Terrace Homes under $400,000

Terrace Homes under $400,000

Welcome to Terrace, a delightful subdivision nestled in the heart of sunny Florida! This charming community offers a perfect blend of comfort, convenience, and affordability, making it an ideal choice for families, first-time homebuyers, and retirees alike.

In Terrace, you’ll discover a range of beautifully designed homes, many of which are available for under $400,000. These properties boast modern features and spacious layouts, ensuring that you can find the perfect space to call your own without breaking the bank. Whether you’re looking for a cozy single-family home or a stylish townhome, Terrace has something to fit every lifestyle and budget.

The subdivision is not only known for its attractive homes but also for its welcoming atmosphere. Tree-lined streets and well-maintained parks create a serene environment, perfect for evening strolls or weekend picnics with family and friends. Additionally, residents enjoy easy access to a variety of local amenities, including shopping centers, restaurants, and recreational facilities, all just a short drive away.

For those who appreciate the great outdoors, Terrace is conveniently located near beautiful Florida beaches and lush nature reserves, offering endless opportunities for adventure and relaxation.

With its affordability, community spirit, and prime location, Terrace is a hidden gem in Florida’s real estate market. Come explore this vibrant neighborhood and find your dream home today! Your perfect Florida lifestyle awaits in Terrace.

Newest Terrace Homes under $400,000

10317 Heritage Bay Boulevard Unit 1426, Naples
$339,000
2 Beds ⋅ 2 Baths ⋅ Terrace SubDv.
Panoramic views of the lake, golf course, and preserve set the stage for this Brookside condominium in the Terraces at Heritage Bay Golf & Country Club, where bundled golf membership and resort-style amenities are included with ownership. Offering 2 bedrooms and 2 bathrooms, this inviting residence combines comfortable living, tasteful upgrades, and scenic surroundings in one of Naples' established golf communities. The screened, tiled lanai provides a front-row seat to the picturesque surroundings, creating an ideal setting for morning coffee, outdoor dining, or simply relaxing while taking in the peaceful waterfront and golf course scenery. Inside, the open-concept floor plan offers a welcoming atmosphere with white kitchen cabinetry, crown molding, oversized baseboards, upgraded bedroom carpeting, and designer lighting. Recent improvements include a newer air conditioning system and water heater, both installed in 2024, adding value and peace of mind. Offered turnkey furnished, this Naples golf condominium is ready for immediate enjoyment. Everyday convenience is enhanced by elevator access, a nearby private storage closet, covered parking, and proximity to one of the community's satellite pools. Heritage Bay offers an exceptional country club experience with 27 holes of Lewis-Azinger-designed golf, Har-Tru tennis courts, pickleball, bocce, and a staffed fitness center. The clubhouse features a zero-entry resort-style pool, the popular outdoor Cabana with full-service dining and poolside refreshments, and an expanded Grille Room. Additional satellite pools are conveniently located throughout the community, while a full-time activities director coordinates a diverse calendar of social and recreational events. Whether enjoying the sweeping views from your private lanai, spending the day on the golf course, or taking advantage of the many club amenities, this turnkey furnished Brookside condo offers an appealing combination of scenic surroundings, low-maintenance condominium living, and the resort-style lifestyle that makes Heritage Bay a sought-after Naples golf community.

10317 Heritage Bay Boulevard Unit 1426, Naples
11610 Caravel Circle Unit 102, Fort Myers
$219,000
2 Beds ⋅ 2 Baths ⋅ Terrace SubDv.
Enjoy first-floor living in Building 1 at Cinnamon Cove, a gated condominium community in Fort Myers approximately 3 miles from Fort Myers Beach and 4 miles from the Sanibel Causeway, gateway to Sanibel and Captiva islands. This condo features a screened lanai, separate living and dining areas, and an in-unit washer and dryer for everyday convenience. The clubhouse is just outside your back lanai. Cinnamon Cove offers community pools, a spa, clubhouse, fitness center, pickleball, tennis, bocce and shuffleboard. Nearby grocery shopping, restaurants, pharmacies and banks make daily errands convenient, while the beach trolley provides another way to explore Fort Myers Beach. For those researching Fort Myers relocation or Southwest Florida corporate relocation, the location combines coastal recreation with proximity to Lee Health’s HealthPark Medical Center and Golisano Children’s Hospital. Regional destinations include Hertz’s global headquarters in Estero and Southwest Florida International Airport (RSW). Whether establishing a primary residence or a seasonal home, discover a convenient Fort Myers location with access to Gulf beaches, island destinations and community recreation.

