Charlotte Homes with River Water Frontage

Charlotte Homes with River Water Frontage

Welcome to Charlotte County, Florida – a hidden gem that offers a perfect blend of natural beauty, vibrant communities, and a lifestyle that many only dream of. Nestled along the stunning Gulf Coast, Charlotte County is renowned for its picturesque waterways, lush landscapes, and a rich tapestry of outdoor activities. Whether you’re a nature enthusiast, a boating aficionado, or simply seeking a tranquil retreat, this county has something for everyone.

One of the most alluring features of Charlotte County is its stunning homes with river waterfrontage. Imagine waking up each morning to the gentle sounds of water lapping against your private dock, with panoramic views of the serene river right at your doorstep. These properties offer a unique opportunity for a lifestyle centered around relaxation and recreation. Spend your days fishing, kayaking, or simply soaking in the Florida sunshine from your backyard oasis.

Charlotte County boasts a variety of waterfront homes, ranging from charming bungalows to luxurious estates, each offering a unique perspective on the natural beauty that surrounds them. With easy access to local marinas and the Gulf of Mexico, you can embark on endless adventures, exploring the beautiful coastline or discovering secluded islands.

Beyond the water, Charlotte County is home to vibrant communities, excellent schools, and an array of dining and shopping options. Whether you’re looking to retire, raise a family, or invest in a vacation home, Charlotte County’s waterfront properties provide an idyllic setting to create lasting memories. Come discover the charm of Charlotte County and find your dream home by the river today!

Newest Charlotte Homes with River Water Frontage

2 Beds ⋅ 2 Baths ⋅ Ridge Harbor SubDv.

WHEN LOOKING AT THE UNIQUE AND STURDY EXTERIOR OF THIS HOME, PLEASE NOTICE AND APPRECIATE THE BRILLIANCE OF ITS DESIGN AND THE ABSOLUTE BEAUTY WITHIN!! It is constructed with a durable 16-gauge steel frame, steel insulated panel siding (SIP), a TPO (thermoplastic polyolefin) flat membrane roof, hurricane windows and sliders, quality insulation foam in walls and ceiling engineered for Florida’s demanding climate. This home places an emphasis on storm protection, longevity, and energy efficiency. The steel construction and moisture-resistant design can help minimize the conditions that contribute to mold and indoor air-quality concerns, while helping to lower energy costs. When entering this home you will discover the “Wow” factor with the open floor plan, plenty of natural light and beautiful modern decor. It has never been lived in so welcome to your “next to new home”. It features 2 bedrooms, 2 bathrooms and a den! It comes fully furnished. The whole house has top quality tile flooring throughout. All counters are granite and feature light color cabinetry. The kitchen has a large island with seating to make a nice gathering place, perfect for preparing meals and entertaining. Across from the kitchen is the den which can also be used for extra living space and for guests. The house has a beautiful, open flow in which the dining area is next to the kitchen for convenience and then leads to the living room for a cohesive feel. There are two (impact resistant) sliding glass doors which lead to the outside patio for your outdoor living and grilling. There are endless designs in mind for this space so come make it your own. Have your little cabana with potted plants, garden lights or grow your herbs for your homemade cooking. The patio is surrounded with natural shrubbery which serves as privacy. Check out the primary bedroom which makes a nice sanctuary to relax and call your own. It features large, built-in closets, a ceiling fan and gorgeous en-suite bathroom. There is a double sink vanity and large shower with pebble tiles. There is a second bedroom that is also ample size with a built-in closet, ceiling fan and features the second bathroom conveniently located right next to it. The garage will be appreciated as it oversized and insulated in the walls, ceiling and door. There are no mandatory HOA fees which gives you freedom yet the community has a club house and a board to organize fun events and holiday fun. For a small annual fee you can take advantage of the boat ramp so go enjoy your days off on the water. There’s kayaking, fishing or take a boat ride from Shell Creek to the Peace River and then out to the Charlotte Harbor. The home is Conveniently located at the front of the neighborhood for a quick out to all your shopping needs and conveniences. It’s about 6 miles to downtown Punta Gorda. Downtown is a quaint, historical and beautiful town with local restaurants, entertainment and walking paths. Check out Fisherman’s village for a lovely shopping experience and newly opening restaurants.Come take advantage of this Smart purchase. It would also make an excellent second home or investment property.

3140 Sweet Gum Drive, Punta Gorda

Punta Gorda Isles SubDv.

