Punta Gorda Homes under $500,000

Punta Gorda Homes under $500,000

Welcome to Punta Gorda, Florida, a hidden gem nestled in Charlotte County that perfectly blends small-town charm with vibrant coastal living. Known for its picturesque waterfront views and a laid-back lifestyle, Punta Gorda is an ideal destination for those seeking a serene escape without sacrificing convenience. With its rich history, thriving arts scene, and an abundance of outdoor activities, this community truly offers something for everyone.

One of the most appealing aspects of Punta Gorda is its diverse range of homes, particularly for those looking for options under $500,000. Whether you’re a first-time homebuyer, a retiree, or looking for a vacation retreat, you’ll find a variety of properties that cater to your needs. From cozy single-family homes with lush gardens to modern townhouses with stunning water views, Punta Gorda’s real estate market has something to suit all tastes and budgets.

Residents enjoy access to beautiful parks, scenic bike trails, and the stunning Charlotte Harbor, perfect for boating, fishing, and leisurely strolls along the waterfront. The local community is vibrant, with farmer’s markets, art galleries, and an array of dining options that highlight the region’s fresh seafood and culinary delights.

With its affordable housing options and a welcoming atmosphere, Punta Gorda is not just a place to live; it’s a place to thrive. Discover your dream home in this enchanting Florida community, where the beauty of nature and the warmth of community come together to create a truly special living experience. Welcome to your new life in Punta Gorda!

Newest Punta Gorda Homes under $500,000

no property photo
$325,000
2 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv.
Room to breathe, and the privacy to enjoy it. Ten (10) acres of mostly cleared land, mature pines, oaks, and a mango tree, plus a small private pond give this East Charlotte County property an Old Florida feel, with no HOA or deed restrictions. At the end of a gated private entry, the 2005 manufactured home keeps things easy: 1,512 sq. ft. includes 2 bedrooms, 2 baths, dining room, living room, kitchen, interior laundry, large Florida room, and cathedral ceilings. The expansive main-floor primary bedroom features an ensuite bathroom and a walk-in closet. Offered furnished. Step outside and the vast property opens to an oversized 26x40 (1,040 sq. ft.) garage with room for an RV (30-amp hookup installed), your workshop, tools, and ample storage. Quiet and peaceful surroundings, this property provides both flexibility and privacy. Picture gardens, a workshop life, a weekend retreat, or a future homesite on land that offers real flexibility near- or long-term. Operating well and septic. Zoned AG. Flood Zone X allows for insurance options. Located on a dead-end road keeps traffic to a minimum. Being centrally located between Fort Myers, Punta Gorda, or DeSoto County is perfect. You can take your pick of a convenient commute to Historic Downtown Arcadia, gorgeous Lee County beaches and Babcock Ranch, or rooftop and waterfront Punta Gorda amenities. Florida’s rural land market continues to attract capital as buyers prioritize space, privacy, and multi-use potential. Sold as-is. Cash offers only.

47050 Bermont Road, Punta Gorda
5505 Wilson Drive, Punta Gorda
$165,000
2 Beds ⋅ 1 Baths ⋅ Punta Gorda SubDv.
Great Opportunity on a Spacious Quarter-Acre Lot in Charlotte County! Bring your vision and make this charming concrete block home your own. Situated on a generous quarter-acre lot, this property offers a great opportunity for homeowners, investors, or anyone looking for extra outdoor space and the potential to add their personal touch. Several important updates have already been completed, including a new roof, water heater, and well in June 2024. Additional improvements include windows, air conditioning, and plumbing replaced in 2010. The home does need some TLC, but it offers solid bones and a great starting point for someone ready to bring it back to life. With its durable concrete block construction, spacious homesite, and major improvements already in place, this property offers plenty of potential. Whether you're looking for your next project, an investment opportunity, or a place to create a home tailored to your style, this one is worth a look! Don't miss the opportunity to unlock the potential of this property and make it your own!

