Sumter Homes with Waterfront

Sumter Homes with Waterfront

Welcome to Sumter County, Florida—a hidden gem that beautifully blends charming small-town living with the allure of nature's finest offerings. Nestled in the heart of Central Florida, Sumter County is renowned for its picturesque landscapes, friendly communities, and an abundance of outdoor recreational opportunities. Whether you’re looking to retire, raise a family, or invest in a vacation home, this county offers a tranquil lifestyle that many dream of.

One of the most captivating features of Sumter County is its stunning waterfront properties. Imagine waking up each day to serene views of sparkling lakes and winding rivers, with the gentle sounds of nature surrounding you. Homes with waterfront access in this area provide not just a residence, but a lifestyle—perfect for fishing, kayaking, or simply enjoying sunsets from your private dock. These properties are ideal for those who appreciate the beauty of the outdoors and seek a peaceful retreat from the hustle and bustle of city life.

Sumter County is also home to a vibrant community, with local events, farmers' markets, and a rich cultural heritage that invites residents to engage and connect. With easy access to nearby attractions such as The Villages and the lush landscapes of the Withlacoochee State Forest, you’ll find that adventure is never far away.

Explore the charm of Sumter County, where waterfront homes await to provide you with the perfect backdrop for a fulfilling and relaxed lifestyle. Discover your dream home today and embrace the beauty of living by the water!

Newest Sumter Homes with Waterfront

$425,000
2 Beds 1 Baths Panasoffkee Forest SubDv.
Located in the heart of Lake Panasoffkee at the intersection of C-470 and County Road 414, this property offers a unique opportunity for waterfront residential development. With the approved plots for up to 13 single-family manufactured homes along the canal front and outlet river, or 8 "cottages" 600-800 sq ft in size, already plotted by the county. All approved site plans are recorded with the county, and available to interested buyers upon request to the listing agent. This site is perfect for transforming into a picturesque waterfront, river access, income producing community. Currently, the property includes one home and five mobile home, Three of the mobile homes are in disrepair and will require removal, one is a lot lease and one is rented. The site build home has a new roof replaced in 2025, and new flooring throughout. The redevelopment possibilities are immense, allowing for the creation of a modern, inviting neighborhood that takes full advantage of the stunning waterfront views. County Road 414 provides direct access to a scenic walking bridge that overlooks the outlet and leads to Marsh Bend “Outlet” Park. This park is a local favorite, featuring a public boat ramp, walking trails, a beach volleyball court, picnic areas, fishing spots, grill stations, and a pet area, enhancing the appeal of this location for future residents. Discover the potential of this exceptional property and imagine the waterfront lifestyle it can offer. Call or email us today to explore all the development possibilities.

2886 N C 470, Lake Panasoffkee

$375,000
3 Beds 2 Baths
Virtually Staged. Nestled along the river and surrounded by acres of natural beauty, this unique property offers a rare opportunity to enjoy privacy, space, and a connection to the outdoors. Wake up to peaceful water views, spend your days exploring your own private retreat, and enjoy the tranquility that comes from having room to spread out and unwind. Inside, an open and easy floor plan creates a comfortable flow for everyday living and entertaining. The spacious kitchen serves as the heart of the home, offering plenty of room for meal preparation, gathering, and conversation. Generously sized rooms provide flexibility for a variety of needs, while carpet and vinyl flooring add comfort and practicality throughout. A dedicated office/bonus room, while not featuring a closet, offers wonderful flexibility and plenty of potential for working from home, hobbies, a guest space, or whatever best suits your lifestyle. The expansive setting offers endless possibilities for outdoor recreation, gardening, hobbies, or simply enjoying the beauty of the surrounding landscape. Whether relaxing by the water, taking in the views, or hosting memorable gatherings, this property offers a lifestyle that feels worlds away while remaining within reach of everyday conveniences. Properties with this combination of acreage, river frontage, and natural surroundings are not often available. Experience the peaceful setting, scenic views, and unique lifestyle this property has to offer.