BUILD NOW OR BUY AS AN INVESTMENT! Looking for vacant waterfront property in Punta Gorda Isles? Consider this 80x120x80x120 lot w/80 FT OF WATER FRONTAGE & SAILBOAT ACCESS TO CHARLOTTE HARBOR. The standard 80x120 lot dimensions accommodate the popular model home designs offered by area builders, giving you plenty of options when choosing the right floor plan for your future home. Build now & customize it to fit your lifestyle OR purchase the lot today & hold for the future as vacant waterfront property in PGI becomes increasingly rare. Boaters will appreciate having TWO OPTIONS for reaching Charlotte Harbor. Head out through Buckley's Pass or cruise the perimeter canal to Ponce Outlet. Keep your future boat docked right in your backyard & set off whenever the mood strikes. Spend the day fishing Charlotte Harbor, head out toward the Gulf or take the boat to one of the area's waterfront restaurants. This is the lifestyle that makes Punta Gorda Isles such a popular choice for boaters. The neighborhood features a mix of established homes & newer, custom-built properties. Design a home that fits the way you want to live w/a pool, lanai & outdoor living area overlooking the canal. St Andrews South Golf Club is nearby, so you can play a round in the morning & still have plenty of time to get out on the water in the afternoon. Miles of sidewalks throughout PGI also connect you to area parks, Fishermen's Village & historic downtown Punta Gorda. The adjacent waterfront lot (#13) is available for sale separately, providing even more possibilities. Purchase both for approximately 160 FT OF WATER FRONTAGE & build across the two lots OR build on one & keep the neighboring lot open for additional privacy while holding it as a separate investment. Public water & sewer are available. Whether your plans include building right away or investing in waterfront property for the future, don't miss the opportunity to own in Punta Gorda Isles. Start planning your Florida dream today!

3930 La Costa Island Court, Punta Gorda

Punta Gorda Isles SubDv.

PGI WATERFRONT LOT W/SAILBOAT ACCESS + ADJACENT LOT ALSO AVAILABLE! Build your dream home on this vacant, waterfront lot in Punta Gorda Isles & start enjoying the Florida waterfront lifestyle. Lot dimensions are 80x120x80x120 w/80 FT OF WATER FRONTAGE plus public water & sewer available. Boaters have TWO OPTIONS for reaching Charlotte Harbor - head out through Buckley's Pass or enjoy a leisurely cruise around the perimeter canal to Ponce Outlet. From there, head out to Charlotte Harbor & beyond to enjoy some of the best fishing & boating SW Florida has to offer. Property is surrounded by a mix of established homes & newer, custom-built homes. Add your own custom home to the neighborhood & design it around the lifestyle you've been dreaming about - complete w/the outdoor living space, pool & dock setup that works for you. Ready to build? Start planning your waterfront home today. Not ready yet? BUY NOW & HOLD FOR THE FUTURE as vacant waterfront lots in Punta Gorda Isles become increasingly difficult to find. WANT MORE SPACE, PRIVACY OR WATER FRONTAGE? The ADJACENT WATERFRONT LOT (#12) IS AVAILABLE FOR SALE SEPARATELY. Purchase both properties to create a rare double lot w/approximately 160 FT OF WATER FRONTAGE. Build across both lots for a larger home OR build on one & keep the neighboring lot open for additional privacy, extra waterfront space & a separate investment for the future. Owning both gives you the flexibility to decide what works best for you now while preserving options down the road. Located near St Andrews South Golf Club, this property puts two of Punta Gorda's favorite pastimes within easy reach. Enjoy a morning round of golf before returning home to head out on the boat for an afternoon on Charlotte Harbor. Punta Gorda Isles also offers miles of sidewalks connecting you to nearby parks, Fishermen's Village & historic downtown Punta Gorda. This property offers plenty of possibilities. Own your piece of paradise today!