11610 Caravel Circle Unit 102, Fort Myers
8096 Queen Palm Lane Unit 235, Fort Myers
$287,000
2 Beds ⋅ 2 Baths ⋅ Terrace SubDv.
This lovely condo will make a prefect winter retreat to escape the cold! Located in Heritage Palms Golf & Country Club, you will experience resort style living at its best! Two bedrooms/ 2 bathrooms, this 3rd floor unit offers amazing views of the 38-acre lake and 18th hole of the Royal course. Move in ready, this condo is being sold turnkey. Luxury vinyl flooring throughout, LG stainless steel appliance, crown molding, plantation shutter and nicely decorated. Electric storm shutters on lanai for peace of mind. Only a short distance to the neighborhood pool, and easy stroll to the Clubhouse, fitness center, tennis & pickleball courts and driving range. Heritage Palms is an award-winning bundled golf community offering 36 holes of championship golf and an exceptional array of amenities, including multiple dining venues, tennis, pickleball, bocce, fitness programs, swimming pools, and an active social calendar. The new Oasis/Tiki Pool Bar is now open, adding another exciting destination to enjoy the Florida lifestyle. Ideally located near dining, shopping, entertainment, nature preserves, airports and more! Now is your opportunity move right in and own a piece of paradise! Schedule a showing today!

8096 Queen Palm Lane Unit 235, Fort Myers
11140 Caravel Circle Unit 106, Fort Myers
$184,900
1 Beds ⋅ 2 Baths ⋅ Terrace SubDv.
Enjoy lakefront living in Cinnamon Cove, a gated community in Fort Myers, Florida. Completely remodeled and offered turnkey furnished, this 1-bedroom, 1.5-bath residence pairs inviting coastal décor with beautiful lake views. The updated kitchen features white cabinetry, stainless steel appliances, generous counter space and a breakfast bar opening to the living and dining areas. Wood-look flooring, crown molding and recessed lighting create a polished, welcoming interior. The bedroom offers peaceful water views and sliding-door access to the enclosed lanai—an ideal spot for morning coffee overlooking the lake. An updated full bathroom with a tiled shower, a convenient guest half bath and in-unit washer and dryer complete this move-in-ready home. Located approximately 3 miles from Fort Myers Beach and 3 miles from the Sanibel Causeway, this Southwest Florida retreat puts Gulf Coast beach days and island outings within easy reach. Discover a beautifully updated, turnkey lakefront home in the gated Cinnamon Cove community. HOA: $560/month. Annual property taxes: approximately $2,212; seller-estimated at approximately $1,700 with homestead exemption.

11140 Caravel Circle Unit 106, Fort Myers
12170 Kelly Sands Way Unit 717, Fort Myers
$169,000
2 Beds ⋅ 2 Baths ⋅ Terrace SubDv.
Open the slider and the fairway runs east toward open water, with mature palms along the bank and the sunrise coming straight at you. That view is the reason to buy this one. It belongs to a second floor unit, and the second floor is what buyers in this community ask for first. Inside is 1,069 square feet in a split bedroom plan, so the guest room and its bath sit away from the primary suite and overnight visitors are not walking past your door. Newer luxury vinyl plank runs through the living space. The screened lanai adds another 158 square feet of the kind of room you actually use down here, morning coffee with the course waking up in front of you, a glass of something at the end of the day. The kitchen and baths are original and honest about it. If you have wanted to put your own hand on a place, the bones are here and the expensive part, the view, is already paid for. What is left is cosmetic and it happens on your schedule, not a builder's. The community sits behind a staffed gate off Summerlin, which puts the Sanibel causeway and Fort Myers Beach inside a short drive. Members have an eighteen hole course with a driving range and putting green, a clubhouse with a restaurant and coffee shop, a pool and spa, tennis, and a fitness center. Sidewalks run throughout, which sounds like a small thing until you are the one walking at seven in the morning. Practical matters. Refrigerator, range, dishwasher, microwave, disposal, washer and dryer all convey. One assigned covered parking space comes with the unit and the building has an elevator. Flood insurance on the building is carried by the association rather than by the owner. Leasing is permitted four times a year with a thirty day minimum, so a seasonal owner who wants the place to help carry itself has a real path to it.

