Putnam Homes with Waterfront

Putnam Homes with Waterfront

Welcome to Putnam County, Florida – a hidden gem nestled in the heart of the Sunshine State, where natural beauty and serene living come together to create an idyllic lifestyle. Known for its picturesque lakes, lush landscapes, and charming small towns, Putnam County offers a unique blend of tranquility and adventure, making it the perfect place to call home.

Imagine waking up to the gentle sounds of nature and the glistening waters of a pristine lake right outside your window. In Putnam County, waterfront homes are not just a dream; they are a reality. With an array of stunning properties lining the shores of lakes such as Lake George, Crescent Lake, and the St. Johns River, residents enjoy unparalleled access to fishing, boating, and other water activities. Whether you prefer a cozy cottage or a sprawling estate, the waterfront homes here cater to a variety of tastes and lifestyles.

The community is rich in history and culture, with charming local shops, delightful eateries, and friendly neighbors. Outdoor enthusiasts will revel in the abundance of parks and recreational areas, offering hiking, biking, and bird-watching opportunities. Families will appreciate the top-rated schools and safe neighborhoods, making Putnam County an ideal place to raise children.

If you're seeking a peaceful retreat with the allure of waterfront living, Putnam County is your destination. Embrace the charm of this enchanting area and discover the perfect home where you can create lasting memories amidst the beauty of Florida's natural landscape. Come explore your future in Putnam County – where every day feels like a vacation!

Newest Putnam Homes with Waterfront

$2,750,000
9 Beds 7 Baths Wiggins SubDv.
There are properties, and then there are places that feel like they were always meant to exist —rooted in the land, shaped by the river, built for a life lived slowly and well. This is one of those places. Situated on 20.2± acres of unspoiled North Florida terrain across two contiguous parcels, this extraordinary riverfront compound commands 423 linear feet of St. Johns River frontage — one of the most coveted stretches of private waterway in the state. The grounds unfold with quiet intention: a working barn anchors the back acreage, mature hardwoods and native landscape frame the approach, and beyond the compound, the land remains beautifully undeveloped. Designed by HAASE DESIGN of Melrose, FL — an award-winning, father-and-son studio with a signature reverence for Old Florida vernacular — and brought to life by Olson Construction, the main house spans approximately 5,500 square feet of ICF-constructed, timber-truss, vaulted-ceiling living space across an open, airy floor plan with 3 bedrooms and 2.5 baths. Two guest cottages, each offering 3 bedrooms and 2 baths, complete the compound. All three structures are seamlessly connected by roofed, screened breezeways — no steps, no interruptions, just a fluid flow between indoor and outdoor living. The porches and outdoor spaces are where this estate truly breathes. Morning coffee in the screened breezeway. Afternoon shadows crossing the grounds. And then the river — always the river — drawing you toward the two-story permitted dock with boat lift and 360-square-foot sundeck, where world-class St. Johns River bass fishing awaits and sunsets arrive like slow paintings across the water. Aerial views reveal what photographs cannot fully capture: the scale of the riverfront, the sweep of the acreage, and the harmony of a compound that feels both grand and deeply personal.

San Mateo

$227,000
2 Beds 2 Baths St Johns Riverside Estates SubDv.
Waterfront living meets endless possibilities at this charming home on a canal with direct access to Dunn's Creek and the St. Johns River! Whether you love fishing, boating, or simply relaxing by the water, this property offers the Florida lifestyle you've been dreaming of. The home features 2 bedrooms, 2 bathrooms, and two versatile flex rooms that can easily serve as additional bedrooms, home offices, hobby rooms, or guest space—giving you the flexibility to fit your needs. Recently, partially remodeled with new flooring in several rooms. Has a hookup for your RV! 2024 Hot Water Heater and plumbing, 2023 Roof, 2023 HVAC. Step outside and you'll find one of the property's standout features: a private boathouse on the canal, making it easy to launch your next adventure on the water. Spend your days boating, kayaking, or casting a line, then return home to enjoy the peaceful surroundings and beautiful water views. Located in the quiet community of Satsuma, you'll enjoy the tranquility of Old Florida while still being within easy reach of Palatka, Crescent City, shopping, dining, and everyday conveniences. Whether you're looking for a full-time residence, a weekend retreat, or an investment opportunity, this waterfront gem is ready for its next owner. Bring your boat, your fishing gear, and your imagination—this is Florida waterfront living at its best! Above ground swimming pool does not convey. Buyer and buyer's agent to verify all information.