3936 La Costa Island Court, Punta Gorda

3 Beds ⋅ 3 Baths ⋅ Punta Gorda Isles SubDv.

PGI WATERFRONT HOME W/103 FT OF SEAWALL, SOUTHWEST REAR EXPOSURE & QUICK SAILBOAT ACCESS! Check out this spacious, 3 bed/2.5 bath waterfront home in Punta Gorda Isles w/an in-ground pool, private concrete dock & quick sailboat access to Charlotte Harbor. Southwest rear exposure provides plenty of sunshine by day & colorful skies over the canal in the evening. Inside, the home boasts over 2,400 sq ft of living space w/an exceptionally large great room, formal dining area, updated kitchen & generously sized bedrooms. Soaring ceilings & tile flooring throughout the main living areas enhance the home's light & bright feel, while NEW carpet adds comfort to the bedrooms. A wall of sliding glass doors in the great room opens to the lanai, extending the living space outside & allowing for true, Florida-style, indoor/outdoor living. The updated kitchen features granite counters, two-tone cabinetry, stainless-steel appliances, tiled backsplash, closet pantry & oversized breakfast bar w/plenty of seating. An adjacent breakfast nook overlooks the pool & canal and offers direct access to the lanai. The spacious master suite features private lanai access, a large walk-in closet & oversized en-suite bath w/dual sinks, quartz counters, soaking tub & separate walk-in shower. Two generously sized guest bedrooms complete the floor plan. Outside, the large screened lanai offers plenty of room for entertaining w/a generous covered seating & dining area, tiled flooring, ceiling fans & summer kitchen. The in-ground, saltwater pool was RESURFACED IN 2024 and is surrounded by ample deck space for lounging poolside & soaking up some Florida sun. Beyond the pool, 103 FT OF SEAWALL lines the canal frontage w/a private 15x7 concrete dock featuring water & electric hook-ups. Keep your boat steps from the back door & set off on your next adventure w/quick sailboat access to Charlotte Harbor via Buckley's Pass. Or, cruise the perimeter canal and exit through Ponce Outlet. Other features are an oversized attached 2-car garage, interior laundry room w/storage cabinetry & utility sink & in-ground irrigation system. Updates include repiped plumbing, A/C & water heater plus FRESH EXTERIOR PAINT (NOV 2025). Punta Gorda may be best known for its boating lifestyle, but there's plenty to enjoy off the water too w/an active art & music scene, golf, parks, waterfront dining, shopping & miles of sidewalks connecting you to Fishermen's Village, historic downtown & more. Get involved in the community through the Punta Gorda Isles Civic Association (PGICA), which supports 35 clubs & groups covering a wide range of interests. Whether you're into boating, fishing, tennis, pickleball, cards, art, music or simply meeting new people, there are countless ways to connect w/like-minded neighbors & stay active. Make an appointment today & start living your Florida dream!

1723 Suzi Street, Punta Gorda

Port Charlotte SubDv.

Casper Point presents a rare opportunity to acquire approximately 10.004 acres of waterfront land in one of Southwest Florida's most desirable and fastest-growing coastal markets. The property consists of 12 platted single-family residential lots, including Gulf-access waterfront homesites with direct boating access to the Myakka River, Charlotte Harbor, Boca Grande Pass, and the Gulf of America. With a private setting, single point of entry, and thoughtfully planned layout, the property is ideally suited for a boutique gated residential community or luxury waterfront neighborhood. The subdivision offers an exceptional opportunity for a developer or builder seeking a distinctive project in an established waterfront area with strong demand for new construction. Engineering plans, subdivision documentation, maps, and supporting development materials are available to assist in evaluating the property's development potential. The combination of waterfront access, established surrounding neighborhoods, and available planning information provides a strong foundation for future residential development. Located just minutes from shopping, restaurants, golf courses, medical facilities, marinas, parks, and Southwest Florida's renowned beaches, Casper Point offers residents the convenience of everyday amenities while enjoying boating, fishing, and waterfront living. Port Charlotte continues to experience sustained residential growth, making this an attractive long-term investment opportunity. Whether developed as luxury waterfront estate homes, a private gated enclave, or acquired as a strategic investment, Casper Point represents one of Southwest Florida's premier residential waterfront development opportunities.