12170 Kelly Sands Way Unit 717, Fort Myers
10470 Washingtonia Palm Way Unit 1212, Fort Myers
$235,000
2 Beds ⋅ 2 Baths ⋅ Terrace SubDv.
Welcome to the resort lifestyle at the prestigious Heritage Palms Golf & Country Club, one of Fort Myers’ most desirable gated golf communities! This beautifully maintained 2-bedroom, 2-bathroom condo offers a comfortable, open layout complemented by a fresh coat of interior paint, tile flooring throughout the main living areas and bathrooms, and attractive wood-plank laminate flooring in both bedrooms. The well-appointed kitchen features a breakfast bar, breakfast nook, pantry, and easy access to a separate dining area, providing plenty of space for both everyday living and entertaining. Step outside to the screened lanai and enjoy beautiful views overlooking the 18th hole along with expansive lake views—the perfect setting for morning coffee or relaxing at the end of the day. Additional conveniences include extra storage outside the unit and an assigned covered parking space under a carport. Heritage Palms offers an amenity-rich, resort-style experience with bundled golf and tennis, championship golf, multiple sparkling pools, three on-site dining venues, a revitalized clubhouse, and a popular tiki bar. Residents can also enjoy pickleball, bocce, a fitness center, scenic walking trails, and beautifully maintained tropical surroundings. Ideally located in Fort Myers, Heritage Palms provides convenient access to Southwest Florida’s white-sand beaches, RSW International Airport, and premier shopping, dining, and entertainment at Bell Tower and Gulf Coast Town Center. Whether you're searching for a seasonal retreat or a place to enjoy the Southwest Florida lifestyle year-round, this condo offers the perfect combination of comfort, views, amenities, and location.

10470 Washingtonia Palm Way Unit 1212, Fort Myers
8680 Cedar Hammock Circle Unit 134, Naples
$298,000
2 Beds ⋅ 2 Baths ⋅ Terrace SubDv.
Captivating views... Wonderful bundled golf condo is the "Ashbury at Cedar Hammock"; a 2 bedroom split floor plan featuring an en-suite for your guests. Rarely used & offered turnkey, with beautiful Luxury Vinyl Plank wood flooring in living room and master bedroom, tile in kitchen and baths, attractive granite in kitchen and baths, glass tile backsplash, updated light fixtures, furnishings, crown molding. Newer refrigerator, dryer, water heater - Extra storage unit on the same level, where the condo is convenient to the locked storage & common elevators. Cedar Hammock is a very active private community, with major improvements to the amenities, enjoy golf on the private Jed Azinger & Gordon Lewis designed 6,680-yard Par 72 Golf Course; driving range, along with groomed chipping & putting greens. Not a golfer? No problem head over to 1 of the 4 heated pools, or enjoy the har tru tennis courts with competitive tennis available, or how about a round of bocce ball? The redesigned amenities features both indoor and outdoor dining options, a new resort pool, 2 story fitness center with professional trainer, pro shop, a competitive tennis program on updated courts, bocce courts with popular community programs. Close to both downtown Naples and Marco Island, great restaurants and shopping, all next to gorgeous white sand beaches.

8680 Cedar Hammock Circle Unit 134, Naples
11220 Caravel Circle Unit 308, Fort Myers
$229,900
2 Beds ⋅ 2 Baths ⋅ Terrace SubDv.
Discover the comfort and convenience of third-floor living at Cinnamon Cove, ideally located just minutes from Fort Myers Beach and the beautiful beaches of Sanibel Island. This 2-bedroom, 2-bathroom condo offers a comfortable, functional layout and a tiled screened lanai with an elevated outlook across the landscaped community grounds, mature trees, and lake view. The upper-floor setting provides added privacy, while hurricane shutters throughout offer additional protection and peace of mind. The kitchen features granite countertops, white cabinetry, ample counter space, and plantation shutters, with additional plantation shutters in the guest bedroom. The condo has a comfortable, welcoming feel as it stands today, while still offering plenty of opportunity to add your own style over time. Covered parking and private storage add everyday convenience. Cinnamon Cove offers a variety of amenities and recreational options, including tennis, bocce, shuffleboard, a fitness room, clubhouse, billiards, and more. With Fort Myers Beach, Sanibel Island, shopping, dining, and recreation all within easy reach, the location puts some of Southwest Florida’s best coastal destinations close to home while maintaining the tucked-away residential setting that makes Cinnamon Cove an appealing choice for year-round living or a seasonal retreat.

