Sumter County Homes under $400,000

Sumter County Homes under $400,000

Welcome to Sumter County, Florida, a hidden gem nestled in the heart of Central Florida! Known for its picturesque landscapes and friendly communities, Sumter County offers a unique blend of rural charm and modern conveniences. With its stunning natural beauty, including lush forests, serene lakes, and vibrant wildlife, it's no wonder that so many are drawn to this delightful area.

One of the most appealing aspects of Sumter County is the affordability of housing. With a variety of homes available for under $400,000, this region presents an excellent opportunity for first-time buyers, families, and retirees alike. Whether you're seeking a cozy single-family home, a spacious townhome, or a charming retirement villa, Sumter County has something to suit every taste and budget.

The county is also home to a wealth of recreational activities and amenities. Enjoy the great outdoors at one of the many parks, take a leisurely stroll along the scenic trails, or indulge in fishing and boating on the beautiful lakes. For those who love golf, Sumter County boasts several well-maintained courses that cater to players of all skill levels.

In addition to its natural beauty, Sumter County is conveniently located near major highways, making it easy to access nearby cities such as The Villages and Ocala. This proximity allows residents to enjoy the tranquility of rural living while still having access to urban amenities.

Explore the enchanting charm of Sumter County and discover why it's the perfect place to call home. With affordable housing options and a welcoming community, your dream home is just waiting to be found!

Newest Sumter County Homes under $400,000

2071 Jasper Way, Lady Lake
$305,000
2 Beds ⋅ 2 Baths ⋅ Villages Of Sumter Jasper Villas SubDv.
Welcome to The Villages, one of Central Florida's most sought-after 55+ active adult communities! This charming 2-bedroom, 2-bathroom villa presents an excellent opportunity to enjoy the Florida lifestyle. Whether you're looking for a full-time residence or a seasonal retreat, this home provides a wonderful setting for comfortable, low-maintenance living. Recent updates include carpet replaced in 2026, a roof and water heater both less than three years old, and a transferable roof warranty for added peace of mind! Enjoy the many amenities of The Villages, including golf courses, recreation centers, swimming pools, shopping, dining, entertainment, and a variety of social activities. With so much to see and do, there's always something to enjoy. Don't miss your opportunity to experience The Villages lifestyle. Schedule your private showing today! Buyer to confirm all measurements

2071 Jasper Way, Lady Lake
1657 Latta Court, Lady Lake
$330,600
3 Beds ⋅ 2 Baths ⋅ Villages Of Sumter SubDv.
Welcome to this Amarillo model in the Village of Sunset Pointe. You are 7 minutes from Lake Sumter Landing, close to shopping, restaurants, executive golf courses, Cane Garden Country Club and many family and adult pools close by. Seabreeze Rec Center has many classes and activities that not all re centers do! This updated home includes Corian countertops, walk-in shower, landscaped yard, one enclosed lanai and a screened one too. New roof was done early of 2022; HVAC and Water Heater were replaced in 9-2023. This is a split bedroom floor plan separates the master suite from your guests. There are 5 Solar tube skylights to give you plenty of natural light. Remaining bond is 5171.17.

1657 Latta Court, Lady Lake
318 Ne 4th Street, Webster
$249,900
3 Beds ⋅ 2 Baths ⋅ St Odell Add SubDv.
Fully renovated and move-in ready! This beautifully updated home at 418 NE 4th St, Webster, FL offers 1,327 living sq. ft. on a .70-acre fully fenced lot. Recent upgrades include a brand-new A/C, metal roof, new flooring throughout, and completely remodeled bathrooms. The stunning kitchen features new cabinets, countertops, a large island, and all-new stainless steel appliances. Enjoy the convenience of an oversized one-car garage and plenty of outdoor space for pets, entertaining, or storage. Modern finishes, quality craftsmanship, and major system updates make this property a must-see! NO HOA or Deed Restrictions. NO FLOOD.

