Columbia Homes with Waterfront

Columbia Homes with Waterfront

Welcome to Columbia County, Florida—a hidden gem that perfectly marries the charm of small-town living with the allure of nature's beauty. Nestled in the heart of North Florida, Columbia County boasts lush landscapes, serene lakes, and a warm community spirit that welcomes newcomers with open arms. With its rich history and vibrant culture, this area is not just a place to live but a place to thrive.

One of the most enticing features of Columbia County is its stunning waterfront properties. Imagine waking up each morning to the gentle sounds of nature, with picturesque views of shimmering lakes and flowing rivers right outside your window. Whether you’re looking for a cozy cottage by the water or a sprawling estate with ample outdoor space, Columbia County offers a diverse range of homes that cater to every lifestyle.

Waterfront living here is not just about the views; it’s about the lifestyle. Enjoy fishing, kayaking, or simply relaxing by the water’s edge as you soak in the tranquility that surrounds you. The county’s abundant outdoor recreational opportunities, from hiking trails to parks, make it an ideal haven for nature enthusiasts and families alike.

With a strong sense of community, excellent schools, and convenient access to nearby cities, Columbia County is more than just a place to call home; it’s a place where memories are made. Explore the waterfront homes available in this enchanting county and discover the perfect backdrop for your next chapter. Whether you’re seeking adventure or peace, Columbia County has it all!

Newest Columbia Homes with Waterfront

2 Beds ⋅ 2 Baths ⋅ Three Rivers Estates SubDv.

Remarkable rare opportunity to own approx 2 acres on the Santa Fe River in the highly sought-after Three Rivers Estates community on a double lot. This cabin-style river home is perfectly positioned on a scenic bend in the river, offering views both upstream and downstream. Designed to enjoy the waterfront setting, the home features wraparound porches, a massive rear deck overlooking the river, and a private boardwalk that winds through impressive cypress trees to a covered riverside deck. Inside are 2 bedrooms, 1 full bathroom, a sunroom with river views, and a wood-burning stove. The lower level offers a partially finished game room with a half bath and additional storage space. Outside, you'll also find a full walk-in outdoor shower and a garage/storage area perfect for a golf cart, lawn mower, or all of your river toys. A new roof was installed in 2025. Three Rivers Estates property owners enjoy exclusive access to multiple private parks with boat ramps on both the Santa Fe and Ichetucknee Rivers, providing endless opportunities for boating, kayaking, tubing, paddleboarding, and fishing. The property is just minutes from Ichetucknee Springs, Ginnie Springs, Poe Springs, Blue Springs, Rum Island, and several other North Florida springs. Whether you're looking for a private river retreat, a full-time residence, or an income-producing short-term rental, this is a rare opportunity to own one of the Santa Fe River's most desirable waterfront locations.

470 Sw Santa Fe Drive, Fort White

Oak Mdw Plantation Un 3 SubDv.

Seize this rare chance to own an expansive, contiguous parcel in a highly desirable Lake City neighborhood of Oak Meadow/ Forest Meadows. This premium real estate offering combines two side-by-side, independent lots into one massive 1.63-acre footprint, providing unparalleled space, privacy, and investment flexibility. Lot 1 (819 NW Savannah Cir.): 0.84 Acres Lot 2 (847 NW Savannah Cir.): 0.79 Acres Dual-Home Flexibility: Because this sale includes two legally distinct parcels, you have the unique right to **build a home on each lot**. This makes it an ideal setup for a multi-generational family compound, a primary residence with a detached guest house, or a savvy build-and-sell investment strategy. Cost-Saving Homesites: Save thousands on clearing costs! Both lots are already mostly cleared of heavy timber precisely where the future home footprints could sit, while still retaining beautiful rear perimeter trees for natural privacy. Waterfront Appeal: Enjoy serene, picturesque views. Both properties back up to a beautiful shared community pond, offering a peaceful backdrop and potential for backyard outdoor living spaces. Don't miss out on one of the most versatile land packages available in Lake City. Contact us today for more details or to schedule a walkthrough! **Please Note:** While this property offers incredible potential, buyers are highly encouraged to perform their own independent research, due diligence, and verification prior to purchase. Please verify all information regarding zoning, utilities, building codes, HOA regulations (if applicable), and environmental restrictions with Columbia County authorities.

819 Nw Savannah Circle, Lake City

3 Beds ⋅ 3 Baths ⋅ N/A SubDv.

Escape to the untamed beauty of Circle M Ranch, where 391 acres of North Florida’s finest terrain become your personal playground. This isn't just a property, it’s an invitation to a life lived outdoors. Wake up to the call of wild turkey and track trophy deer through 80 acres of majestic riverfront hardwoods. With over 3,760 feet of private frontage on the spring-fed Santa Fe River, your afternoons are spent launching from your private boat landing or casting into pristine waters. Across the river, protected lands ensure your silence is never broken. Whether you’re managing the existing cattle pastures or exploring the expansive woodlands, this is the ultimate sanctuary for those who demand both adventure and absolute privacy. The estate is fully equipped for your vision, featuring a gorgeous home, a 30’x25’ barn, and a 40’x40’ workshop supported by a 6” well for all agricultural needs. Disclaimer: All measurements, acreages, and river frontage footage are approximate. Buyer is advised to verify all information, including but not limited to land dimensions and water frontage, through a personal inspection and/or with appropriate professionals.

