Sumter Homes with Waterfront

Sumter Homes with Waterfront

Welcome to Sumter County, Florida—a hidden gem that beautifully blends charming small-town living with the allure of nature's finest offerings. Nestled in the heart of Central Florida, Sumter County is renowned for its picturesque landscapes, friendly communities, and an abundance of outdoor recreational opportunities. Whether you’re looking to retire, raise a family, or invest in a vacation home, this county offers a tranquil lifestyle that many dream of.

One of the most captivating features of Sumter County is its stunning waterfront properties. Imagine waking up each day to serene views of sparkling lakes and winding rivers, with the gentle sounds of nature surrounding you. Homes with waterfront access in this area provide not just a residence, but a lifestyle—perfect for fishing, kayaking, or simply enjoying sunsets from your private dock. These properties are ideal for those who appreciate the beauty of the outdoors and seek a peaceful retreat from the hustle and bustle of city life.

Sumter County is also home to a vibrant community, with local events, farmers' markets, and a rich cultural heritage that invites residents to engage and connect. With easy access to nearby attractions such as The Villages and the lush landscapes of the Withlacoochee State Forest, you’ll find that adventure is never far away.

Explore the charm of Sumter County, where waterfront homes await to provide you with the perfect backdrop for a fulfilling and relaxed lifestyle. Discover your dream home today and embrace the beauty of living by the water!

Newest Sumter Homes with Waterfront

3 Beds ⋅ 2 Baths ⋅ Lake Shore Park SubDv.

Waterfront living, room to spread out and a backyard made for enjoying Florida—this Lake Panasoffkee home brings all three together. Set on a spacious corner lot along Blue Gill Canal, the property offers direct freshwater access leading to Lake Panasoffkee, putting boating, fishing and days on the water right in your own backyard. Inside, the home offers a comfortable floor plan with multiple living areas and plenty of flexibility for everyday life and entertaining. The kitchen provides abundant cabinetry, generous counter space and a breakfast bar adjoining the dining area. A separate living space anchored by a fireplace adds warmth and character, while the spacious primary suite includes a dedicated vanity/dressing area, private bath and ample storage. The living space continues outdoors with an expansive covered and screened patio offering plenty of room for dining, entertaining or simply relaxing out of the Florida sun. Beyond the screen enclosure, a paver patio surrounds the above-ground pool, creating another inviting place to spend the afternoon. Follow the backyard toward Blue Gill Canal, where a concrete canal-front retaining wall with steps and waterside walkway provides convenient access to the waterfront. With direct canal access leading to Lake Panasoffkee, whether you're heading out to fish, taking the boat for an afternoon on the lake or simply enjoying life near the water, the waterfront is an integral part of this property. A circular driveway, attached garage, additional parking and landscaped corner lot add to the home's functionality, while the stone-accented exterior gives it distinctive character. With no HOA, there's added flexibility to enjoy the property and the Lake Panasoffkee lifestyle your way. Located within easy reach of local shopping and dining, public boat ramps, parks, and outdoor recreation. With convenient access to the I-75 corridor, this home offers the relaxed feel of waterfront living without giving up everyday conveniences. From mornings on the canal to afternoons by the pool and evenings around the fireplace or screened patio, there's a lot to enjoy here.

1351 Cr 482n, Lake Panasoffkee

4 Beds ⋅ 2 Baths ⋅ Lengthy SubDv.

Beautiful 10+ Acre Country Estate with Custom-Built Home! Enjoy peaceful country living on over 10 acres of beautiful, board-fenced pasture, complete with a pond perfect for cattle and fishing. As you drive up the long driveway, you will love that the property offers plenty of room for livestock, recreation, and enjoying the great outdoors, while the home sits privately fenced on about an acre. This custom-built home features beautiful hardwood floors and an open floor plan designed for comfortable living and entertaining. Your kitchen overlooks the living space and has stainless appliances, plenty of cabinets and countertop room for preparing and serving great food to family and friends. The spacious living room features a cozy fireplace and plenty of room to gather with family and friends. The large primary suite offers a relaxing retreat with generous space, two closets, dual sinks, a walk-in shower, and a soaking tub. Three additional spacious guest bedrooms provide plenty of room for family and visitors. A dedicated office overlooks the pasture, offering a peaceful setting for working from home or simply enjoying the view. Outdoor living is just as impressive, with a welcoming front porch overlooking the property and a screened back porch with breathtaking views stretching across hundreds of acres. Whether you’re enjoying your morning coffee, watching the sunset, or relaxing after a long day, the views are hard to beat. Conveniently located near I-75 and the Florida Turnpike, this property provides easy access to Ocala, Orlando, and Tampa, while still offering the privacy and tranquility of country living. A rare opportunity to own a spacious custom home, fenced pasture, private pond, and spectacular views—all in one beautiful property.