318 Ne 4th Street, Webster
12366 Ne 50th View, Oxford
$269,000
3 Beds ⋅ 3 Baths ⋅ Villages Of Parkwood SubDv.
Virtually Staged. Virtually staged. NEW ROOF TO BE INSTALLED BEFORE CLOSING! This 3-bedroom, 2.5-bath, two-story home in the gated Villages of Parkwood community near The Villages®, Florida, offers an open floor plan, no homes directly behind, and convenient access to shopping, dining, and medical services. The first floor features connected living and dining areas, a spacious kitchen, and a convenient half bath. Upstairs, the primary suite includes an ensuite bathroom with dual sinks, a shower, and a private water closet. Two additional bedrooms share a full bathroom with a tub/shower combination. A second-floor laundry closet keeps everyday tasks close to the bedrooms. Enjoy outdoor dining, grilling, or relaxing on the spacious rear patio. Villages of Parkwood amenities include a clubhouse, fitness center, aerobics room, computer lounge, Wi-Fi, pool, spa, tennis and basketball courts, playground, and walking trails. Nearby destinations include charter schools, Publix, CVS, Costco, Marshalls, HomeGoods, Bealls, PetSmart, Dollar Tree, and Ace Hardware. Access to major highways makes regional travel and trips to Orlando attractions convenient. Discover a home near The Villages with upstairs bedrooms, open-concept living, outdoor entertaining space, and an array of community amenities.

12366 Ne 50th View, Oxford
407 Carmel Avenue, Lady Lake (The Villages)
$259,000
2 Beds ⋅ 2 Baths ⋅ The Villages SubDv.
FANTASTIC, BLOCK and STUCCO 2/2 Baja Courtyard Villa with GLASS-ENCLOSED LANAI and LOW-MAINTENANCE front, side, and rear yards - NO GRASS! in the highly sought-after Village of Rio Grande! JUST MINUTES to CR 466 and Hwy 441/27 as well as BOTH Spanish Springs and Lake Sumter Landing Town Squares with shopping, dining, and live nightly entertainment! NO BOND! ROOF (2021) HVAC (2019) HWH (2022) ENHANCED, TIERED landscaping with STONE beds, COVERED vestibule, and front entry with storm door welcome you in to the foyer of this INCREDIBLE home boasting a CONVENIENT ENTRY CLOSET. An AMAZING galley kitchen is a CULINARY HAVEN featuring beautiful LUXURY VINYL PLANK flooring, WOOD look cabinetry with ROLL-OUT shelving, NEUTRAL countertops, TILE backsplash, and a GENEROUS PANTRY closet. The OPEN-CONCEPT design of the living and dining rooms creates a SPACIOUS, inviting main living area beautifully enhanced by DIAGONAL TILE flooring. Sliding glass doors from the dining area open to an IMPRESSIVE 45’ x 11’ SIDE COURTYARD - an EXPANSIVE outdoor living space ideal for grilling, outdoor dining, entertaining, or simply relaxing in the FABULOUS Florida sunshine! At the rear of the living room, an additional set of sliding glass doors seamlessly extends into the GLASS-ENCLOSED LANAI, adding approximately 120sf of versatile BONUS space. An ABUNDANCE of windows fills this wonderful retreat with NATURAL LIGHT, while Roman-style shades and a ceiling fan add comfort and style. An exterior door provides convenient access to the SIDE COURTYARD and REAR STONED YARD, all completely enclosed by PRIVACY WALLS to create a wonderfully PRIVATE setting for enjoying Florida’s indoor-outdoor lifestyle! Back inside, the primary bedroom boasts a LARGE window, sliding glass doors to the enclosed lanai, and a generous CUSTOMIZED WALK-IN closet. Its en-suite bathroom features WHITE SHAKER cabinetry with a NEUTRAL top and a WALK-IN shower with frameless glass. A SPLIT FLOOR PLAN places the second bedroom and bathroom near the front of the main living area, creating a PRIVATE guest wing and/or QUIET home office. Bedroom two offers a LARGE window and a built-in closet. The second bathroom features a WHITE SHAKER vanity with NEUTRAL top, tub and shower combination, and a hall LINEN closet. Completing the package is an 18’x23’ one and a half car garage with sliding GARAGE DOOR SCREENS, a CONVENIENT laundry nook with shelving, and PLENTY of space for a car and a golf cart! DON’T MISS YOUR OPPORTUNITY to own this GORGEOUS HOME! The Village of Rio Grande offers an IDEAL LOCATION - JUST MINUTES to BOTH Spanish Springs and Lake Sumter Landing with shopping, dining, and live nightly entertainment! Close to Rio Grande Neighborhood Pool; Laurel Manor, Savannah, and La Hacienda Regional Recreation Centers; Tierra Del Sol, Hacienda Hills, and Orange Blossom Hills Country Clubs and Championship Golf Courses; live entertainment and shows at the Scarlett O’Hara and Tierra Del Sol Theaters; and CR 466 and US 27/441 with an abundance of shopping, dining, banking, medical, and more! PLEASE WATCH OUR WALKTHROUGH VIDEO of this FANTASTIC HOME in an AMAZING LOCATION and CALL TODAY to schedule your Private Showing or Virtual Tour!

