kitchen with upgraded appliances, modern cabinetry, and sleek countertops, as well as fully remodeled bathrooms with new fixtures and vanities. Whether you're looking for a full-time residence, a weekend retreat, or an investment opportunity, this move-in-ready waterfront property delivers comfort, quality, and access to one of Florida’s most iconic rivers. Don’t miss your chance to own a slice of paradise—schedule your private showing today!

118 Waterway Drive, Satsuma
106 Sunland Drive, Satsuma
$225,000
3 Beds ⋅ 2 Baths ⋅ St Johns Riverside Estates SubDv.
Pre-Construction. To be built. BRAND NEW Buyers will be stunned when they explore all the features of this three-bedroom, two-full-bath home with amazing amenities of living space. The primary suite, with dual sinks, walk-in closet, a tub and shower, is separated from the other bedrooms for added privacy. The second bathroom is ideally located near the shared living areas and other bedrooms. A designated utility area includes the water heater and laundry. The instant wow factor for the open plan space, including the kitchen, dining room, and living room. The huge kitchen island includes a seating area and a stainless steel deep sink. Stainless steel Energy Star appliances, a stainless steel range hood, a built-in refrigerator, upper cabinetry, and a coffee bar are all part of the features of this home. Additional energy-efficient, 60” windows, top-of-the-line insulation, and Craftsman exterior front door. BRAND NEW WELL AND ATU SEPTIC SYSTEM. You will enjoy creating new memories for decades to come. Expected completion on or before the end of September 2026 located just 0.7 miles from US Highway 17 providing a peaceful rural lifestyle. Experience the tranquility of this serene location, with local parks and the St. John’s River just a short drive away, perfect for fishing.

106 Sunland Drive, Satsuma
354 Hoot Owl Road, Satsuma
$235,000
3 Beds ⋅ 2 Baths ⋅ St Johns Riverside Estates SubDv.
Pre-Construction. To be built. Pre-Construction Custom Home Opportunity! Build Your Dream Home on 354 Hoot Owl Rd, Satsuma/Palatka, FL This is your chance to own a brand-new custom-built home in a peaceful setting — designed and built exactly the way you want it! The base home starts at just $235,000 and includes a spacious 3-bedroom, 2-bath open-concept floor plan with these desirable features: • Large kitchen island with plenty of cabinet space • Stainless steel appliances (side-by-side refrigerator, dishwasher, microwave, garbage disposal, and stylish range) • Generous primary suite with walk-in closet • Energy-efficient double-pane windows Well and septic are included with the base price — no extra costs for these major utilities! All photos shown are examples of the home with premium Package upgrades — so you can see the quality, finishes, and luxurious touches that are available. Choose from our Georgetown premium package to elevate your home with upgraded features throughout! Tour our completed model home at 105 SE 3rd St in Georgetown, Florida — experience the premium upgrades in person and see exactly how beautiful your custom home can be! We have the land, we have the builder, and now all we need is you and your dream. Whether you're looking for a primary residence, a retirement home, or a weekend getaway, let us help you build your future today with the premium Georgetown Package! *Additional building lot also available just down the street at 329 Hoot Owl Rd — perfect if you want extra space, privacy, or room for family/guests. Ready to start planning your custom home? Contact me today — let’s make your dream home a reality!

354 Hoot Owl Road, Satsuma
334 Paradise Circle, Satsuma
$374,999
3 Beds ⋅ 2 Baths ⋅ St Johns Riverside Estates SubDv.
A true haven for fishing enthusiasts and nature lovers alike, this exceptional 3-bedroom, 2-bath home offers 100 feet of frontage on the meandering, deep waters of Dunns Creek. Set in a peaceful country setting at the end of a cul-de-sac, the property captures the essence of waterfront living with a 50-foot fishing dock and a separate boathouse complete with lift, fish-cleaning sink, & direct access to Crescent Lake, the St. Johns River, & beyond to the Atlantic Ocean. Known as the bass capital of the world, this location promises endless days of adventure on the water. Inside, the home exudes comfort & charm, featuring upgraded windows & doors, elegant crown molding & a thoughtful layout where the Family Room, Dining Room, Kitchen, office & porch overlook the tranquil creek. The master suite includes a luxurious walk-in tub, perfect for unwinding after a day of fishing or boating. A rare combination of serenity, functionality & natural beauty--this waterfront paradise won't last long.

334 Paradise Circle, Satsuma
329 Hoot Owl Road, Satsuma
$235,000
3 Beds ⋅ 2 Baths ⋅ St Johns Riverside Estates SubDv.
One or more photo(s) has been virtually staged. Pre-Construction. To be built. Pre-Construction Custom Home Opportunity! Build Your Dream Home on 329 Hoot Owl Rd, Satsuma/Palatka, FL This is your chance to own a brand-new custom-built home in a peaceful setting — designed and built exactly the way you want it! The base home starts at just $235,000 and includes a spacious 3-bedroom, 2-bath open-concept floor plan with these desirable features: • Large kitchen island with plenty of cabinet space • Stainless steel appliances (side-by-side refrigerator, dishwasher, microwave, garbage disposal, and stylish range) • Generous primary suite with walk-in closet • Energy-efficient double-pane windows Well and septic are included with the base price — no extra costs for these major utilities! All photos shown are examples of the home with premium Package upgrades — so you can see the quality, finishes, and luxurious touches that are available. Choose from our Georgetown premium package to elevate your home with upgraded features throughout! Tour our completed model home at 105 SE 3rd St in Georgetown, Florida — experience the premium upgrades in person and see exactly how beautiful your custom home can be! We have the land, we have the builder, and now all we need is you and your dream. Whether you're looking for a primary residence, a retirement home, or a weekend getaway, let us help you build your future today with the premium Georgetown Package! ? Additional building lot also available just down the street at 354 Hoot Owl Rd — perfect if you want extra space, privacy, or room for family/guests. Ready to start planning your custom home? Contact me today — let’s make your dream home a reality!

329 Hoot Owl Road, Satsuma
231 Tropic Avenue, Satsuma
$220,000
3 Beds ⋅ 2 Baths ⋅ St Johns Riverside Estates SubDv.
This 2023-built 3 bedroom, 2 bathroom home features an open layout with a modern kitchen, stainless steel appliances, and a center island that opens into the living area. The split floorplan gives the primary bedroom extra privacy with its own walk-in closet and bathroom. A built-in office is perfect for working from home, studying, or gaming. The brand-new central AC unit keeps the home cool and efficient year-round. Enjoy the fully fenced yard and a back deck, great for relaxing or hanging out with family and friends. The home is also just a short drive to Palatka for restaurants and activities, and close enough to Palm Coast and St. Augustine for beaches and shopping.

231 Tropic Avenue, Satsuma
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