5505 Wilson Drive, Punta Gorda
24684 Rio Villa Lakes Circle, Punta Gorda
$288,000
3 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv.
Price Improvement!! Location, Location, Location!! In BEAUTIFUL Punta Gorda area. Have you ever heard of this? Quarterly HOA dues have decreased from $815 to $786 quarterly!! The Board will continue working to manage and reduce our expenditures. This is a TURNKEY home in the desirable community of Rio Villa Lakes, a 55+ gated community in Punta Gorda. This is a charming deed-restricted community with a heated community pool, clubhouse, tennis courts, and a fitness center. Nicely manicured landscaping with mature palm trees within the community. The driveway and walkway have pavers to the front door. Once you open the door in the foyer, you have natural lighting from a solar light fixture, and your focus goes straight to the screened-in lanai. Newly updated with granite countertops in the kitchen and the bathrooms. Screened-in lanai has very fine screens, so those little nat bugs can't come in. Great feature..Split-bedroom plan so everyone has their own space. Very well-maintained home, neat & tidy, waiting for new owners to cherish. Newly installed A/C unit in 2026, Roof replaced in 2023 !! Plus underground utilities!! Close to restaurants, medical facilities, shopping, and the historic part of beautiful Punta Gorda to enjoy. Schedule your showing soon before this home is gone!!

24684 Rio Villa Lakes Circle, Punta Gorda
10101 Burnt Store Road Unit 50, Punta Gorda
$124,900
2 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv.
Completely furnished and move-in ready, this affordable home offers a fantastic opportunity to enjoy the Florida lifestyle just minutes from Punta Gorda’s shopping, dining, entertainment, and commercial airport. Just bring your toothbrush and start enjoying all this home and community have to offer. There are NO PETS ALLOWED, in case you wondered. Also no rentals. Inside, you’ll find an open floor plan that creates a bright and comfortable living space. Relax on the raised front porch/lanai w/ramp and take advantage of the extra storage room w/ workbench located at one end of the carport for added convenience. Parkhill Estates amenities include water, sewer, trash, lawn maintenance, a heated swimming pool, shuffleboard courts, bocce ball, horseshoes, and a clubhouse with a variety of social events and activities. Waterfront picnic tables and shoreline fishing add to the charm and enjoyment of this inviting neighborhood., a community pool, boat slips, and boat storage. The price of this home does not include the shares you need to buy to live here, and it determines the amount of the HOA monthly dues. See the added documents for this list.

10101 Burnt Store Road Unit 50, Punta Gorda
10101 Burnt Store Road Unit 50, Punta Gorda
$124,900
2 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv.
Completely furnished and move-in ready, this affordable home offers a fantastic opportunity to enjoy the Florida lifestyle just minutes from Punta Gorda’s shopping, dining, entertainment, and commercial airport. Just bring your toothbrush and start enjoying all this home and community have to offer. There are NO PETS ALLOWED. Also no rentals. Inside, you’ll find an open floor plan that creates a bright and comfortable living space. Relax on the raised front porch/lanai w/ramp and take advantage of the extra storage room w/ workbench located at one end of the carport for added convenience. Parkhill Estates amenities include water, sewer, trash, lawn maintenance, a heated swimming pool, shuffleboard courts, bocce ball, horseshoes, and a clubhouse with a variety of social events and activities. Waterfront picnic tables and shoreline fishing add to the charm and enjoyment of this inviting neighborhood., a community pool, boat slips, and boat storage. The price of this home does not include the shares you need to buy to live here, and it determines the amount of the HOA monthly dues. See the added documents for this list.

10101 Burnt Store Road Unit 50, Punta Gorda
25683 Aysen Drive SW, Punta Gorda
$305,000
4 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv.
Enjoy peaceful greenbelt views and inviting outdoor space at this updated 4-bedroom, 2-bath home in the deed-restricted community of Deep Creek! Offering 1,309 square feet of living space and an attached 2-car garage, this single-story home features an open layout connecting the living and dining areas with the kitchen. Neutral tile flooring throughout the main living spaces and a soft interior color palette create a welcoming atmosphere. The kitchen features granite countertops, solid wood cabinetry, stainless steel appliances, and a new dishwasher installed in 2026. Additional updates include new ceiling fans and a second bathroom remodeled in 2025. Four bedrooms flexibility for guests, a home office, or hobbies. French doors lead to a spacious, fenced backyard with mature landscaping and greenbelt views an ideal setting for morning coffee, outdoor dining, or unwinding at the end of the day. A roof and hurricane-rated garage door installed in 2021, along with a 50-amp RV outlet in the garage, add to the home's features. Offered partially furnished, subject to an agreed-upon inventory. Conveniently located near I-75, shopping, dining, and Deep Creek Golf Club, this home offers easy access to everyday essentials and local recreation. Explore historic downtown Punta Gorda, waterfront parks, and the boating and fishing opportunities of Charlotte Harbor, all within driving distance. Punta Gorda Airport adds convenience for seasonal visits and year-round travel. Schedule your private showing and explore the possibilities of making this Punta Gorda home your own!

