Matlacha Homes under $500,000

Matlacha Homes under $500,000

Welcome to Matlacha, a hidden gem nestled in the heart of Lee County, Florida! This vibrant waterfront community is renowned for its stunning natural beauty, rich artistic culture, and a laid-back lifestyle that beckons residents and visitors alike. With its colorful buildings and charming local shops, Matlacha offers a unique blend of old Florida charm and modern convenience, making it the perfect place to call home.

For those seeking affordable housing options, Matlacha boasts a variety of homes priced under $500,000. Here, you can find cozy cottages, charming bungalows, and spacious waterfront properties that cater to diverse tastes and lifestyles. Whether you're a first-time homebuyer, a retiree looking for a peaceful retreat, or an investor seeking a lucrative opportunity, Matlacha has something for everyone.

Imagine waking up to the gentle sound of waves lapping against the shore, with breathtaking sunrises painting the sky in hues of orange and pink. The community is not only a paradise for nature lovers, with easy access to pristine beaches and lush parks, but also a haven for fishing enthusiasts and boating aficionados, thanks to its proximity to the Gulf of Mexico.

In addition to its natural allure, Matlacha is home to a thriving arts scene, with local galleries, studios, and festivals that celebrate creativity and community spirit. With its friendly atmosphere and welcoming residents, Matlacha is more than just a place to live; it’s a lifestyle waiting to be embraced. Discover your dream home in this enchanting coastal community today!

Newest Matlacha Homes under $500,000

2691 Geary Street, Matlacha
$495,000
2 Beds ⋅ 1 Baths ⋅ Matlacha SubDv.
WELCOME TO YOUR MATLACHA FISHING PARADISE! Just four homes from the channel, this DIRECT GULF ACCESS waterfront retreat offers the laid-back island lifestyle that makes Matlacha one of Florida's most beloved boating communities. Known for its colorful art galleries, waterfront restaurants, and "Old Florida" charm, Matlacha delivers a Key West vibe without the Key West price tag. For ANGLERS & BOATERS, the location simply doesn't get much better! Cast a line right from your backyard and reel in snook, snapper, grouper, trout, sheepshead, and countless other species. Watch dolphins and manatees cruise through the channel behind the home while enjoying your morning coffee, then head out to the Gulf and Boca Grande in approximately 20-30 MINUTES BY BOAT. The composite dock with 10K BOATLIFT and separate kayak launch make boating a breeze! This home is very low maintenance with a stone front yard which also doubles as additional parking for all of your toys! Come see today and start Living the Island Life! Recent improvements include a NEW 2025 roof featuring premium 165 MPH wind-rated shingles, upgraded aluminum carport roofing, a FULLY REMODELED bathroom, NEW kitchen island and lower cabinetry, NEW stove and refrigerator, TILE ALL THROUGHOUT, washer and dryer, and fresh interior paint. The home also features a unique flood-conscious wall system with waterproof PVC materials designed to simplify future maintenance and restoration. Whether you're looking for a full-time residence, seasonal escape, or investment opportunity, this property offers the perfect blend of island charm, boating convenience, and peace of mind.

2691 Geary Street, Matlacha
2647 Pine Street, Matlacha
$299,000
2 Beds ⋅ 1 Baths ⋅ Matlacha SubDv.
Discover your slice of paradise in the quiet fishing town of Matlacha Island. This charming 2 bedroom 1 bath home offers the perfect blend of island character and modern comforts. This home is a boaters dream with direct access with wood dock and boat lift out back along with a kayak rack for those AirBNB guest or avid fishermen. Step inside to an open & split floor plan with plenty of light. Newer roof, New cabinets and A/C with tile flooring throughout. Whether you're looking for a full time residence, vacation getaway, or investment opportunity, this Matlacha waterfront gem!! Nestled in prime location and walking distance to shopping, art galleries and restaurants, and just a short drive to Cape Coral & Fort Myers, this is a true old Florida Living with modern day convenience. Seller has an assumable flood policy of $2,663 due annually