407 Carmel Avenue, Lady Lake (The Villages)
6292 Flaxmayer Road, The Villages
$285,000
2 Beds ⋅ 2 Baths ⋅ The Villages SubDv.
This beautiful ABOUT TIME MODEL in the desirable Southern Oaks area of The Villages offers 2-bedroom, 2-bathroom home offers High Ceilings, light and airy colors, and a comfortable layout designed for easy Florida living. The spacious living room provides a welcoming place to relax or entertain, while the well-appointed kitchen features stainless steel appliances, a gas stove, and a convenient eat-in kitchen area. A separate dining space offers additional room for gathering with family and friends. The spacious primary suite features a walk-in closet, creating a comfortable private retreat. You’ll also appreciate the convenience of an inside laundry room and the screened-in patio, perfect for enjoying your morning coffee or relaxing in the Florida sunshine. Ideally located near Sawgrass Grove, enjoy convenient access to shopping, Dining, Entertainment, Southern Oaks Championship Golf Course, and Ezell Regional Recreation Center. Enjoy the golf, recreation, social activities, and wonderful lifestyle that make The Villages such a special place to call home!

6292 Flaxmayer Road, The Villages
2497 Cedar Key Lane, Lady Lake
$225,000
2 Beds ⋅ 2 Baths ⋅ Villages Of Sumter Cedar Key Villas SubDv.
Welcome to 2497 Cedar Key Lane in The Villages! This well-maintained home offers a comfortable interior with newer kitchen cabinets, updated appliances, and newer flooring. The home is in good overall condition and provides a great opportunity to enjoy the lifestyle and amenities of The Villages. Whether you’re looking for a full-time residence or a seasonal retreat, this property is ready for its next owner to make it their own. Don’t miss this opportunity to enjoy all that The Villages has to offer!

2497 Cedar Key Lane, Lady Lake
3516 Whiting Way, Lady Lake
$389,000
2 Beds ⋅ 2 Baths ⋅ Sumter Vlgs SubDv.
BOND PAID! ROOF 2021, HVAC 2025, GAS HOT WATER HEATER 2025! All kitchen appliances, plus washer and dryer, are included! Beautiful curb appeal and a decorative driveway welcome you to this spacious Grand Ficus floor plan. Step through the double entry doors with glass inserts and immediately appreciate the open, inviting feel of this home, offering plenty of room to entertain friends and family comfortably. The versatile FLEX ROOM is perfect for a home office, exercise room, hobby space, or even your very own billiards room! Relax in your ENCLOSED LANAI, the perfect spot to enjoy your morning coffee, afternoon tea, or simply unwind. Conveniently located near Glenview Country Club, with easy access to golf, dining, and entertainment. Come see what makes this home special and start enjoying The Villages lifestyle!