4639 Sw Wilson Springs Road, Fort White

3 Beds ⋅ 3 Baths ⋅ Three Rivers Estates SubDv.

Experience true Old Florida living with this one-of-a-kind cedar-sided home nestled along the crystal-clear waters of the Ichetucknee River in North Central Florida. Surrounded by natural beauty and abundant wildlife, this unique two-story retreat offers the perfect setting for those seeking peace, privacy, and a connection to nature. The home features 3 bedrooms and 2 bathrooms, with two bedrooms and 2 full baths located downstairs, along with a bright loft area upstairs that leads to the third bedroom. Large windows and natural lighting throughout the home create a warm and inviting atmosphere. The functional kitchen showcases beautiful tile countertops, paired with stainless steel appliances, while the living area is highlighted by a distinctive cobblestone wood-burning fireplace that adds character and charm. Step out onto the screened porch to relax and take in the untouched natural landscape that gently leads to the river. A private boardwalk guides you through the natural setting to an open deck overlooking the exposed Ichetucknee River—an incredible vantage point where it’s common to see manatees, turtles, fish, otters, and other native wildlife passing by in the crystal-clear water. Residents of this community enjoy exclusive access to multiple parks and common areas along the Ichetucknee River, along with access to the nearby Santa Fe River and the historic Suwannee River. A private members-only boat ramp adds even more opportunity for boating, paddling, fishing.

1376 Riverside Avenue, Fort White

3 Beds ⋅ 2 Baths ⋅ Three Rivers Estates SubDv.

Experience the beauty of true North Florida river living in Fort White, just off the crystal-clear waters of the Santa Fe River. Situated on almost a full acre, this gated and fully fenced 3 bedroom, 2 bath home offers the perfect blend of privacy, comfort, and waterfront lifestyle. Inside, the open-concept design creates a bright and welcoming atmosphere, ideal for gathering with family and friends. The kitchen is the heart of the home, featuring granite countertops, generous cabinet space, and an easy flow into the living and dining areas. A complete remodel in 2007 brought thoughtful updates and modern touches while maintaining a warm, inviting feel throughout. Step out onto the covered balcony overlooking the river and take in peaceful water views and unforgettable sunsets. Whether you're sipping your morning coffee, watching wildlife drift by, or winding down after a day on the water, this outdoor space is truly special. With your own floating dock and private boat ramp, enjoying the Santa Fe is effortless — from boating and kayaking to fishing right in your backyard. Practical features make everyday living just as enjoyable. The property includes a 3-car garage, outside elevator for added convenience, sprinkler system, whole-house generator, and trash pickup service. An optional HOA provides access to a nearby park, giving you even more room to enjoy the outdoors. This is more than just a home — it’s a riverfront retreat where you can relax, entertain, and make lasting memories.

498 Sw Manatee Terrace, Fort White

3 Beds ⋅ 2 Baths ⋅ Oak Mdw Plantation Un 1 SubDv.

3BR/2BA home with bonus room located in Lake City, FL, offered at $454,000. Split bedroom floor plan with spacious living area and functional kitchen offering ample cabinet and counter space. Bonus room provides flexibility for office, gym, or playroom. Primary suite features an en-suite bath and walk-in closet. Two additional bedrooms share a full bath. Situated near a peaceful pond with convenient access to shopping, dining, schools, and major roadways. Schedule your tour today!

479 Nw Savannah Circle, Lake City

4 Beds ⋅ 5 Baths ⋅ Lake Villas SubDv.

Make sure to check out the Virtual Tour for a 3D Model w/ Walkthrough, Floor Plan w/ Measurements, Video, & more! If you’ve ever dreamed of living in a lakeside retreat with a tennis court, a gazebo, storage shed/carport and a dash of old-school charm, this 1951 classic on “Doctors Row” might just be your prescription for happiness! This two-story beauty offers a new flat roof over sunroom 2023, 3,075 sqft of heated and cooled living space on a sprawling 3.41-acre lot. Featuring 4 bedrooms with TWO Master Suites, a bonus room/office/den, 3 full baths and 2 half-baths PLUS a living room, sun room, formal dining, and TONS of storage space! Laundry? No problem! This home offers you a choice of upstairs/inside laundry hookup or downstairs/garage laundry hookup! (Maybe choose both because who wouldn't want to get all of the laundry done WAY faster!?) The grand living room features beautiful hardwood floors that flow throughout most of the home, a wood-burning fireplace, rich paneling, crown molding, wainscoting, plantation shutters, and soaring 10-foot ceilings. The sunroom, adorned with brick accents and more plantation shutters, opens onto a large deck overlooking the back yard and the lake - perfect for morning coffee or evening relaxation. Speaking of views, almost all the windows in the home have been replaced by Anderson Windows in 2023. The kitchen is equipped with stainless steel appliances, a commercial-grade gas range and hood, and a trash compactor ready for your culinary adventures. The expansive 18x20 main master suite boasts a private balcony overlooking Lake Montgomery, offering serene water views to start and end your day. The circular driveway leads to a large front porch (equipped with leaf guard gutters), inviting you to sit and stay awhile. Out back, enjoy the gazebo, dock/fishing platform, and a tennis court that might just inspire your inner Serena or Roger. The large rear deck is ideal for entertaining, barbecues, or simply soaking in the natural beauty that surrounds you. Located on the affectionately dubbed “Doctors Row,” this home is nestled in a community known for its charm and character. You're just minutes away from downtown Lake City, where you can explore the Lake City-Columbia County Historical Museum, enjoy events at The Blanche, or dine at local favorites like Halpatter Brewing Co. Outdoor enthusiasts will appreciate the proximity to Alligator Lake Recreation Area, offering trails, fishing, and birdwatching opportunities. This Lake City gem combines classic elegance with modern amenities, all set on a picturesque lakeside lot. Whether you're hosting gatherings, enjoying outdoor activities, or simply relaxing in your sunroom, this home offers a lifestyle that's both comfortable and captivating.

449 Sw Montgomery Drive, Lake City

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