104 Edgewater Road, Satsuma

$249,900
2 Beds 2 Baths Atlantic Shores SubDv.
Cute Lakefront Gem in Melrose: Fully Rehabbed 2-Bed/2-Bath with Screened Pool. Discover this charming 2-bedroom, 2-bath home, perfectly situated on a lake with a low water level ideal for peaceful enjoyment. The owner has completely rehabbed the property with top-tier upgrades, including a new plumbing system, new HVAC, new hot water heater, new well pump, new pressure tank, and a new pool pump. A new roof is scheduled to be installed prior to closing, ensuring you move into a worry-free home. Interior Highlights: New stainless-steel appliances and quartz countertops in a modern kitchen with new cabinets. Brand-new bathrooms. All upgrades in 2025. Spacious laundry room with ample storage. Fresh new paint in every room. Outdoor Features: Screened-in ground pool for safe, relaxing swim time. Three outbuildings. Cute patio on lakeside. Lake views with a serene, low-water shoreline. Cute Lakefront Gem in Melrose: Fully Rehabbed 2-Bed/2-Bath with Screened Pool. Discover this charming 2-bedroom, 2-bath home, perfectly situated on a lake with a low water level ideal for peaceful enjoyment. The owner has completely rehabbed the property with top-tier upgrades, including a new plumbing system, new HVAC, new hot water heater, new well pump, new pressure tank, and a new pool pump. A new roof is scheduled to be installed prior to closing, ensuring you move into a worry-free home. Interior Highlights: New stainless-steel appliances and quartz countertops in a modern kitchen with new cabinets. Brand-new bathrooms. All upgrades in 2025. Spacious laundry room with ample storage. Fresh new paint in every room. Outdoor Features: Screened-in ground pool for safe, relaxing swim time. Three outbuildings. Cute patio on lakeside. Lake views with a serene, low-water shoreline.

111 2nd Street, Melrose

$515,000
4 Beds 3 Baths Four Lakes Community SubDv.
Welcome to your waterfront retreat on beautiful Little Orange Lake! This stunning 4 bedroom, 3 bathroom home offers breathtaking lake views, spectacular sunsets, and an impressive list of recent upgrades, making it truly move-in ready. Relax and unwind from the extended panoramic enclosed Florida room, where wall-to-wall lake views create the perfect setting for morning coffee or evening sunsets. The open and inviting floor plan features a beautifully updated kitchen with crisp, modern finishes, abundant cabinetry, a dedicated coffee bar, and a formal dining area. The living room is filled with natural light and offers picturesque views of the lake. The spacious first-floor primary suite, added in 2025, is a private retreat featuring its own dedicated A/C system, new windows and doors, and a luxurious oversized en-suite bath. Wake up each morning to peaceful lake views right from your bedroom. Upstairs, you'll find three additional bedrooms and a full bath, providing plenty of room for guests. This home has been thoughtfully updated throughout, including a complete remodel in 2021 with a new roof and new appliances. Additional improvements include a new HVAC system, remodeled she shed, and a new dock with boat lift and two Jet Ski lifts in 2022; a new septic system, drain field, and water filtration system in 2024; and the beautiful primary suite addition in 2025. Outside, the fully fenced property is designed for enjoying the Florida lifestyle year-round. Spend your days boating, fishing for trophy bass, or soaking up the sun from the expansive dock and sun deck. The climate-controlled she shed offers endless possibilities as a home office, fitness studio, art space, or hobby room. A whole-home generator provides added peace of mind. Located in Hawthorne in Putnam County, this exceptional lakefront property offers the perfect balance of peaceful waterfront living with convenient access to Gainesville, Ocala, and Jacksonville. If you've been searching for a turnkey lakefront home with incredible views, modern updates, and exceptional outdoor living, this is the one you've been waiting for!

120 Little Orange Lake Drive, Hawthorne

$290,000
2 Beds 2 Baths Atlantic Shores Unrecorded SubDv.
Searching for a carefree home in the peaceful Melrose area? This beautifully refurbished 2-bedroom, 2-bath concrete block home sits on 2 mostly cleared acres with nearly every major update already completed for worry-free living. Recent improvements include a new HVAC system, new roof on the home (installed in late 2023), a months-old roof on the detached two-story Tudor-style garage, new appliances, new well pump, new water heater, new 110-volt wiring throughout both levels of the detached garage, new porcelain tile and flooring throughout the home, and updated plumbing fixtures. The septic system was pumped and inspected at the end of 2023, and a spacious concrete patio provides the perfect space for outdoor entertaining. The detached Tudor-style garage offers endless possibilities as a she shed, home office, workshop, or guest space, while the attached garage could potentially be converted into a third bedroom. A professionally installed 4-foot retaining wall spanning approximately 50 yards elevates the home's grade for added peace of mind regarding wetlands and insurance. The seasonal Lake at the rear of the property varies with annual rainfall, adding a natural backdrop to the property. A private driveway leads to the home and only two quiet neighbors, with convenient curbside garbage pickup. Survey available upon request. Located just about 20 miles from Gainesville and 25 miles from Palatka with minimal traffic, you'll enjoy the charm of historic Melrose, featuring local shops, boutiques, restaurants, a farmers market, ACE Hardware, and a Winn-Dixie just a couple of miles away. This move-in-ready property combines country tranquility with modern updates and small-town convenience.

121 Serena Circle, Melrose

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