Tops Terrace Homes with Waterfront

Welcome to Tops Terrace, a hidden gem nestled in the heart of St. Cloud, Florida, within the charming Magnolia Square neighborhood of Osceola County. This picturesque subdivision offers a unique blend of tranquility and modern living, making it an ideal destination for families, retirees, and anyone seeking a serene lifestyle by the water.

One of the standout features of Tops Terrace is its stunning waterfront properties. Imagine waking up each morning to the gentle sounds of water lapping at the shore, with breathtaking views right from your backyard. These homes boast direct access to pristine lakes, providing residents with endless opportunities for fishing, kayaking, and enjoying peaceful sunsets over the water. Whether you’re hosting a summer barbecue on your deck or enjoying a quiet evening with a book by the water, the waterfront lifestyle here is truly enchanting.

Tops Terrace is not just about the homes; it’s about the community. Residents enjoy a friendly neighborhood atmosphere, complete with well-maintained parks, walking trails, and community events that foster camaraderie among neighbors. The location is also conveniently situated near shopping centers, dining options, and top-rated schools, ensuring that everything you need is just a stone’s throw away.

If you’re looking to embrace a lifestyle that combines the beauty of waterfront living with the comforts of community, Tops Terrace is the perfect place to call home. Come explore the possibilities that await you in this idyllic St. Cloud subdivision, where your dream home by the water is just around the corner!

Newest Tops Terrace Homes with Waterfront

$150,000

Tops Terrace SubDv.

Canal-front lot offering direct water access to Lake Lizzie and the sought-after Alligator Chain of Lakes, known for boating, fishing, and outdoor recreation. This approximately 0.16-acre homesite is situated on a quiet street and provides a rare opportunity to enjoy a true Florida waterfront lifestyle, with the ability to kayak, fish, or cruise from your backyard through the connected lakes. Zoned for residential use, with no HOA and electric available. Conveniently located within easy reach of St. Cloud, Lake Nona, and major roadways, and approximately one hour’s drive to the Atlantic beaches, this property offers a unique blend of privacy, recreation, and accessibility. Prior residence existed on the site, which may provide potential impact fee savings for a new build Buyer and buyer’s agent to verify all information, including zoning, measurements, conditions of existing septic tank and well, and water navigability.

6370 Carroll Circle, St Cloud (Magnolia Square)

$689,900

5 Beds ⋅ 3 Baths ⋅ Tops Terrace SubDv.

This stunning Elevated Lakefront home is a RARE find. Perfectly situated on Lake Lizzie with Conservation area on one side and Waterfront on the other. This 5-bedroom, 3-bathroom home invites Relaxation and Comfort. Enter from the stairs leading to the front door of this Completely Remodeled one-of-a-kind home and walk through the Entryway that leads into an open concept kitchen, dining and living area with vaulted wood ceilings and a Large Stone Wood Burning Fireplace. The area is light and bright with skylights and double French doors, with Hunter-Douglas (2019/2020) remote powered shades on the upper level. The Chef’s kitchen is well appointed, including quartz countertops, ceramic farmhouse sink, GE (‘Café’) double ovens, microwave, 5 burner gas stovetop and hood, Tru cabinets, Bosch dishwasher and built in pot filler. After dinner, relax and enjoy the sunsets and wildlife, on the large newly screened in porch. There are additional lake views on the unscreened decks with sliding glass doors off the dining area and the master suite. Take the spiral staircase to the In-Law apartment, complete with it’s own full-sized kitchen and bath. The apartment has it’s own Newly Screened Porch with a Large Swim Spa installed in 2021, West facing on the lake. The entire home is set up for Home Automation. The most recent Upgrades to the home include Metal Roof, Front Door, Attic Insulation for Energy Efficiency, Rebuilt Seawall, Fencing, Fire Pit. There is also a Generac 24kW generator installed in 2017 that seamlessly keeps power on throughout the home. There is a Community Boat Ramp Conveniently located adjacent to the property.

6375 Topsy Trail, St Cloud (Magnolia Square)

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