Columbia County Homes under $400,000

Columbia County Homes under $400,000

Welcome to Columbia County, Florida – a hidden gem nestled in the heart of the Sunshine State. Known for its lush landscapes, friendly communities, and rich history, Columbia County offers a unique blend of small-town charm and modern amenities. With its rolling hills, serene lakes, and vibrant parks, this area is perfect for nature lovers and adventure seekers alike.

Columbia County is home to the charming city of Lake City, where you can explore a variety of local shops, delicious dining options, and engaging cultural events. The county is also renowned for its outdoor recreational opportunities, including fishing, hiking, and camping in its numerous state parks and natural springs. Whether you’re enjoying a leisurely day at the beautiful Ichetucknee Springs State Park or exploring the scenic trails of Osceola National Forest, there’s no shortage of adventure waiting for you.

For those looking to settle down in this picturesque county, you’ll be delighted to discover that there are beautiful homes available for under $400,000. From cozy single-family homes to modern townhouses, Columbia County offers a diverse range of properties that cater to various lifestyles and budgets. With affordable housing options, you can enjoy the tranquility of suburban living without breaking the bank.

Columbia County’s welcoming atmosphere, excellent schools, and strong community spirit make it an ideal place to call home. Whether you’re a first-time homebuyer or looking to invest in a second property, you’ll find the perfect place to create lasting memories in this enchanting part of Florida. Explore your options today and discover why Columbia County is the ideal destination for your next home!

Newest Columbia County Homes under $400,000

3989 Nw River Sebastian Lane, Lake City
$325,000
4 Beds ⋅ 2 Baths ⋅ Forest Plantation SubDv.
Short Sale. Enjoy comfortable living in this lovely four-bedroom, two-bath all-brick home located in the quiet community of Forest Plantation. The home features an open layout with a spacious great room, vaulted ceilings, and neutral finishes that create a bright, inviting atmosphere.The kitchen offers beautiful white cabinets, granite countertops, a convenient pantry, and energy-efficient stainless steel appliances, including a microwave, dishwasher, and range, plus a garbage disposal. Ceramic tile flooring is featured in the kitchen and bathrooms for easy maintenance. The owner's suite includes a walk-in closet and a private bathroom with a separate soaking tub and tiled shower. Three additional bedrooms provide flexible space for family, guests, or a home office. A separate laundry room and a two-car side-entry garage add extra convenience. With its practical floor plan, attractive finishes, and peaceful setting, this home is a wonderful place to call home!

3989 Nw River Sebastian Lane, Lake City
140 Sw Quincy Terrace, Lake City
$185,000
3 Beds ⋅ 2 Baths ⋅ Piccadilly Park Sub SubDv.
Welcome to this solid 1-story all-brick ranch home situated on nearly a full acre lot (0.93 acres) in Lake City! Featuring 3 spacious bedrooms, 2 full bathrooms, and 1,614 sq. ft. of living space, this value-add opportunity is full of potential. The functional layout includes a spacious kitchen with wood cabinetry and tile flooring, an eat-in dining space, a large main living room, and an interior laundry room. Enjoy peaceful rural living from the screened front porch or park under the attached covered carport. Additional highlights include a low-maintenance brick exterior, private well and septic, and no HOA fees. Bring your renovation vision to build equity in a quiet setting just minutes from US-41, Columbia High School, and downtown Lake City!

140 Sw Quincy Terrace, Lake City
664 Sw Kentucky Street, Fort White
$174,900
3 Beds ⋅ 2 Baths ⋅ Three Rivers Estates SubDv.
A gated, tree-lined drive leads to this charming 3-bedroom, 2-bath home, set on a raised homesite with 1,800 square feet of living space on a 0.918-acre parcel. With updating potential and a new HVAC system installed in September 2026, the home offers a great opportunity to make it your own. The fully fenced yard and gate were added in 2025. A generous kitchen island creates a natural gathering spot, while the dining area offers built-in corner seating and a desk with cabinets. The primary bath includes a garden tub and separate water closet, and a second bedroom has its own entrance and small deck. The mudroom features built-in bench seating, cabinets and a utility sink. Outside, enjoy the large front deck and a shed with workbench and loft storage. Refrigerator, range and dishwasher are included. Optional HOA membership provides access to the river and community park. Attractively priced and full of possibility, this inviting home is ready for its next owner. Schedule your showing today.

664 Sw Kentucky Street, Fort White
387 Nw Lamar Place, Lake City
$235,000
4 Beds ⋅ 2 Baths ⋅ Pine Ridge Sub SubDv.
Priced to sell! Don’t miss this 2024 manufactured home situated on nearly 2 acres, offering the perfect combination of space, privacy, and convenience. Enjoy outdoor living from both the front and back decks, with plenty of room to relax, entertain, or simply take in the peaceful surroundings. Located close to town with easy access to US Highway 90 and I-75, commuting, shopping, dining, and everyday conveniences are just minutes away. With a newer home, generous acreage, and a convenient location, this property offers a great opportunity at an attractive price.

