Putnam Homes with Lake Front Water Frontage

Putnam Homes with Lake Front Water Frontage

Welcome to Putnam County, Florida – a hidden gem that perfectly blends natural beauty with a vibrant community spirit. Nestled in the heart of Florida, Putnam County boasts stunning landscapes, rich history, and a plethora of outdoor activities that make it an ideal destination for those seeking a tranquil yet engaging lifestyle.

One of the county's most alluring features is its breathtaking lakefront properties. Imagine waking up every morning to the serene views of shimmering waters right outside your window. Homes with lakefront and waterfront access in Putnam County offer not just a place to live, but a lifestyle steeped in relaxation and recreation. Whether you enjoy fishing, kayaking, or simply soaking in the sun, the lakes here provide endless opportunities for outdoor enjoyment.

Putnam County is also known for its charming small towns, each with its own unique character. From the historic streets of Palatka to the quaint shops and eateries in Interlachen, there’s a sense of community that welcomes newcomers with open arms. Families will appreciate the excellent schools and safe neighborhoods, making it a wonderful place to raise children.

Additionally, the county is rich in parks and nature trails, perfect for hiking and exploring Florida’s unique ecosystems. With easy access to larger cities and major highways, you can enjoy the peace of rural living while being just a short drive away from urban conveniences.

If you’re looking for a home that offers both tranquility and adventure, Putnam County’s lakefront properties could be your perfect match. Experience the beauty of waterfront living, where every day feels like a vacation in this picturesque Floridian paradise.

Newest Putnam Homes with Lake Front Water Frontage

$139,900
2 Beds ⋅ 1 Baths ⋅ Rural SubDv.
Looking for a peaceful lakefront escape where you can slow down and enjoy the beauty of North Florida? Welcome to this charming retreat situated on a .43-acre lot along Cowpen Lake in Hawthorne. Conveniently located just off SR 20, it's approximately 30 minutes from Gainesville, 20 minutes from Palatka, and about an hour from Jacksonville. This single-wide home offers an easygoing, comfortable setting that's well suited for weekend getaways, a fishing retreat, investment property, or your own place at the lake. One of the highlights is the screened back porch—a perfect spot for rocking chairs, morning coffee, and relaxing while taking in peaceful views of the water. With lakefront access just outside your backdoor, spend your days fishing, watching wildlife, or simply enjoying the quiet surroundings. The property provides easy-to-maintain outdoor space and includes a covered carport and a storage/utility shed. A new septic system was installed in summer 2026 and can accommodate a future larger home. Whether you're searching for an affordable lakefront getaway, a place you can personalize over time, or an investment opportunity in North Florida, this property offers plenty of possibilities. Come discover your own little piece of lake life!

170 E Cowpen Lake Point Road, Hawthorne
$299,900
RARE CRESCENT LAKEFRONT OPPORTUNITY — BUILD READY LOT! Opportunities like this don't come around often! This is one of only two currently available waterfront lots on Crescent Lake, offering amazing lake views and direct waterfront access for you to enjoy for years to come. This beautifully cleared and extensively improved lot is ready for your dream home. The property has been raised, with low areas filled and leveled, and a bulkhead has been installed along the entire length of the lot for added protection. A private well is already in place, and an existing power pole is ready for hookup, giving you a major head start on your future build. With so many valuable improvements already completed, you can focus on designing and building the home you've always envisioned while taking full advantage of the incredible waterfront setting. There is no mandatory HOA, but you have the option to join the community association and gain access to a public dock, giving you even more ways to enjoy the beautiful Crescent Lake lifestyle.

100 Sandra Lane, Crescent City
$19,000
Interlachen Lakes Estates SubDv.
Build your custom dream home on a beautiful lot backing up to a lake. Near Lake Lagonda, Lake Chipco, Lake Como, Lake Lucy, & Lovers Lake. Near Hawthorne, Keystone Heights, Palatka, & Ocala. Visit the farmers market or the blueberry plantation nearby for fresh fruit and vegetables. Near Alligator Kingdom, Camp Declan, Rooterville Animal Sanctuary, near Amelia River, & Fernandina Beach. Responsibility of buyer to determine presence of protected species & utilities.

Interlachen
$40,000
Rocky Faye Ranchettes SubDv.
1.18-acre wooded lake-front lot in Interlachen, Putnam County, offering direct water access and lake views. Electricity, well water, and septic service are available at the property line, with dirt road access. A mobile home was previously on site; water, septic, and electric hookups remain from that prior use, though the seller has not verified their current condition.