4027 N C 470, Lake Panasoffkee

3 Beds ⋅ 2 Baths ⋅ The Villages SubDv.

BREATHTAKING WATER & CHAMPIONSHIP GOLF COURSE VIEWS! Welcome to this beautifully maintained home overlooking a tranquil pond and the picturesque Mallory Hill Championship Golf Course in the highly sought-after Village of Amelia. It is a Gardenia Model offering a 3 bedroom, 2 bathroom, 2-car garage. The home is being sold TURNKEY / FULLY FURNISHED with a few exclusions. This light-filled home perfectly blends comfort, elegance, and The Villages lifestyle. NEW ROOF (2024) along with fresh interior and exterior paint (2024), comes with a 1yr Broward Factory Service Warranty - Gold Package providing peace of mind. Step inside to an open, thoughtfully upgraded designed floor plan featuring porcelain tile flooring throughout, plantation shutters, crown molding, and an abundance of natural light. The spacious kitchen is beautifully appointed with rich cabinetry, granite countertops, a glass tile backsplash, stainless steel appliances, breakfast bar, and a sunny breakfast nook. The inviting primary suite features a tray ceiling, French doors leading directly into the Florida room, dual walk-in closets, and a spa-inspired ensuite bath with dual vanities and a beautifully tiled Roman walk-in shower. The split-bedroom floor plan offers privacy for family and guests, while the guest bathroom includes a tiled tub/shower combination. The true showstopper is the 364-square-foot glass-enclosed Florida room, complete with hurricane-rated floor-to-ceiling windows and its own Mitsubishi mini-split system, creating the perfect year-round space to relax, entertain, and enjoy the spectacular water and golf course views. Step outside to the expansive paver patio featuring a large retractable awning, mature landscaping, irrigation system, gutters, and a painted driveway and walkway. Ideally located on a quiet street, you'll enjoy convenient golf cart access to Brownwood Paddock Square, Lake Sumter Landing Market Square, Colony plaza, shopping, dining, medical facilities, recreation centers, and everyday conveniences. Golf enthusiasts will appreciate being surrounded by some of The Villages' most desirable championship courses, including Mallory Hill, Havana, Bonifay, Palmer Legends, and Cane Garden Country Clubs, plus numerous executive courses just minutes away. Enjoy everything that makes The Villages one of Florida's premier active adult communities, including championship golf, pickleball, swimming pools, recreation centers, scenic walking and biking trails, hundreds of clubs, and FREE nightly live entertainment in the town squares. Whether you're searching for a full-time residence, seasonal retreat, or investment in the unparalleled Villages lifestyle, this exceptional home offers an incredible combination of breathtaking views, quality upgrades, and an unbeatable location. Schedule your private showing today!

2001 Dipper Loop, Lady Lake

2 Beds ⋅ 2 Baths ⋅ Timberwoods Estates SubDv.

Virtually Staged. Gorgeous 2-Bedroom, 2-Bath Home with Exceptional Upgrades & Canal Views Welcome home to this gorgeous, meticulously maintained 2-bedroom, 2-bath residence offering nearly 1,600 square feet of beautifully appointed living space.. This home is truly in absolute, move-in-ready condition and showcases quality craftsmanship and upgrades throughout. The spacious interior features soaring high ceilings, brand-new laminate flooring, and a stunning kitchen complete with gorgeous corian countertops and stainless-steel appliances. The entire home is sheetrocked, with 3/4-inch crown molding throughout, raised two-panel interior doors, and elegant 3-inch trim that adds a beautiful finishing touch. Additional quality features include double-pane, impact-resistant windows, marble window sills, and deluxe window treatments. The home also boasts plywood subflooring throughout, providing an exceptional foundation beneath the beautiful new flooring. Enjoy Florida living at its finest from both the front and rear lanais, where you can relax and take in the gorgeous, peaceful views of the canal and surrounding wooded areas. The outdoor spaces are perfect for morning coffee, entertaining, or simply enjoying the tranquil scenery. The property also includes a large exterior storage shed with a washer and dryer, providing abundant storage and convenience. An RO and golf certificate are included, adding even more value to this exceptional home. From the immaculate interior to the serene outdoor setting and extensive list of upgrades, this home offers the perfect combination of comfort, elegance, quality, and Florida lifestyle living. This is a must-see property that truly stands apart! The community is absolutely gorgeous with countless amenities, which include: large swimming pool with hot tub, 18 hole championship golf course, driving range and putting greens, shuffleboard, tennis, pickle ball, fitness center, library, billiards room, softball field. What more can you ask for? This is a beautiful home in a beautiful community. You won't be disappointed!!!