2647 Pine Street, Matlacha
2650 Coco Plum Drive, Matlacha
$349,000
1 Beds ⋅ 1 Baths ⋅ Matlacha SubDv.
This canal front residential property is located at 2650 Coco Plum Drive in Cape Coral, Florida, within the Matlacha area of Lee County. The property sits along a saltwater canal that provides access to surrounding waterways consistent with local conditions and navigational regulations. Matlacha is a coastal community positioned between Pine Island and the mainland, known for its compact layout, waterfront setting, and connection to nearby fishing areas and barrier islands. The residence on the property is a single story cabin style home featuring one bedroom and one bathroom. A garage is included, offering enclosed parking and storage. The garage is equipped with a hurricane rated garage door designed to meet applicable wind resistance standards. The home is situated on a canal front lot with established shoreline improvements that support marine use. Along the water frontage, a seawall was newly constructed in 2020. A dock and boat lift were also installed in 2020, providing direct access to the canal. The boat lift includes a canvas cover, which offers protection for a vessel when not in use. Water depth, vessel suitability, and navigability should be independently verified by prospective buyers based on intended use and seasonal conditions. The roof of the home was replaced in 2021 prior to Hurricane Ian. According to the information provided, the structure did not sustain roof damage during that storm. Buyers are encouraged to conduct their own inspections to confirm the condition and remaining service life of the roof and all other improvements. The canal system connected to the property leads toward open water areas that are commonly used for boating and access to nearby fishing flats and coastal waters. The waterways also provide routes for traveling by boat to nearby islands and beaches, subject to local regulations, tides, and weather conditions. No representation is made regarding travel times or water conditions. The property is located within walking distance of local dining establishments, retail shops, and art galleries in Matlacha. The area is known for its locally owned businesses and pedestrian friendly layout. This setting allows residents to access nearby amenities without reliance on long drives while remaining connected to the broader Lee County region. Road access to the property is provided by Coco Plum Drive, a maintained residential roadway. Utilities serving the home are consistent with other residential properties in the area, though buyers should verify specific service providers and availability. Any future modifications, expansions, or changes in use should be reviewed with Lee County and applicable local agencies to ensure compliance with zoning, building, and environmental regulations. This property may be suitable for buyers seeking a small waterfront residence with established marine infrastructure in a coastal Florida community.

2650 Coco Plum Drive, Matlacha
4874 Pine Island Road NW, Matlacha
$499,000
4 Beds ⋅ 3 Baths ⋅ Matlacha SubDv.
TRIPLEX fully occupied! SELLER FINANCING AVAILABLE!! Welcome to your dream waterfront escape in Matlacha, a unique TRIPLEX boasting not only direct Gulf access but also a wealth of investment potential. This multi-family residence showcases 3 immaculate units. Each of them it's been meticulously renovated to offer comfort, style and functionality with brand new floors, new kitchen cabinets, appliances and a shared laundry room. The setup is perfect for those looking to live in one unit while embracing the financial benefits of renting out the other two, providing a smart way to manage retirement finances while enjoying the culture and community of a bustling waterfront locale. Step outside to discover the vinyl fence surrounding the premises and a solid metal roof for your peace of mind. Whether your passion lies in kayaking, world-class fishing, or simply soaking in the sun, this property has direct access to the Gulf via Matlacha Pass. The wooden deck is the perfect spot for catching snooks or indulging in the quiet joy of sipping the morning coffee. Your new income property is situated a leisurely stroll away from Matlacha community Park and directly across from the delightful Yucatan Waterfront Bar and Grill, perfect for evenings when cooking feels like too much of a chore. Not to mention, the nearby Publix Super Market ensures that all your daily needs are just a short drive away. Whether you are looking to enhance your lifestyle or expand your portfolio, this income property promises a blend of leisure and fiscal wisdom you won’t want to miss. Dive into this opportunity and let your investments dreams set sail in historic​​‌​​​​‌​‌​​​​‌‌​​‌‌​‌‌​​‌​​​‌​‌ Matlacha!

4874 Pine Island Road NW, Matlacha
11476 May Street, Matlacha
$355,000
2 Beds ⋅ 2 Baths ⋅ Matlacha SubDv.
Welcome to this opportunity in the charming and colorful fishing village of Matlacha! This waterfront property with direct Gulf access offers the perfect canvas for your coastal dream home. Located just minutes to the open water of Charlotte Harbor and easy boat ride to Cayo Costa, Boca Grande, Sanibel, Captiva, Ft. Myers Beach, all the outer islands and the Gulf waters providing some of the best fishing in all of SW Florida! The composite material dock with boat lift is ready for you to relax and enjoy the gorgeous Florida sunrises or sunsets!! This property provides a coveted lifestyle for boaters, anglers, and island lovers alike. This is an ideal project for investors, builders, or anyone ready to rebuild or renovate in one of Southwest Florida's most unique communities. Whether you're looking to restore the existing home or start fresh with new construction within this prime location, island life is ready for you!... Set up your showing appointment today and come check out this piece of paradise!!

11476 May Street, Matlacha
Start Your Search

How much is your home worth?

Get instant property value now!