11220 Caravel Circle Unit 308, Fort Myers
11460 Caravel Circle Unit 5002, Fort Myers
$220,000
2 Beds ⋅ 2 Baths ⋅ Terrace SubDv.
Fabulous first-floor condo in the gated community of Cinnamon Cove now available! This beautifully updated and move-in-ready two bedroom, two full bath residence offers a bright, open floor plan with luxury vinyl plank flooring throughout and attractive updates. The bright kitchen features a charming breakfast nook, tall white cabinetry, quartz countertops, a large sink, breakfast bar, and fantastic built-in storage. The open living and dining areas flow directly to the screened lanai with landscaped views, creating additional space to enjoy the Florida setting. The primary bedroom features a large closet, sliding doors to the screened lanai, and an en-suite bathroom. The guest bedroom offers convenient access to the second full bathroom. Both bathrooms have been beautifully upgraded with attractive lighting, finishes, and gorgeous showers. An inside laundry closet provides additional convenience. Additional features include a detached carport and private storage unit. All new interior paint, light fixtures, and cabinetry. Cinnamon Cove is a gated community in South Fort Myers offering an extensive selection of amenities, including a clubhouse, swimming pools and spa, fitness center, tennis, pickleball, bocce, and shuffleboard, along with additional recreational and social facilities. Conveniently located with access to Fort Myers Beach, Sanibel Island, shopping, dining, healthcare, Southwest Florida International Airport, and other Southwest Florida destinations. Fantastic opportunity to enjoy a beautifully updated first-floor condo and the many amenities Cinnamon Cove has to offer!

11460 Caravel Circle Unit 5002, Fort Myers
10391 Butterfly Palm Drive Unit 1021, Fort Myers
$359,000
2 Beds ⋅ 2 Baths ⋅ Terrace SubDv.
Introducing the Coveted Colonade at Heritage Palms Finally, the colonnade you have been waiting for is here. This stunning property offers amazing views of the 38-acre lake with an East exposure. The clubhouse and golf courses are within sight, yet there are no carts obstructing the view from your property. You will love sitting on your lanai and watching the activity while enjoying your favorite beverage. Situated on the second floor, this unit boasts the convenience of an elevator and large storage area. The end unit features 2 bedrooms plus a den, making for easy living. Inside, you will find tile floors in the living area, granite counters, a newer refrigerator, tile on the lanai, and much more. High impact glass on all windows and doors provides peace of mind and added security. This home is being sold TURNKEY, so all you need to do is bring your golf clubs and start enjoying the lifestyle at Heritage Palms. Heritage Palms is an award-winning community with 36 holes of bundled golf. The clubhouse and fitness centers have recently been updated, and the new OASIS provides a special place for gatherings with friends. In addition to golf, residents can enjoy tennis, bocce ball, concerts, restaurants, swimming pools, a fitness center, and more. Don't miss out on the opportunity to make this property your own and experience all that Heritage Palms has to offer. You will love it here, so act now and start living the dream.

10391 Butterfly Palm Drive Unit 1021, Fort Myers
8680 CEDAR HAMMOCK Circle Unit 122, Naples
$245,000
2 Beds ⋅ 2 Baths ⋅ Terrace SubDv.
Welcome to this light and bright 2-bedroom, 2-bath Brookside condo in the desirable “Island” section of Cedar Hammock Golf & Country Club. This second-floor residence offers 1,232 sq. ft. of living space with beautiful lake, preserve and golf course views overlooking the 11th hole. The open living and dining areas feature updated laminate flooring and crown molding, while the kitchen offers granite countertops and plenty of natural light. This condo has been meticulously cared for and well-maintained. Enjoy the peaceful views from the tiled screened lanai. Offered turnkey furnished and ready for its next owner, the condo includes newer furnishings, light fixtures, fans and washer/dryer. Also included are TWO NEWER SETS OF GOLF CLUBS, which have been stored inside the air-conditioned unit, along with a gently used electric grill for your lanai. Cedar Hammock is a bundled golf community featuring an 18-hole championship golf course, clubhouse with dining, fitness center, community pools, tennis, bocce, practice facilities and an active social calendar. Conveniently located with easy access to downtown Naples, 5th Avenue, area beaches and Marco Island. An excellent opportunity to enjoy the Cedar Hammock lifestyle!

8680 CEDAR HAMMOCK Circle Unit 122, Naples
11220 Caravel Circle Unit 203, Fort Myers
$175,000
2 Beds ⋅ 2 Baths ⋅ Terrace SubDv.
Here is a terrific opportunity to have a great place right near the beaches and convenient to shopping, restaurants and Love Boat Ice Cream!!! Welcome to the gated, Cinnamon Cove in the Terrace condominiums. This two bedroom, two bathroom property is on the second floor (elevator just a few steps away), is fully furnished and ready for you to enjoy! Offers nice views to the big lake from the master bedroom and enclosed lanai -perfect! Some may choose to take this unit and do a full redo. It's ready for your elegant choices! SELLER does want this property sold sooner than later, don't be shy with your offers.

11220 Caravel Circle Unit 203, Fort Myers
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