503 64th Street, Interlachen
$800,000
3 Beds ⋅ 3 Baths ⋅ Eagles Nest SubDv.
Pilots Delight!!! Lakefront Home & Hangar in Private Fly-In community of Eagles Nest. An airpark (FD44) featuring a 3200' lighted irrigated sod runway and a 3100' seaplane base with ramp for amphibious airplanes and boats on lovely Lake Estella. This lot gently slopes to Lake Estella providing a front row seat to sea plane activity. 4-year-old, 44' X 64' insulated finished hanger 40' X 13' Higher Power hydraulic hangar door and 16' X 12'6 insulated sectional door. Large windows, epoxy flooring LED lighting and ceiling fan & (2) 50-amp RV plugs. Home features an open concept, vaulted ceilings with a gorgeous view of the lake. Large, screened porch and a 2-car garage with a 50-amp plug for those with an electric car. Additional land and frontage in the lake is conveying with the sale, see survey.

107 Eagles Nest Lane, Crescent City
$249,900
2 Beds ⋅ 2 Baths ⋅ Atlantic Shores SubDv.
Cute Lakefront Gem in Melrose: Fully Rehabbed 2-Bed/2-Bath with Screened Pool. Discover this charming 2-bedroom, 2-bath home, perfectly situated on a lake with a low water level ideal for peaceful enjoyment. The owner has completely rehabbed the property with top-tier upgrades, including a new plumbing system, new HVAC, new hot water heater, new well pump, new pressure tank, and a new pool pump. A new roof is scheduled to be installed prior to closing, ensuring you move into a worry-free home. Interior Highlights: New stainless-steel appliances and quartz countertops in a modern kitchen with new cabinets. Brand-new bathrooms. All upgrades in 2025. Spacious laundry room with ample storage. Fresh new paint in every room. Outdoor Features: Screened-in ground pool for safe, relaxing swim time. Three outbuildings. Cute patio on lakeside. Lake views with a serene, low-water shoreline. Cute Lakefront Gem in Melrose: Fully Rehabbed 2-Bed/2-Bath with Screened Pool. Discover this charming 2-bedroom, 2-bath home, perfectly situated on a lake with a low water level ideal for peaceful enjoyment. The owner has completely rehabbed the property with top-tier upgrades, including a new plumbing system, new HVAC, new hot water heater, new well pump, new pressure tank, and a new pool pump. A new roof is scheduled to be installed prior to closing, ensuring you move into a worry-free home. Interior Highlights: New stainless-steel appliances and quartz countertops in a modern kitchen with new cabinets. Brand-new bathrooms. All upgrades in 2025. Spacious laundry room with ample storage. Fresh new paint in every room. Outdoor Features: Screened-in ground pool for safe, relaxing swim time. Three outbuildings. Cute patio on lakeside. Lake views with a serene, low-water shoreline.

111 2nd Street, Melrose
$95,000
MOTIVATED SELLER! Discover the perfect setting for your dream home on this beautiful 1-acre lakefront lot with approximately 70 feet of shoreline on Little Orange Lake in the Four Lakes Community of Hawthorne. Enjoy peaceful waterfront living with panoramic views, spectacular sunsets, and direct access to a chain of four interconnected lakes known for excellent fishing, kayaking, boating, and abundant wildlife. Spend your mornings watching sandhill cranes stroll the shoreline and your evenings relaxing by the water. Whether you're planning a custom lakefront retreat, a weekend getaway, or your forever home, this spacious homesite offers endless possibilities. Tucked away in the natural beauty of Putnam County while still convenient to Gainesville, Ocala, and Palatka, this property combines privacy, recreation, and the laid-back Florida lifestyle. Bring your builder and start creating the lakefront oasis you've always imagined.

114 Little Orange Lake Drive, Hawthorne
$515,000
4 Beds ⋅ 3 Baths ⋅ Four Lakes Community SubDv.
Welcome to your waterfront retreat on beautiful Little Orange Lake! This stunning 4 bedroom, 3 bathroom home offers breathtaking lake views, spectacular sunsets, and an impressive list of recent upgrades, making it truly move-in ready. Relax and unwind from the extended panoramic enclosed Florida room, where wall-to-wall lake views create the perfect setting for morning coffee or evening sunsets. The open and inviting floor plan features a beautifully updated kitchen with crisp, modern finishes, abundant cabinetry, a dedicated coffee bar, and a formal dining area. The living room is filled with natural light and offers picturesque views of the lake. The spacious first-floor primary suite, added in 2025, is a private retreat featuring its own dedicated A/C system, new windows and doors, and a luxurious oversized en-suite bath. Wake up each morning to peaceful lake views right from your bedroom. Upstairs, you'll find three additional bedrooms and a full bath, providing plenty of room for guests. This home has been thoughtfully updated throughout, including a complete remodel in 2021 with a new roof and new appliances. Additional improvements include a new HVAC system, remodeled she shed, and a new dock with boat lift and two Jet Ski lifts in 2022; a new septic system, drain field, and water filtration system in 2024; and the beautiful primary suite addition in 2025. Outside, the fully fenced property is designed for enjoying the Florida lifestyle year-round. Spend your days boating, fishing for trophy bass, or soaking up the sun from the expansive dock and sun deck. The climate-controlled she shed offers endless possibilities as a home office, fitness studio, art space, or hobby room. A whole-home generator provides added peace of mind. Located in Hawthorne in Putnam County, this exceptional lakefront property offers the perfect balance of peaceful waterfront living with convenient access to Gainesville, Ocala, and Jacksonville. If you've been searching for a turnkey lakefront home with incredible views, modern updates, and exceptional outdoor living, this is the one you've been waiting for!