3002 Sw 127th Avenue, Webster

$365,000
3 Beds 2 Baths Idlewild Park SubDv.
Lakefront, LAKEFRONT, 75 feet of lake frontage, your view is 1.02 miles across open water to undeveloped, protected land of Lake Panasoffkee Wildlife Management area. Stand on the dock and count the bluegill in the clear water. You are located on the north side of the lake, toward the center is lots of eel grass, fish the edges for big bass, across the lake is shell island – known for beds loaded with panfish. The lake is approximately 5 miles long running north to south and a mile east to west. When the water is up you can explore Little Jones Creek and find the springs. Head down Outlook River and go to the Withlacoochee River. It is a 141 mile river system that goes all the way to the Gulf of America. Parts of the River are OLD undeveloped Florida. Head south on the river and you will need extra gas to explore all the water. If the Wysong Lock is down you can make it all the way to Rainbow Springs. Lake Panasoffkee is a paradise for people that love the water, fishing, exploring and wildlife. Don’t forget the Wildlife Management Areas: 2 across the lake, Jumper Creek on the south side of town and 4 in neighboring Citrus County. This is paradise for outdoor lovers. The house is like a concrete bunker. It was built in the days when homes where built to last. Everything is stone solid. Bathrooms are original and in great shape. Kitchen appliances are original and do their job. Not like the modern stuff, spends thousands on a new frig and your replacing in a couple of years. Underneath the carpet are Terrazzo floors. Walls are plaster. Roof is metal and replaced in 2025, A/C replaced in May of 2025, paint was new in 2023, water tank was replaced in 23 – insurance companies will be ecstatic. The home is neat and clean, will cared for and ready for your decorating or up dating. If you are looking for a weekend paradise or winter paradise, hurry, hurry, hurry. This has a lot to offer for the price. This area is a hidden gem, other lakes are priced out of the common man’s budget. Hurry before this area gets discovered. Oops, I almost forgot about the location. Hwy 75 makes travel easy, 47 minutes to downtown Ocala or just over an hour to downtown Tampa, Orlando is 62 minutes away. You get to live in nature and be close to the city life. For local entertainment, shopping and dining it’s 20 to 25 minutes to Brownwood, Eastport or Middleton in the Villages. When the day is done, pour a glass of wine, walk down to your dock, and watch the evening sky come alive as birds glide across the lake heading to roost. It's the perfect way to unwind and enjoy peaceful lake life.

4136 Cr 400, Lake Panasoffkee

$234,900
3 Beds 3 Baths Tracys Point 2nd Add SubDv.
Canal Front Opportunity in Tracy's Point with Direct Access to Lake Panasoffkee! Welcome to 2345 CR 453, Lake Panasoffkee ,a one-of-a-kind canal front property on Keepers Canal with direct access to Lake Panasoffkee, perfectly situated for bass boats and pontoons. Set on a double lot totaling 0.41 acres in the Tracy's Point community, this solid block construction home built in 1963 offers incredible potential for the right buyer and it comes furnished. The main home features 1,476 sq ft of living space with an expanded primary bedroom, a second bedroom divided by a partitioned wall, 2 bathrooms, original wood beam ceilings, tile and carpet flooring, and a screened-in porch that is perfect for enjoying the waterfront setting. A carport and utility/storage areas round out the property. A separate 1 bedroom, 1 bathroom mother-in-law suite with a full bath and air conditioning is ideal for guests, extended family, or potential rental income. The suite also includes additional attached storage rooms, providing excellent space for tools, gear, or lake equipment. Three water heaters service the property, plumbing has been recently re-piped, and the AC has been recently updated in the main home. Membrane roofing in place. Located in the flood zone but has never flooded. Tracy's Point offers a private neighborhood boat launch and a remarkably low HOA of just $40/year. Sold as-is. Don't miss this rare chance to own a double waterfront lot on the canal with Lake Panasoffkee access at an exceptional value.

2345 Cr 453, Lake Panasoffkee

$203,000
3 Beds 1 Baths 2nd Add Tracys Pt SubDv.
Discover the potential of this charming 3 bedroom, 1 bath single family home situated on a quiet cul-de-sac in the sought after Tracy's Point community, a deed-restricted community of homes only. Constructed of durable concrete block with stucco exterior, this property offers a unique waterfront setting with canal frontage on two sides. Enjoy your morning coffee or evening relaxation from the screened front porch with beautiful views of Lake Panasoffkee. Inside the home features recent remodeling throughout including but an updated kitchen with matching stainless steel appliances, Corian countertops, and solid wood cabinetry. Luxury vinyl plank flooring runs throughout the living areas and bedrooms, offering both style and durability. The bathroom features laminate flooring and functional design. The chain-link fenced backyard provides a secure space for pets, gardening, or outdoor enjoyment. The waterfront location, combined with the property's corner-like positioning surrounded by water on two sides, creates a setting that is difficult to find at this price point. This home is being offered at a price designed to attract immediate interest and presents an excellent opportunity for buyers seeking waterfront living with room to add value. For those needing to commute Interstate 75 and the Florida Turnpike are located a short distance away. The Villages are approximately 15 minutes away providing dining, shopping, and nightly entertainment. This home has experienced some settling and is priced accordingly. Recent appraisal on file and available upon request.

1141 County Road 457, Lake Panasoffkee

$689,000
4 Beds 3 Baths Sunset Shores SubDv.
WATERFRONT PARADISE on over 1/2 acre with breathtaking views of the beautiful Withlacoochee River with NO HOA! This one-of-a-kind property offers an exceptional waterfront lifestyle with what may be one of the finest lots on the river. Enjoy direct river access with your private dock, fishing pier, boat slip, boathouse, and expansive waterside deck—perfect for boating, fishing, entertaining, or simply taking in the spectacular sunsets. This spacious 4-bedroom, 3-bath home is designed to maximize the stunning water views with an open-concept floor plan and large windows throughout. The gourmet kitchen is a chef's dream, featuring granite countertops, stainless steel appliances, custom cabinetry, a convection oven, wine refrigerator, and abundant workspace for cooking and entertaining. The oversized primary suite serves as a private retreat with gorgeous water views and a luxurious ensuite bath complete with a large jacuzzi tub, separate shower, and generous space to unwind. Additional features include a huge laundry room with ample storage, a dedicated art studio, and a massive 4-car garage. Outside, the beautifully landscaped grounds create a true private oasis with a circular driveway, RV hookup, generator wiring, and plenty of room to enjoy the peaceful surroundings. With NO HOA, you'll have the freedom to enjoy your property your way. Whether you're looking for a full-time residence, weekend getaway, or waterfront retreat, this extraordinary waterfront estate offers the perfect blend of luxury, privacy, and outdoor living in a quiet, peaceful neighborhood. Rare opportunities like this don't come along often! Schedule your private showing today.