25683 Aysen Drive SW, Punta Gorda
13482 Turnleaf Boulevard, Punta Gorda
$401,990
3 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv.
Virtually Staged. Under Construction. The model CLARK model Spacious 3-bedroom, 2-Bath home located in Punta Gorda’s newest resort-style community, Turnleaf. This open-concept one-story home, the Clark, our newest floor plan in Turnleaf, features a modern Kitchen with Gray shaker-style cabinetry and white quartz countertops, complemented by a White subway tile backsplash. Natural-tone, low-maintenance Laminate flooring throughout the entry, Kitchen, dining, and great room. This home maximizes natural light with 6 windows and a glass door slider illuminating the main entertainment area. Conveniently located minutes from historic downtown Punta Gorda, the area’s finest marinas, the area’s top golf courses, Punta Gorda Airport, Peace River Botanical Gardens, Miles of nature trails at Charlotte County Nature Preserve, and more!

13482 Turnleaf Boulevard, Punta Gorda
145 Bayshore Court, Punta Gorda
$395,000
2 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv.
***The current VA loan is assumable at an incredibly low interest rate of 2.25!!*** This well-maintained, 2 bed/2 bath, waterfront home in Punta Gorda Isles is located in the original sailboat section of PGI & features quick sailboat access to Charlotte Harbor. Featuring a den, a private dock accommodating up to a 45-foot sailboat, and plenty of thoughtful updates, this property is ready to enjoy the best of waterfront living. Hurricane shutters can be closed and secured from inside for added convenience and peace of mind. The recently painted interior features custom window treatments, new stainless steel appliances, granite countertops, a granite backsplash and a convenient kitchen pass-through window. The spacious layout offers ample storage, including a walk-in closet in the primary suite and a recently updated en-suite bathroom. Three sets of sliding glass doors in the primary bedroom, living/dining room and family room provide access to the lanai, creating an inviting connection to the outdoors. Recent improvements include fresh exterior and lanai paint, recently tightened roof tiles, upgraded boat dock pilings, a new paver patio and a new lawn irrigation system serving both the front and back yards. Mature landscaping, featuring fruit-bearing and flowering trees and hedges, adds to the property's appeal. Additional features include a garage with an exterior occupant access door, an easily accessible HVAC handler, an expansion tank on the hot water system, a whole-house filtration system installed in 2020 and a reverse osmosis filtration system at the kitchen sink. Enjoy some of the best fishing and boating Southwest Florida has to offer, with quick sailboat access to Charlotte Harbor. The screened lanai overlooks the canal, offering a relaxing spot to watch dolphins and manatees pass by. With a private dock and convenient access to open water, your next sailing or boating adventure can begin right in your backyard!

145 Bayshore Court, Punta Gorda
25484 Terrain Lane, Punta Gorda
$419,995
3 Beds ⋅ 3 Baths ⋅ Punta Gorda SubDv.
Opportunity awaits in Deep Creek! Recently refreshed, this 3-bedroom, 2.5-bath pool home offers 1,822 square feet of living space, a split-bedroom floor plan, vaulted ceilings, and an attached 2-car garage. Enjoy Florida living with a private, screened-in-ground pool and an enclosed rear porch overlooking a peaceful greenbelt. Additional features include a 2022 roof, hurricane shutters, and public water and sewer. Located in the desirable Deep Creek area of Punta Gorda, with convenient access to shopping, dining, golf, parks, and major roadways. Whether you're looking for your next home or an investment opportunity, this property offers plenty of potential to make it your own. Don't miss the opportunity to explore all the possibilities!