601 Robin Lane, Wildwood

3 Beds ⋅ 2 Baths ⋅ Villages/Southern Oaks Un 144 SubDv.

Exceptional WATERFRONT Kingfisher model less than 2 years old, with room for a pool and a tenant in place through June 2027 for IMMEDIATE RENTAL INCOME with PROPERTY MANAGEMENT INCLUDED. This furnished home is ideally located just minutes from Eastport Town Center, Downtown Middleton, Magnolia Plaza and Sawgrass Grove in the highly desirable Village of Well Point. This is a rare opportunity to secure a new waterfront home in one of The Villages' most sought-after locations while enjoying rental income until you're ready to make it your own. The home immediately impresses with its expansive water view, creating a stunning backdrop enjoyed from the living room sliders, breakfast nook and primary suite. The oversized lanai, featuring a 4 foot extension with painted floor, is a great place to unwind while taking in tranquil water views and unforgettable sunset skies. A painted front entrance adds to the home's fresh and welcoming curb appeal. Inside, volume ceilings enhance the open, airy feel of this 3-bedroom, 2-bath residence with an expanded 2-car plus golf cart garage. The thoughtfully designed kitchen features quartz countertops, stainless steel appliances, soft-close cabinetry and a large island with additional storage cabinets-great for everyday living and entertaining. Also included are new high-end washer and dryer. The open-concept layout flows seamlessly into a spacious living area, while the cozy breakfast nook is a charming spot to enjoy morning coffee with a view. Luxury vinyl plank flooring runs throughout the main living areas, with tile in the bathrooms and NO CARPET anywhere in the home. Storage is abundant and thoughtfully planned, including the rare and highly desirable front-entry closet. The primary suite features an extra-large walk-in closet and stylish en suite bath with his-and-hers sinks, separate water closet, linen cabinet and Roman shower, providing a comfortable retreat at the end of the day. Currently tenant occupied through June 2027, providing immediate rental income for the new owner. This is an excellent opportunity for an investor seeking a desirable, income-producing Villages property, or for a buyer who wants to secure a premium waterfront home now and enjoy rental income while planning a future move to The Villages. With its nearly new construction, exceptional waterfront setting, sought-after location, extensive upgrades and existing lease, this home features a combination that is increasingly difficult to find. Come see it for yourself and envision the lifestyle-and the possibilities-waiting for you here. LIFE IN THE CENTER OF IT ALL! Just minutes from Eastport Town Center, Downtown Middleton, and Sawgrass Grove, Well Point puts you in the heart of it all-shopping, dining, recreation, and nightly entertainment right at your fingertips. Hop in your golf cart and quickly be at Well Point, Riverbend, St. Tropez and the new Blanchard recreation centers for resort-style pools, pickleball, and endless outdoor fun. Olympia, Everglades and Ezell Recreation Complexes expand your options with indoor and outdoor activities galore. With Magnolia Plaza, Brownwood Paddock Square, and championship, executive, and pitch-and-putt golf courses all close by, there's always something to do-and somewhere to go.

6244 Hannan Loop, Okahumpka

3 Beds ⋅ 3 Baths ⋅ Beaumont Ph I SubDv.

3 Bedroom 2.5 Bath Townhome located in the desirable community of Beaumont. The Beaumont community is located in close proximity to The Villages and includes gated community entry and a resort style pool, Internet Included! This beautiful townhome has an upgraded lot, screened in porch with no rear neighbors and is located close to the community pool. The home offers an open floor plan concept on the first floor, ceramic tile throughout the main living area and BRAND NEW carpet in the bedrooms. The gorgeous kitchen features a huge center island, custom gray cabinets with granite countertops and stainless-steel appliances. The second floor includes a large Master Suite with two walk-in closets and en-suite bathroom with a dual sink vanity and walk-in shower. The second floor also has two additional bedrooms, another full bathroom, and a washer/dryer. Great Location! Close to shopping, dining, and only 10 minutes to I-75. Schedule your viewing today!