3516 Whiting Way, Lady Lake
468 Hildalgo Drive, Lady Lake (The Villages)
$229,900
2 Beds ⋅ 2 Baths ⋅ Sumter Villa Delavista West SubDv.
Welcome to this charming 2-bedroom, 2-bathroom patio-style villa in The Villages! NEW HVAC!!! Featuring a screened front lanai and a comfortable, open layout, this home offers easy Florida living with plenty of space to entertain. The living and dining room combination features sliders leading to an open patio, creating a seamless connection to the outdoors. The open eat-in kitchen offers an abundance of cabinet and counter space, plus a convenient breakfast bar overlooking the living and dining areas. The primary bedroom features built-ins for extra storage, an en-suite bathroom and a spacious walk-in closet for added comfort and storage. Enjoy the added value of NO BOND and low monthly maintenance fees, making this home an especially attractive option in The Villages. Whether you're looking for a full-time residence, seasonal retreat, or low-maintenance Florida getaway, this villa is ready to welcome you home! All information recorded in the MLS is intended to be accurate but cannot be guaranteed, buyer advised to verify. Listing agent has no knowledge of property or disclosures.

468 Hildalgo Drive, Lady Lake (The Villages)
2022 Cristo Road, Lady Lake (The Villages)
$314,900
3 Beds ⋅ 2 Baths ⋅ Villages Of Santo Domingo SubDv.
Virtually Staged. I MAY BE ADORABLE, BUT I HAVE A LOT MORE THAN JUST GOOD LOOKS! AND NO BOND UPDATED Welcome! I'm a charming **3-bedroom, 2-bath home** with plenty of personality, a beautiful corner lot, and some wonderful surprises waiting for you! Let's start with my curb appeal. I'm sitting pretty on a **spacious corner lot**, surrounded by beautiful landscaping and a lovely front garden area that adds just the right touch of charm. I love making a great first impression! Step inside and you'll discover my **updated kitchen with beautiful granite countertops**, stainless steel appliances ready for everything from your morning coffee to entertaining friends. I've also got three bedrooms and two bathrooms, giving you room for guests, hobbies, or whatever makes you feel at home. But one of my favorite features is my **expanded Florida room**! It's the perfect place to relax with a good book, enjoy conversations with friends, or simply kick back and enjoy the Florida lifestyle. Prefer a little fresh air? I've got you covered, literally! My outdoor space beneath the awning offers another wonderful spot to unwind and enjoy the beautiful surroundings. And here's something my future owner will appreciate: **I HAVE A 2022 ROOF AND NO BOND!** That's right, no bond balance to worry about! Location? I've got that covered, too! I'm conveniently located near **Spanish Springs Town Square**, where shopping, dining, entertainment, and live music are all part of the fun. I'm charming, comfortable, beautifully landscaped, and ready for my next chapter. **All I'm missing is YOU!** Come see me in person. I have a feeling we're going to get along just fine!

2022 Cristo Road, Lady Lake (The Villages)
3040 Windswept, Wildwood
$305,680
3 Beds ⋅ 2 Baths ⋅ Highfield At Twisted Oaks SubDv.
Get ready to be amazed by this welcoming open concept home. The Amaze features 3 bedrooms and 2 bathrooms. Retreat to the master suite featuring dual vanities and a large walk-in closet. Moving into the kitchen, the home features stainless steel appliances, 42” upper cabinets providing plenty of storage, and a large kitchen quartz island. The home includes open living areas, a convenient utility room, and a spacious patio perfect for entertaining. Every home also comes with a SMART home technology package. This amazing home provides excellent features that separates Park Square Homes from any other homebuilder.

3040 Windswept, Wildwood
970 Cr 467, Lake Panasoffkee
$265,000
2 Beds ⋅ 2 Baths ⋅ Lake Shore Park SubDv.
Very comfortable home with woodburning fireplace, eat in kitchen, seperate dinning area in the large open living room, with bonus room opengin to the living area, 2 bedrooms, 2 baths, located on canal leading to Lake Panasoffkee, one Florida's great bass fishing lakes. The two screened in lanai areas offer a relaxed access to Florida living. Outdoor patio area is perfect to entertaining with easy access to the canel and dock. Seperate utility/workshop is a perfect place for your crafts or other projects. Located within walking distance to Lake Panasoffkee on a dead-end street.

970 Cr 467, Lake Panasoffkee
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