25484 Terrain Lane, Punta Gorda
3927 Vasco Street, Punta Gorda
$269,900
3 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv.
Charming Remodeled Home in Punta Gorda with NO HOA! This crisp and clean 3-bedroom, 2 bath residence offers 2,253 square feet of living space and is ideally located in Tierra Coronado section of Punta Gorda. Situated on almost a half of acre corner lot, the property provides added space for boats, trailers, all your toys! And a private new fence and deck. This home was totally renovated, new hardy plank siding, paint, doors, floors, cabinets, granite countertops, guest bath. A standout feature of the property is the impressive restored 600 square foot detached workshop/garage/storage building, with water and electricity, new hardy plank siding, garage door, framing and roof, complete with its own private driveway. This versatile space offers exceptional flexibility for hobbies, storage, a workshop or additional living space. Step inside to a light filled, open floor plan that seamlessly connects the living, dining, and kitchen areas—perfect for both everyday living and entertaining. Exposed wood beams add warmth and character while preserving an airy, modern feel. Fresh interior paint and brand-new wood look tile flooring run throughout the home. The beautifully updated kitchen serves as the heart of the home with both style and functionality. It features an abundance of Shaker style cabinetry in a rich, contemporary finish, elegant granite countertops, and a classic subway tile backsplash. A center island provides additional prep and gathering space, complemented by recessed lighting and a stylish new pendant. Two nicely sized rear bedrooms with built-in closets share a beautifully updated bathroom featuring a modern Roman shower with new cabinet and sink. The third bedroom includes a built-in closet with its own climate control AC, additional room offers flexible use as a home office or sitting room, with direct access to a second remodeled full bath featuring a walk-in shower, pedestal sink, toilet, and a conveniently located new stackable washer and dryer. Outdoor living space to die for! New fully fenced backyard is designed for relaxed Florida living. A large, covered new patio and charming pergola creates the perfect setting for outdoor dining, entertaining, or unwinding in the shade. The yard offers an outdoor shower and plenty of room to garden, play, or personalize your own outdoor oasis, while mature palms add a touch of tropical character. The wide driveway provides ample parking. Significant updates provide peace of mind and energy efficiency, including a full home re-pipe completed in 2024, central air conditioning supplemented by two mini split systems installed in 2020, and a new hot water heater. Located in the heart of downtown Punta Gorda, just minutes from a boat ramp, Pontes De Leon Park, shops, restaurants, galleries, walking trails, Laishley Marina, Fishermen’s Village, and more.

3927 Vasco Street, Punta Gorda
300 Tarpon Way, Punta Gorda
$320,000
2 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv.
Virtually Staged. 100 FT OF SALTWATER CANAL FRONTAGE + UPDATED KITCHEN + 2019 ROOF + 2-CAR GARAGE! Welcome to 300 Tarpon Way, a spacious 2-bedroom, 2-bathroom waterfront home offering 1,818 sq ft of living space in the desirable Charlotte Park community of Punta Gorda. Situated on a 0.23-acre lot with approximately 100 feet of waterfront, this home offers direct access to the area’s waterways with a concrete seawall and dock. Important updates and highlights include a 2019 SHINGLE ROOF, 2017 WATER HEATER, UPDATED ELECTRICAL PANEL WITH GENERATOR HOOKUP, UPDATED KITCHEN, and 2-CAR GARAGE. The home is constructed of block and also features an interior laundry room, concrete seawall, and concrete dock. Step inside to an open and inviting floor plan highlighted by soaring cathedral ceilings, abundant natural light, and a spacious living and dining area. The living room features a masonry fireplace, while an expansive Florida room stretches across the rear of the home, providing additional living space and views toward the canal. A combination of tile, laminate, and carpet flows throughout the home. The updated kitchen features crisp white shaker-style cabinetry, stone countertops, stainless steel appliances, a stylish tile backsplash, and a breakfast bar overlooking the main living area. An adjacent dinette surrounded by windows provides the perfect spot for casual dining while enjoying views of the backyard and water. The generously sized primary suite includes a walk-in closet and private en-suite bathroom with a walk-in shower, stone-top vanity, and private water closet. The second bedroom is also impressively sized with a built-in closet, while the guest bathroom offers a tub/shower combination and stone-top vanity. Outside, the waterfront setting takes center stage. Approximately 100 feet of saltwater canal frontage, a concrete seawall, and concrete dock provide the opportunity to enjoy the Southwest Florida waterfront lifestyle right from your backyard. The spacious yard offers plenty of room to relax, entertain, or create your own outdoor retreat. Conveniently located in Punta Gorda with easy access to shopping, dining, boating, and everything Southwest Florida has to offer, 300 Tarpon Way combines generous living space, valuable updates, and waterfront living in one property. Schedule your private showing today!

300 Tarpon Way, Punta Gorda
214 W Grace Street, Punta Gorda
$299,000
4 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv.
Completely remodeled and move-in ready! This beautifully updated Punta Gorda home features a fresh, modern feel throughout, with thoughtful renovations and stylish finishes. Enjoy a bright and inviting layout, updated living spaces, and a newly replaced roof. Located in a desirable Punta Gorda area, this home offers the perfect blend of comfort, convenience, and charm! A wonderful opportunity for a buyer looking for a home that has been completely remodeled and is ready to enjoy!!!! Plenty of space to expand!! No HOA. Minutes to Downtown Punta Gorda, Marinas, Restaurants and Shops.

214 W Grace Street, Punta Gorda
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