387 Nw Lamar Place, Lake City
2729 Sw Watson Street, Fort White
$300,000
4 Beds ⋅ 2 Baths
Looking for a home with acreage in North Florida? This 4-bedroom, 2-bath home on 8.34 acres in Fort White, Florida, offers the space and setup for country living, a mini-farm, or an equestrian property. The property is fenced and cross-fenced, making it well-suited for horses, livestock, and other animals. Additional features include two horse stalls and a conex storage container for storing farm equipment, tools, feed, and other supplies. With 8.34 acres of land, there is room to enjoy a rural lifestyle, raise animals, or explore the possibilities of owning your own small farm. Located in Fort White, this North Florida property is worth a look for buyers searching for a 4-bedroom home with land, a horse property, a livestock-ready property, or a country home with acreage in Columbia County and the surrounding area. Don't miss this opportunity to own a home with acreage and room to enjoy the country lifestyle in Fort White, Florida!

2729 Sw Watson Street, Fort White
1874 Sw Nautilus Road, Lake City
$159,900
3 Beds ⋅ 2 Baths ⋅ Gr South Timber SubDv.
Discover the possibilities with this 10-acre property located at 1874 SW Nautilus Rd in Lake City, FL! A beautiful combination of wooded acreage and open, cleared areas, this property provides privacy, space, and excellent potential for your future homesite or country retreat. Mature trees, a winding driveway, and established clearings create a peaceful rural setting. The property features two access points, including the main entrance from SW Nautilus Rd and an additional access on the west side from SW Beyond Ct, providing added convenience and flexibility for future development. Existing improvements include connected electricity, one well, two septic systems, and multiple sheds included in the sale, providing valuable existing infrastructure. The property is located outside the designated flood zone. Existing mobile homes are assigned no value and are being sold as-is. Whether you're looking to build your dream home, establish a private homestead, or invest in acreage, this property is an excellent opportunity. Enjoy 10 acres of privacy and natural beauty with utilities already connected. Buyer to verify zoning, permitted uses, utility conditions, well and septic system functionality.

1874 Sw Nautilus Road, Lake City
863 Se Defender Drive, Lake City
$274,900
3 Beds ⋅ 2 Baths ⋅ Bellaire Sub SubDv.
Great Neighborhood with a new K-5 school blocks away! Many, many upgrades including total rewiring, newer Hvac and metal roof, new bathrooms, new kitchen appliances, ceramic tile in all rooms. The back yard has a Gazebo, a 25x20 foot shed with 2 roll up doors on a concrete pad, and a fenced in area for pets. Entire back yard has a wooden fence with gates on either side of the house. Fresh paint on the outside and most of the inside of the home. The home is in Columbia county, just outside the Lake City limits and 1 mile from the Osceola national forest. 35 minutes away are Ichetucknee, Oleno, and Suwannee River state parks. A total security system with cameras is installed on the Blink App system. Clearwaves high speed internet access is installed. Do not miss seeing this home!

863 Se Defender Drive, Lake City
3877 Sw Herlong Street, Fort White
$235,000
3 Beds ⋅ 2 Baths ⋅ Appalachee Trace SubDv.
Welcome to your own private paradise in Fort White on nearly 10 acres! For the first time in 27 years, this beautifully maintained, single-owner 3-bedroom, 2-bathroom property is hitting the market. Perfect for anyone seeking a peaceful retreat, country living, or a gardener's dream come true, this property offers a rare opportunity to truly "lock the world away" and enjoy absolute tranquility. The long, scenically landscaped driveway is lined with fragrant Crape Myrtles, Japanese Magnolias, Arizona Cypress, and Loquat trees. The property boasts an orchard featuring over 50 mature fruit and nut trees, including avocados, chestnuts, lemons, oranges, guavas, apples, pears, persimmons, goumi berries, and blueberries. There is also a dedicated vegetable garden protected by a 10-foot non-climb fence encircled by thriving Catawba and Muscadine grapevines. The property is a short drive from Florida's world-famous natural freshwater springs. The interior and exterior of the home are in great shape with updates that include a 5-year old metal roof, new skirting, 2024 AC unit, recently serviced septic tank, tiled floors (no carpet), and newer kitchen appliances.

3877 Sw Herlong Street, Fort White
19413 Sw State Road 47, Fort White
$155,000
4 Beds ⋅ 2 Baths ⋅ Sandy Acres SubDv.
The country is calling! Situated on 5 acres, this 4 bedroom, 2 bath Fleetwood doublewide offers just under 2,000 square feet of living space. The island kitchen with breakfast bar and adjacent dining area serves as a daily gathering space. The living room upon entry and separate family room with fireplace offer multiple options for entertaining or relaxing in solitude. The primary suite includes an adjoining bonus area perfect for a home office, nursery, hobby room, media room, or other creative space. The primary bathroom features dual sinks, a garden tub, a walk-in shower, and a walk-in closet. Outside, the cleared acreage surrounding the home transitions into a heavily wooded backyard, providing a sense of seclusion and privacy. A metal shed provides extra storage space. Outdoor enthusiasts will appreciate the proximity to the Santa Fe, Ichetucknee, and Suwannee Rivers, as well as numerous state parks and natural springs. Conveniently located a mile south of Fort White and just a short drive from Lake City and Gainesville!

