Punta Gorda Homes under $400,000

Punta Gorda Homes under $400,000

Welcome to Punta Gorda, Florida – a charming waterfront community nestled in the heart of Charlotte County. Known for its picturesque canals, vibrant downtown, and rich history, Punta Gorda offers an idyllic setting for those seeking a relaxed lifestyle in sunny Florida. With its unique blend of old-world charm and modern amenities, this subdivision is the perfect place to call home.

One of the standout features of Punta Gorda is its accessibility to various outdoor activities. Residents enjoy sailing, fishing, and boating along the beautiful waters of Charlotte Harbor, while the city's numerous parks and nature trails provide ample opportunities for hiking, biking, and birdwatching. The historic downtown area is brimming with delightful boutiques, cozy cafes, and a lively arts scene, making it a hub for social gatherings and community events.

For homebuyers looking for affordability without compromising on quality, Punta Gorda offers a fantastic selection of homes priced under $400,000. Here, you can find charming single-family homes, modern townhouses, and cozy villas, all designed with comfortable living in mind. Many of these properties feature open floor plans, spacious backyards, and easy access to the scenic waterways, making them ideal for families, retirees, or anyone looking to enjoy the Florida lifestyle.

Whether you’re dreaming of a peaceful retreat or an active lifestyle, Punta Gorda has something to offer everyone. Discover your perfect home in this delightful community and embrace the charm and warmth that Punta Gorda has to offer!

Newest Punta Gorda Homes under $400,000

25683 Aysen Drive SW, Punta Gorda
$305,000
4 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv.
Enjoy peaceful greenbelt views and inviting outdoor space at this updated 4-bedroom, 2-bath home in the deed-restricted community of Deep Creek! Offering 1,309 square feet of living space and an attached 2-car garage, this single-story home features an open layout connecting the living and dining areas with the kitchen. Neutral tile flooring throughout the main living spaces and a soft interior color palette create a welcoming atmosphere. The kitchen features granite countertops, solid wood cabinetry, stainless steel appliances, and a new dishwasher installed in 2026. Additional updates include new ceiling fans and a second bathroom remodeled in 2025. Four bedrooms flexibility for guests, a home office, or hobbies. French doors lead to a spacious, fenced backyard with mature landscaping and greenbelt views an ideal setting for morning coffee, outdoor dining, or unwinding at the end of the day. A roof and hurricane-rated garage door installed in 2021, along with a 50-amp RV outlet in the garage, add to the home's features. Offered partially furnished, subject to an agreed-upon inventory. Conveniently located near I-75, shopping, dining, and Deep Creek Golf Club, this home offers easy access to everyday essentials and local recreation. Explore historic downtown Punta Gorda, waterfront parks, and the boating and fishing opportunities of Charlotte Harbor, all within driving distance. Punta Gorda Airport adds convenience for seasonal visits and year-round travel. Schedule your private showing and explore the possibilities of making this Punta Gorda home your own!

25683 Aysen Drive SW, Punta Gorda
145 Bayshore Court, Punta Gorda
$395,000
2 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv.
***The current VA loan is assumable at an incredibly low interest rate of 2.25!!*** This well-maintained, 2 bed/2 bath, waterfront home in Punta Gorda Isles is located in the original sailboat section of PGI & features quick sailboat access to Charlotte Harbor. Featuring a den, a private dock accommodating up to a 45-foot sailboat, and plenty of thoughtful updates, this property is ready to enjoy the best of waterfront living. Hurricane shutters can be closed and secured from inside for added convenience and peace of mind. The recently painted interior features custom window treatments, new stainless steel appliances, granite countertops, a granite backsplash and a convenient kitchen pass-through window. The spacious layout offers ample storage, including a walk-in closet in the primary suite and a recently updated en-suite bathroom. Three sets of sliding glass doors in the primary bedroom, living/dining room and family room provide access to the lanai, creating an inviting connection to the outdoors. Recent improvements include fresh exterior and lanai paint, recently tightened roof tiles, upgraded boat dock pilings, a new paver patio and a new lawn irrigation system serving both the front and back yards. Mature landscaping, featuring fruit-bearing and flowering trees and hedges, adds to the property's appeal. Additional features include a garage with an exterior occupant access door, an easily accessible HVAC handler, an expansion tank on the hot water system, a whole-house filtration system installed in 2020 and a reverse osmosis filtration system at the kitchen sink. Enjoy some of the best fishing and boating Southwest Florida has to offer, with quick sailboat access to Charlotte Harbor. The screened lanai overlooks the canal, offering a relaxing spot to watch dolphins and manatees pass by. With a private dock and convenient access to open water, your next sailing or boating adventure can begin right in your backyard!