4885 Cr 307, Lake Panasoffkee

$625,000
4 Beds 3 Baths Idlewild Park SubDv.
Experience true waterfront living on the shores of beautiful Lake Panasoffkee in this stunning 4 bedroom 3 bath pool home situated on nearly an acre with approximately 300 feet of lake frontage. Tucked away at the end of a paved county road, this private retreat offers panoramic views, peaceful surroundings, and exceptional indoor-outdoor living. Designed for both comfort and entertaining, the home features wood and tile flooring throughout, and spacious layout with both a living room and family room. The oversized owner's suite provides a relaxing escape, while the additional bedrooms offer generous space for family and guests. The kitchen is equipped with all stainless steel appliances, solid wood cabinetry, and quartz countertops and opens seamlessly to the home's expansive entertaining areas. Outside you can enjoy the pool with screen enclosure and fully equipped outdoor kitchen with concrete countertops, stainless steel grills, sink, and ice makers all perfectly positioned to enjoy breathtaking lake views. For boating and outdoor enthusiasts, the property includes a private dock and covered boat slip on Lake Panasoffkee. A massive 30x25 garage/workshop provides excellent space for hobbies, storage, or recreational equipment. The paved four-board/wire fencing, and dual automatic gates add both functionality and curb appeal. Located in a quiet neighborhood a short distance from The Villages where you can find dinning, shopping, and nightly entertainment. For those needing to commute Interstate 75 and The Florida Turnpike are just a hop, skip, and a jump away. Schedule your private showing today and begin your journey to experiencing the ultimate Florida lifestyle.

4232 County Road 400, Lake Panasoffkee

$649,900
3 Beds 2 Baths Village/Fenney Un #11 SubDv.
Welcome to this beautiful Designer Iris floorplan in the Village of Fenney—an impeccably maintained, one-owner WATERFRONT Home featuring 3 Bedrooms, 2 Bathrooms, a 2-Car Garage, plus a Golf Cart garage and peaceful POND VIEWS. Best of all, there is NO BOND. Enjoy nature right from your backyard—watch ducks and native birds glide across the water while you relax in the evening shade. And with ROOM FOR A POOL, there’s plenty of space to create your ideal outdoor oasis. COVERED SCREENED LANAI (46x18) with 2 Screen Doors. Designed for entertaining, the OPEN-CONCEPT layout flows seamlessly into the Designer Kitchen with Newer STAINLESS STEEL Appliances, a GAS RANGE, CORIAN Countertops, DISPOSAL, Maple Cabinets and a Pantry with pull-out drawers. The bar-top seating and Breakfast Nook make the perfect spot for morning coffee with a view, while the separate Dining room offers ample space for larger gatherings. The spacious living room provides a comfortable place to unwind and enjoy the tranquil setting. This ideal SPLIT-BEDROOM plan gives guests their own Private wing—complete with TWO Guest Bedrooms and a Guest Bath—closed off by a Pocket Door for added privacy. On the opposite side of the home, the PRIMARY SUIT overlooks the Pond and features a TRAY CEILING, a large WALK-IN CLOSET, and an En-suite Bath with DUAL SINKS, abundant cabinetry, a Water Closet, and a Roman shower. Additional highlights include an INDOOR LAUNDRY ROOM with WASHER and DRYER included, a WHOLE-HOUSE WATER FILTRATION SYSTEM, METAL PULL-DOWN ATTIC STAIRS, INSULATED GARAGE DOORS, BLOCK/STUCCO FINISH, GUTTERS, STACKED PAVER LANDSCAPING, and FLAGPOLE WITH LIGHT. Meticulously cared for and move-in ready, this home offers comfort, functionality, and an exceptional lifestyle in one of The Villages’ most desirable areas. Enjoy Fenney Recreation Center with a Resort-Style Family Pool featuring beach entry and a nearby fire pit, plus the Fenney Springs Nature Trail—a 1.5-mile restored boardwalk loop in a spring-fed setting. Nearby activities include Billiards, Darts, Shuffleboard, Craft rooms, an 18-hole Golf Course, and a Fitness Center, along with Dudley Canine Park & Archery Range, Spanish Moss Recreation Center, and local favorites like Fenney Grill, Edna’s on the Green, and Harry & the Natives. And for Nightly Entertainment 7 days a week, Dining, and Theaters, Brownwood Paddock Square is just minutes away. Furniture can be included or excluded—your choice. Call today to schedule your private showing!

5819 White Ibis Run, The Villages

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