19413 Sw State Road 47, Fort White
1051 Ne Lake Drive, Lake City
$144,900
1 Beds ⋅ 1 Baths ⋅ Thomas Park S/D SubDv.
Discover the possibilities at 1051 NE Lake Dr in Lake City, Florida! This detached, single-story home features 3 bedrooms, 1 full bathroom, and approximately 1,000 square feet of living space on a generous 0.26-acre lot. The property offers a practical layout with comfortable living and dining areas, a functional kitchen equipped with an electric range, microwave, and refrigerator, and a combination of carpet and laminate flooring. Additional features include central heating and air conditioning, a metal roof, an open porch, and a screened porch. Enjoy the flexibility of a spacious lot with room for outdoor activities, gardening, or creating your own outdoor retreat. No mandatory HOA fees or community association restrictions. Conveniently located with access to US-90 and nearby shopping, dining, and everyday services, this property offers an opportunity for buyers seeking a primary residence or an investment property. Whether you're looking for a place to call home or a property with potential for future improvements, this Lake City residence deserves a closer look. Property is being sold AS IS. Schedule your private showing today and explore the possibilities!

1051 Ne Lake Drive, Lake City
14420 Sw Tustenuggee Avenue, Fort White
$277,000
3 Beds ⋅ 2 Baths ⋅ Tustenuggee Acres Un 1 SubDv.
Peaceful Country Living Beneath the Oaks – One Beautiful Acre! Enjoy the tranquility of country living without giving up the convenience of town! Nestled on a picturesque one-acre property scattered with granddaddy oak trees, this meticulously maintained and thoughtfully upgraded 2011 manufactured home offers the perfect blend of Southern charm, quality construction, and everyday comfort. Situated on a quiet, paved road between Fort White and High Springs, you'll enjoy peaceful surroundings while being approximately 10 minutes from groceries, shopping, and everyday essentials, and just 15 minutes from I-75 in Alachua for an easy commute to Gainesville and surrounding areas. Built with extra attention to quality and durability, this home features upgraded insulation, enhanced framing with studs spaced just 12 inches on center rather than the typical 16 inches, and upgraded vinyl double-pane windows. Inside, beautiful crown molding adds a touch of elegance, while the spacious, inviting layout provides plenty of room to relax and gather. The generous kitchen is truly the heart of the home, featuring an oversized island, abundant cabinetry, and plenty of counter space for cooking, entertaining, and making memories. The spacious primary suite offers a comfortable retreat with his-and-hers closets, a large walk-in shower, and an expansive double vanity and an additional built-in makeup station. Conveniently connected to the primary suite is an oversized utility room featuring a functional drop zone for jackets, shoes, and everyday essentials, plus ample space for a second refrigerator, freezer, or additional storage. Step outside and soak in the beauty of your own little slice of Florida countryside! Sip your morning coffee beneath the oaks, enjoy the peaceful surroundings, or gather with friends and family on the expansive, partially covered back deck. The detached open-air barn provides covered parking and versatile space for equipment, outdoor toys, or hobbies. Exterior gutters add another practical touch to this thoughtfully maintained property. Lovingly cared for and exceptionally maintained, this pet-free home is a wonderful opportunity for those seeking a slower pace, a little breathing room, and the beauty of rural living. With its gorgeous oak trees, quality upgrades, and convenient location, this property offers the country lifestyle you've been looking for—where peaceful living and modern convenience meet! Roof 2011, Water Heater 2011, HVAC 2019

14420 Sw Tustenuggee Avenue, Fort White
234 Se Emerson Court, Lake City
$295,000
3 Beds ⋅ 2 Baths ⋅ Village Sub SubDv.
Welcome to Emerson Court! This cozy 3-bedroom, 2-bath brick home offers the space and flexibility you’ve been looking for, all situated on 1.13 acres just minutes from downtown Lake City. Inside, you’ll find a Florida room plus a bonus room that offers additional space for an office, playroom, gym, or hobby area. Outside, the property features an above-ground pool with a deck, workshop, RV hookup, garden area, fruit trees, and muscadine grape vines. With established plants and greenery throughout, this property truly comes to life when in bloom. Additional features include a metal roof installed in 2016, HVAC system updated in 2020, and a new well installed in 2026. The sellers are also offering a credit toward carpet replacement, giving the next owner the opportunity to personalize the home from the start. With acreage, extra living space, and useful outdoor features, this home offers a combination that’s hard to find.

234 Se Emerson Court, Lake City
Start Your Search

How much is your home worth?

Get instant property value now!