145 Bayshore Court, Punta Gorda
3927 Vasco Street, Punta Gorda
$269,900
3 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv.
Charming Remodeled Home in Punta Gorda with NO HOA! This crisp and clean 3-bedroom, 2 bath residence offers 2,253 square feet of living space and is ideally located in Tierra Coronado section of Punta Gorda. Situated on almost a half of acre corner lot, the property provides added space for boats, trailers, all your toys! And a private new fence and deck. This home was totally renovated, new hardy plank siding, paint, doors, floors, cabinets, granite countertops, guest bath. A standout feature of the property is the impressive restored 600 square foot detached workshop/garage/storage building, with water and electricity, new hardy plank siding, garage door, framing and roof, complete with its own private driveway. This versatile space offers exceptional flexibility for hobbies, storage, a workshop or additional living space. Step inside to a light filled, open floor plan that seamlessly connects the living, dining, and kitchen areas—perfect for both everyday living and entertaining. Exposed wood beams add warmth and character while preserving an airy, modern feel. Fresh interior paint and brand-new wood look tile flooring run throughout the home. The beautifully updated kitchen serves as the heart of the home with both style and functionality. It features an abundance of Shaker style cabinetry in a rich, contemporary finish, elegant granite countertops, and a classic subway tile backsplash. A center island provides additional prep and gathering space, complemented by recessed lighting and a stylish new pendant. Two nicely sized rear bedrooms with built-in closets share a beautifully updated bathroom featuring a modern Roman shower with new cabinet and sink. The third bedroom includes a built-in closet with its own climate control AC, additional room offers flexible use as a home office or sitting room, with direct access to a second remodeled full bath featuring a walk-in shower, pedestal sink, toilet, and a conveniently located new stackable washer and dryer. Outdoor living space to die for! New fully fenced backyard is designed for relaxed Florida living. A large, covered new patio and charming pergola creates the perfect setting for outdoor dining, entertaining, or unwinding in the shade. The yard offers an outdoor shower and plenty of room to garden, play, or personalize your own outdoor oasis, while mature palms add a touch of tropical character. The wide driveway provides ample parking. Significant updates provide peace of mind and energy efficiency, including a full home re-pipe completed in 2024, central air conditioning supplemented by two mini split systems installed in 2020, and a new hot water heater. Located in the heart of downtown Punta Gorda, just minutes from a boat ramp, Pontes De Leon Park, shops, restaurants, galleries, walking trails, Laishley Marina, Fishermen’s Village, and more.

3927 Vasco Street, Punta Gorda
300 Tarpon Way, Punta Gorda
$320,000
2 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv.
100 FT OF SALTWATER CANAL FRONTAGE + UPDATED KITCHEN + 2019 ROOF + 2-CAR GARAGE! Welcome to 300 Tarpon Way, a spacious 2-bedroom, 2-bathroom waterfront home offering 1,818 sq ft of living space in the desirable Charlotte Park community of Punta Gorda. Situated on a 0.23-acre lot with approximately 100 feet of waterfront, this home offers direct access to the area’s waterways with a concrete seawall and dock. Important updates and highlights include a 2019 SHINGLE ROOF, 2017 WATER HEATER, UPDATED ELECTRICAL PANEL WITH GENERATOR HOOKUP, UPDATED KITCHEN, and 2-CAR GARAGE. The home is constructed of block and also features an interior laundry room, concrete seawall, and concrete dock. Step inside to an open and inviting floor plan highlighted by soaring cathedral ceilings, abundant natural light, and a spacious living and dining area. The living room features a masonry fireplace, while an expansive Florida room stretches across the rear of the home, providing additional living space and views toward the canal. A combination of tile, laminate, and carpet flows throughout the home. The updated kitchen features crisp white shaker-style cabinetry, stone countertops, stainless steel appliances, a stylish tile backsplash, and a breakfast bar overlooking the main living area. An adjacent dinette surrounded by windows provides the perfect spot for casual dining while enjoying views of the backyard and water. The generously sized primary suite includes a walk-in closet and private en-suite bathroom with a walk-in shower, stone-top vanity, and private water closet. The second bedroom is also impressively sized with a built-in closet, while the guest bathroom offers a tub/shower combination and stone-top vanity. Outside, the waterfront setting takes center stage. Approximately 100 feet of saltwater canal frontage, a concrete seawall, and concrete dock provide the opportunity to enjoy the Southwest Florida waterfront lifestyle right from your backyard. The spacious yard offers plenty of room to relax, entertain, or create your own outdoor retreat. Conveniently located in Punta Gorda with easy access to shopping, dining, boating, and everything Southwest Florida has to offer, 300 Tarpon Way combines generous living space, valuable updates, and waterfront living in one property. Schedule your private showing today!