120 Little Orange Lake Drive, Hawthorne
$395,000
4 Beds ⋅ 3 Baths ⋅ Cowpen SubDv.
Experience the perfect blend of country living and modern convenience with this exceptional lakefront property offering breathtaking water views and outstanding privacy. Situated on a peaceful homesite, this spacious 4-bedroom, 3-bathroom home provides plenty of room for family, guests, or a home office. Relax on the inviting porch while taking in the picturesque lake views and peaceful surroundings, or entertain family and friends in the spacious outdoor living areas. A detached studio offers flexible space for a home office, art studio, fitness room, or guest retreat. The property also includes two storage sheds, providing ample room for tools, equipment, and outdoor equipment, while a whole-home generator provides dependable backup power for added peace of mind. Whether you're searching for a full-time residence or a private country retreat, this unique lakefront property offers the perfect combination of space, privacy, scenic beauty, and versatility. Enjoy the tranquility of waterfront living while still having the comforts and conveniences of home. Don't miss this rare opportunity to own your own slice of paradise.

122 Cowpen Lane, Hawthorne
$35,000
Interlachen Lakes Estates SubDv.
Discover the potential of this beautiful Lakefront homesite in Interlachen, Florida! Nestled in a peaceful setting, this 0.40-acre property offers approximately 60 feet of frontage on scenic Lake Virginia, giving you direct access to fishing, kayaking, canoeing, and other waterfront recreation right from your backyard. Surrounded by natural beauty, it's an ideal location for a weekend retreat, future home, or investment property. Conveniently located just an hour from St. Augustine, Jacksonville, Gainesville, or Ocala, you'll enjoy the perfect balance of privacy and accessibility. Whether you're dreaming of building a waterfront getaway or simply investing in a piece of Florida's natural beauty, this property offers outstanding value and endless possibilities. Don't miss your chance to own your own lakeside retreat—contact us today for more information!

Cordell Avenue, Interlachen
$249,000
Gardners Add SubDv.
Rare 6.53-acre fully fenced property featuring quality 4-board fencing, majestic mature draping oak trees, and a partially cleared landscape ready for your dream home or mini farm. Zoned for animals, this beautiful property offers the perfect combination of privacy, open space, and natural Florida beauty. Enjoy peaceful views of Lake Stella and the convenience of being just minutes from Crescent Lake and nearby public boat launches for world-class fishing and boating. Plenty of room for horses, livestock, barns, workshops, RVs, gardens, and more. Whether you're looking to build a private country estate, equestrian property, or weekend retreat, this versatile acreage offers endless possibilities. A rare opportunity to own a stunning piece of Old Florida with easy access to recreation while enjoying the peace and quiet of country living.

890 Grand Rondo W, Crescent City
$239,000
2 Beds ⋅ 1 Baths ⋅ Grandin Lake Shores SubDv.
Are you looking for a cute and cozy lakefront cottage? This may be the perfect home for you! This 2 bedroom, 1 bathroom house sits on a grassy and scenic 0.67 acre lot on beautiful Grandin Lake. This large clear water lake is great for fishing, boating, tubing, kayaking, and paddleboarding. You will love spending time on the water and relaxing at the lake. This 1964 cottage features a screened-in back patio as well as an open front porch which can be used as a 1 car carport. There is also an outbuilding which houses the laundry hookups, well equipment, and extra space for storage. Inside, you will find two spacious bedrooms, large living room, and a practical layout. The home has been well maintained, and notable recent upgrades include a new septic tank and drainfield installed in 2022, as well as new electrical panels installed in 2023. This home also has a durable metal roof. The neighborhood offers a private boat ramp, and a private swim area for resident's use, as well as a clubhouse which can be rented for events. This would be an ideal primary residence, weekend home, or you could even use it as a vacation rental. This property is priced below a recent appraisal, so that you can make it your own and have instant equity! Call your agent for a showing of this adorable lakefront home!

148 Lake Shore Terrace, Interlachen
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