5330 Dragonfly Drive, Wildwood

2 Beds ⋅ 1 Baths ⋅ Panasoffkee Forest SubDv.

Located in the heart of Lake Panasoffkee at the intersection of C-470 and County Road 414, this property offers a unique opportunity for waterfront residential development. With the approved plots for up to 13 single-family manufactured homes along the canal front and outlet river, or 8 "cottages" 600-800 sq ft in size, already plotted by the county. All approved site plans are recorded with the county, and available to interested buyers upon request to the listing agent. This site is perfect for transforming into a picturesque waterfront, river access, income producing community. Currently, the property includes one home and five mobile home, Three of the mobile homes are in disrepair and will require removal, one is a lot lease and one is rented. The site build home has a new roof replaced in 2025, and new flooring throughout. The redevelopment possibilities are immense, allowing for the creation of a modern, inviting neighborhood that takes full advantage of the stunning waterfront views. County Road 414 provides direct access to a scenic walking bridge that overlooks the outlet and leads to Marsh Bend “Outlet” Park. This park is a local favorite, featuring a public boat ramp, walking trails, a beach volleyball court, picnic areas, fishing spots, grill stations, and a pet area, enhancing the appeal of this location for future residents. Discover the potential of this exceptional property and imagine the waterfront lifestyle it can offer. Call or email us today to explore all the development possibilities.

2886 N C 470, Lake Panasoffkee

3 Beds ⋅ 3 Baths ⋅ Village/Fenney Un #3 SubDv.

FOR SALE — The Villages, FL (Village of Fenney) The outdoor living unicorn you've been waiting for. Screened pool + spa, full outdoor kitchen, water view, AND an open field behind you — you don't find this combination in The Villages. 5581 Passion Flower Way, The Villages, FL 32163 3 Bed / ?? 3 Bath | 1,990 sq ft under air (~2,300 with the A/C lanai) Here's what makes it special: Screen-enclosed freeform pool with attached raised spa — solar + gas heated for year-round use Full covered outdoor kitchen — pizza oven, griddle, grill & granite bar seating Serene water view with open green space behind — NO rear neighbors Enclosed, air-conditioned lanai with stacked-stone fireplace — a true living room Remodeled kitchen — quartz, large island, glass-front cabinetry Spacious primary suite — custom walk-in closet & spa-style tiled shower Fully A/C 2-car garage PLUS golf cart garage with epoxy floors Fresh interior paint & newly refreshed landscaping This is resort-style Florida living in one of Fenney's most sought-after settings. 55+ community. Buyer's agents welcome & protected. #TheVillagesFL #TheVillages #FenneyVillage #FloridaHomeForSale #55plusCommunity #PoolHome #WaterViewHome

5581 Passion Flower Way, The Villages

3 Beds ⋅ 2 Baths

Virtually Staged. Nestled along the river and surrounded by acres of natural beauty, this unique property offers a rare opportunity to enjoy privacy, space, and a connection to the outdoors. Wake up to peaceful water views, spend your days exploring your own private retreat, and enjoy the tranquility that comes from having room to spread out and unwind. Inside, an open and easy floor plan creates a comfortable flow for everyday living and entertaining. The spacious kitchen serves as the heart of the home, offering plenty of room for meal preparation, gathering, and conversation. Generously sized rooms provide flexibility for a variety of needs, while carpet and vinyl flooring add comfort and practicality throughout. A dedicated office/bonus room, while not featuring a closet, offers wonderful flexibility and plenty of potential for working from home, hobbies, a guest space, or whatever best suits your lifestyle. The expansive setting offers endless possibilities for outdoor recreation, gardening, hobbies, or simply enjoying the beauty of the surrounding landscape. Whether relaxing by the water, taking in the views, or hosting memorable gatherings, this property offers a lifestyle that feels worlds away while remaining within reach of everyday conveniences. Properties with this combination of acreage, river frontage, and natural surroundings are not often available. Experience the peaceful setting, scenic views, and unique lifestyle this property has to offer.