300 Tarpon Way, Punta Gorda
214 W Grace Street, Punta Gorda
$299,000
4 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv.
Completely remodeled and move-in ready! This beautifully updated Punta Gorda home features a fresh, modern feel throughout, with thoughtful renovations and stylish finishes. Enjoy a bright and inviting layout, updated living spaces, and a newly replaced roof. Located in a desirable Punta Gorda area, this home offers the perfect blend of comfort, convenience, and charm! A wonderful opportunity for a buyer looking for a home that has been completely remodeled and is ready to enjoy!!!! Plenty of space to expand!! No HOA. Minutes to Downtown Punta Gorda, Marinas, Restaurants and Shops.

214 W Grace Street, Punta Gorda
6800 Golf Course Boulevard Unit P12, Punta Gorda
$185,000
1 Beds ⋅ 1 Baths ⋅ Punta Gorda SubDv.
Welcome to Water’s Edge Cooperative, a resident-owned 55+ community in Punta Gorda. This 2013 Chariot Eagle park model offers 1 bedroom and 1 bathroom and sits on an oversized private site. Step inside to a bright, inviting open-concept floor plan featuring bay windows, luxury vinyl flooring, and new 2023 roof. The spacious exterior deck provides the perfect spot to relax, enjoy the Florida sunshine, and entertain guests. Water’s Edge offers a relaxed Florida lifestyle with a private lake, pool and spa, clubhouse, fishing, dog park, and a variety of seasonal activities and social events. Conveniently located near downtown Punta Gorda, shopping, dining, medical facilities, outdoor recreation, and Punta Gorda Airport. Whether you’re looking for a seasonal escape, winter retreat, or a place to enjoy the Florida lifestyle, this property offers the perfect opportunity to make your own piece of Water’s Edge your home away from home. Come see for yourself and imagine your next chapter in sunny Punta Gorda!

6800 Golf Course Boulevard Unit P12, Punta Gorda
175 Kings Highway Unit A6 (aka #416), Punta Gorda
$100,000
2 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv.
Delightful FIRST FLOOR 2 Bedroom, 2 Bathroom condo unit at NEWPORT CONDOMINIUMS. This vacant unit is ready for you to move right in! This unit offers an open and split bedroom floor plan with Great Room, well equipped Kitchen, laundry closet with front loading washer and dryer and 14x8 screened porch with vinyl windows. The Kitchen features a breakfast bar, double sink and good counter and cabinet space and appliances include oven/range, dishwasher, disposal, built in microwave, refrigerator. The great room opens to the screened porch via sliding glass doors. The master bedroom suite features lanai access, a walk in closet and private bathroom with walk in shower. There is a generous sized guest bedroom with double closet and the guest bathroom has a tub/shower combination. A/C 3 years old, Washer and Dryer 2025....Hot Water Heater Feb 2026.....Luxury Vinyl Flooring. This is a wonderful community offering a large heated community pool, tennis courts, shuffleboard, grill area, clubhouse and more. The location is wonderful - minutes from Golf, shopping, dining, entertainment, I-75.

175 Kings Highway Unit A6 (aka #416), Punta Gorda
11188 Royal Road, Punta Gorda
$175,500
3 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv.
Home in need of TLC but the space and land is great for your future toys, such as boats and RV. If space, is what you are looking for, then this might be the place. Off of S Tamiami Trail and route 75, close to shopping as well. Country living, yet close to town.

11188 Royal Road, Punta Gorda
24299 Airport Road, Punta Gorda
$180,000
3 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv.
Welcome to this cozy and beautifully renovated home in a convenient Punta Gorda location! This move-in-ready property has been thoughtfully updated with a brand-new kitchen, renovated bathroom, new flooring, and fresh interior paint throughout. The kitchen features high-end, energy-efficient appliances, while LED lighting throughout the home adds modern style and helps improve energy efficiency. Situated on a desirable corner lot, the property offers plenty of outdoor space and even includes a large vacant lot next to the home, providing additional privacy, space, or future possibilities. Enjoy the convenience of being just minutes from downtown Punta Gorda, with shopping centers, grocery stores, restaurants, and everyday amenities nearby. The home is served by well water and septic, offering a more independent setup. Whether you're looking for a comfortable primary residence, seasonal home, or investment opportunity, this beautifully updated property is ready to welcome you home!

24299 Airport Road, Punta Gorda
4054 River Bank Way, Port Charlotte
$395,777
4 Beds ⋅ 3 Baths ⋅ Punta Gorda SubDv.
Welcome to this beautifully appointed home located in the desirable River Club community of Punta Gorda. Offering over 2,400 square feet of living space, this residence features an open-concept design enhanced with upscale finishes and a functional layout ideal for both everyday living and entertaining. Step inside to find a spacious great room with abundant natural light, complemented by elegant interior details and upgraded finishes throughout. The gourmet kitchen showcases solid wood cabinetry, solid surface countertops, and ample prep space, seamlessly flowing into the main living and dining areas. The primary suite offers a private retreat with a walk-in closet and a well-appointed en-suite bath designed for comfort and convenience. A split-bedroom floor plan provides added privacy, along with a versatile den perfect for a home office or flex space. Step outside to your private outdoor living area featuring a fully equipped outdoor kitchen—ideal for entertaining and enjoying Florida living year-round. Situated on a premium corner lot, the property provides additional space and a sense of privacy. Additional highlights include a 3-car garage, indoor laundry room, and access to River Club’s gated amenities, including a community pool and fitness center. Conveniently located near shopping, dining, and major roadways, this home blends comfort, style, and location.

4054 River Bank Way, Port Charlotte
36 Vine Circle, Punta Gorda
$300,000
3 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv.
Under Construction. Welcome to this new-construction three bedroom, two bath home located in beautiful Peace River Shores community. Give yourself peace of mind for years to come with this beautiful home, concrete block exterior walls with all the additional reinforcements for current hurricane building codes, including high impact, low-E windows and doors, metal roofing, and low maintenance stucco siding. The interior of the home boasts easy care luxury plank vinyl flooring, a gorgeous open concept kitchen The kitchen is equipped with brand-new stainless-steel appliances, granite countertops, and soft-close wood cabinetry. Enjoy entertaining guests and family in the great room and dining area overlooking the gorgeous kitchen. Large windows flood the home with natural lighting, creating a cheerful space you will look forward to living in everyday! The new Buyer can retreat to the privacy of the owner's suite with a walk-in closet and fantastic bathroom, featuring tile shower surround and gorgeous vanity. The home also gives the Buyer convivence of a large interior laundry room. Located just minutes from shopping, dining, and major roadways, this home is in a prime location for living your best Florida life!

36 Vine Circle, Punta Gorda
15440 Orchid Drive, Punta Gorda
$169,900
2 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv.
Welcome to 15440 Orchid Dr, where peaceful Florida living meets comfort, flexibility, and possibilities! With NO HOA and NO age restrictions, this clean and well-maintained 2-bedroom, 2-bath home is tucked away on a quiet street and features an inviting open floor plan, updated kitchen, spacious bedrooms, generously sized closets, and a whole-house reverse osmosis water filtration system. Even better, the major updates have already been taken care of! Enjoy added peace of mind with a new roof and A/C in 2023, new water heater in 2024, and a 6-foot privacy fence installed in 2023. Enjoy your morning coffee or unwind at the end of the day from the screened-in porch overlooking the peaceful canal water view behind the property. Need extra space? The detached shed with electrical hookup is perfect for a workshop, hobby space, man cave, she shed, or additional storage. Plus, there’s plenty of space for boat or trailer parking. Located outside of a designated flood zone and conveniently situated just off US-41 with easy access to I-75, shopping, dining, and everyday conveniences. Whether you’re searching for a full-time residence, seasonal Florida getaway, or simply a quiet place to call home, this is one you won’t want to miss!

15440 Orchid Drive, Punta Gorda
Start Your Search

How much is your home worth?

Get instant property value now!