3002 Sw 127th Avenue, Webster

3 Beds ⋅ 2 Baths ⋅ Idlewild Park SubDv.

Lakefront, LAKEFRONT, 75 feet of lake frontage, your view is 1.02 miles across open water to undeveloped, protected land of Lake Panasoffkee Wildlife Management area. Stand on the dock and count the bluegill in the clear water. You are located on the north side of the lake, toward the center is lots of eel grass, fish the edges for big bass, across the lake is shell island – known for beds loaded with panfish. The lake is approximately 5 miles long running north to south and a mile east to west. When the water is up you can explore Little Jones Creek and find the springs. Head down Outlook River and go to the Withlacoochee River. It is a 141 mile river system that goes all the way to the Gulf of America. Parts of the River are OLD undeveloped Florida. Head south on the river and you will need extra gas to explore all the water. If the Wysong Lock is down you can make it all the way to Rainbow Springs. Lake Panasoffkee is a paradise for people that love the water, fishing, exploring and wildlife. Don’t forget the Wildlife Management Areas: 2 across the lake, Jumper Creek on the south side of town and 4 in neighboring Citrus County. This is paradise for outdoor lovers. The house is like a concrete bunker. It was built in the days when homes where built to last. Everything is stone solid. Bathrooms are original and in great shape. Kitchen appliances are original and do their job. Not like the modern stuff, spends thousands on a new frig and your replacing in a couple of years. Underneath the carpet are Terrazzo floors. Walls are plaster. Roof is metal and replaced in 2025, A/C replaced in May of 2025, paint was new in 2023, water tank was replaced in 23 – insurance companies will be ecstatic. The home is neat and clean, will cared for and ready for your decorating or up dating. If you are looking for a weekend paradise or winter paradise, hurry, hurry, hurry. This has a lot to offer for the price. This area is a hidden gem, other lakes are priced out of the common man’s budget. Hurry before this area gets discovered. Oops, I almost forgot about the location. Hwy 75 makes travel easy, 47 minutes to downtown Ocala or just over an hour to downtown Tampa, Orlando is 62 minutes away. You get to live in nature and be close to the city life. For local entertainment, shopping and dining it’s 20 to 25 minutes to Brownwood, Eastport or Middleton in the Villages. When the day is done, pour a glass of wine, walk down to your dock, and watch the evening sky come alive as birds glide across the lake heading to roost. It's the perfect way to unwind and enjoy peaceful lake life.

4136 Cr 400, Lake Panasoffkee

3 Beds ⋅ 3 Baths ⋅ Tracys Point 2nd Add SubDv.

Canal Front Opportunity in Tracy's Point with Direct Access to Lake Panasoffkee! Welcome to 2345 CR 453, Lake Panasoffkee ,a one-of-a-kind canal front property on Keepers Canal with direct access to Lake Panasoffkee, perfectly situated for bass boats and pontoons. Set on a double lot totaling 0.41 acres in the Tracy's Point community, this solid block construction home built in 1963 offers incredible potential for the right buyer and it comes furnished. The main home features 1,476 sq ft of living space with an expanded primary bedroom, a second bedroom divided by a partitioned wall, 2 bathrooms, original wood beam ceilings, tile and carpet flooring, and a screened-in porch that is perfect for enjoying the waterfront setting. A carport and utility/storage areas round out the property. A separate 1 bedroom, 1 bathroom mother-in-law suite with a full bath and air conditioning is ideal for guests, extended family, or potential rental income. The suite also includes additional attached storage rooms, providing excellent space for tools, gear, or lake equipment. Three water heaters service the property, plumbing has been recently re-piped, and the AC has been recently updated in the main home. Membrane roofing in place. Located in the flood zone but has never flooded. Tracy's Point offers a private neighborhood boat launch and a remarkably low HOA of just $40/year. Sold as-is. Don't miss this rare chance to own a double waterfront lot on the canal with Lake Panasoffkee access at an exceptional value.

2345 Cr 453, Lake Panasoffkee

3 Beds ⋅ 2 Baths ⋅ Lake Shore Park SubDv.

Discover the charm of true Florida living in this Fisherman's retreat! Inviting 3 bedroom, 2 bath home perfectly positioned on a spring-fed canal with direct access to beautiful Lake Panasoffkee. Split bedroom plan and open living areas offer a comfortable layout and plenty of space, ready for your personal touch. The bedrooms are roomy with large closets. The garage plus carport allows parking for the whole family. Step outside onto one of your porches and enjoy a property designed for both relaxation and functionality. You’ll find a covered picnic table, outside bar, workshop with storage, covered storage, an elevated dock ideal for parking your boat, fishing or simply unwinding while taking in the peaceful waterfront views. The property also features a dockside outdoor cook shed and a dedicated entertainment room, making it easy to host gatherings or enjoy quiet evenings outdoors. Only a few miles to I-75 gives you easy access to everything you need. Located in a great community on a quiet cul-de-sac, this home is full of potential and ready to be transformed into your perfect waterfront escape.

919 Cr 482d, Lake Panasoffkee

Start Your Search