1297 Casper Street, Port Charlotte

4 Beds ⋅ 3 Baths ⋅ Punta Gorda Isles SubDv.

Experience exceptional SAILBOAT-ACCESS WATERFRONT LIVING in this luxurious 4-bedroom, 3-bathroom, 2.5-car garage pool home on a quiet cul-de-sac in desirable Punta Gorda Isles. Offering 80 feet of waterfrontage with direct sailboat access and minutes to open water, this beautifully appointed residence features sophisticated finishes and exceptional outdoor living. A newer 33' x 10' concrete dock with water and electricity and newer 12,000-lb boat lift complete the private boating setup. INTERIOR FEATURES • 4 bedrooms, 3 bathrooms • Oversized 2.5-car garage • Soaring coffered and tray ceilings • Premium large 2'x4' tile flooring throughout • Open-concept floor plan • Beautiful canal views • Living room with lacquered ceiling • Large 10' pocket sliders opening to the lanai • 3-zone HVAC • Hunter Douglas motorized window blinds • 5-zone wired sound system • 4-camera security system with SkyBell doorbell • Whole-home reverse osmosis water filtration system • 2022 tile roof • Electric/Propane generator with easy breaker connection • 250-gallon propane tank KITCHEN FEATURES • Stainless steel appliances • Gas range • Built-in microwave and convection/steam oven • Beverage cooler • Center island with stone waterfall countertop • Breakfast bar • 3 handblown glass pendant lights • Closet pantry • Dining area with dual 10' sliders to the lanai and waterfront views PRIMARY SUITE • Spacious bedroom with lighted tray ceiling • Large canal-view window • Private lanai access • Ensuite bathroom with dual-sink vanity • Glass walk-in shower & heated towel rack • Walk-in closet GUEST BEDROOMS & BATHS • Two guest bedrooms with built-in closets • Split-bedroom floor plan for added privacy • Guest bathroom nearby • Third bathroom conveniently located near the 4th bedroom 4th BEDROOM / FLEX SPACE • Large window overlooking pool and canal • Ideal home office, den, or additional guest bedroom OUTDOOR & POOL FEATURES • Expansive panoramic screened lanai • Shellock pavers • Outdoor kitchen • Private heated pool with gas and electric heating • Pool sun shelf • 3 deck jets and pool light • Ample entertaining space • Large sun deck overlooking the canal, perfect for relaxing, entertaining, or enjoying the Florida sunshine WATERFRONT & BOATING FEATURES • 80 feet of sailboat-access waterfront • Minutes to open water • Newer 33' x 10' concrete dock • Water, electricity and lighting • Newer 12,000-lb boat lift • GEM remote-controlled lift • Twin power/water/light pedestals GARAGE FEATURES • Oversized 2.5-car garage • 16-foot ceilings • Electric outlet for future car lift • Electric vehicle power • Ample room for vehicles and storage ADDITIONAL FEATURES • Quiet cul-de-sac location • Rain Bird lawn and shrub irrigation • Electric generator • 2022 tile roof • Hunter Douglas motorized blinds Whether you're an avid boater, love to entertain, or simply appreciate quality craftsmanship, this exceptional waterfront home offers the perfect combination of luxury, comfort, and convenience. Thoughtfully designed to maximize both indoor and outdoor living, it features direct sailboat access and an unbeatable Punta Gorda Isles location with easy access to Charlotte Harbor, shopping, dining, golf, parks, and historic Downtown Punta Gorda. This is your opportunity to experience the very best of the Southwest Florida lifestyle. Schedule your private showing today!

2517 Rio Largo Court, Punta Gorda

Port Charlotte SubDv.

GULF-ACCESS WATERFRONT LOT ON THE GALAXIE WATERWAY - SOUTH GULF COVE. Bring your boat AND your builder to this canal-front homesite in one of SW Florida's premier boating communities. This 80x125 lot (10,000 sq ft) offers direct Galaxie Waterway frontage, southern exposure, PUBLIC WATER & SEWER availability, and HIGH-SPEED FIBER INTERNET available (up to 1-2 GB). Powerboat Gulf access via the South Gulf Cove canal system, Interceptor Lagoon and the community lock (free to use) to the Myakka River, Charlotte Harbor & the Gulf of Mexico - a fixed bridge lies on the route (approx. 9-10 ft clearance; buyer to verify route & vessel fit). BUILDER HEAD START: a building-permit application is already on file with Charlotte County (protocol 26tmp-020798; permit not yet issued), and full architectural/engineering plans plus a boundary & topographic survey are available for review (buyer to verify). No seawall. FEMA Flood Zone AE. Voluntary HOA community with NO rental restrictions - ideal for investors or your own dream home. Minutes to Boca Grande, Englewood beaches, world-class fishing & golf.

14250 Keystone Boulevard, Port Charlotte

Paradise Isles SubDv.

337 FT OF WATERFRONT W/DIRECT PEACE RIVER FRONTAGE & PANORAMIC WATER VIEWS! Rare opportunity to build your custom waterfront home on this oversized 0.40-acre (17,522 sq ft) vacant lot in Punta Gorda. Surrounded by water on two sides, the property boasts approximately 337 FT OF CONCRETE SEAWALL including 96 ft directly along the Peace River plus an additional 241 ft of canal frontage. Few properties offer this combination of lot size, waterfrontage & spectacular open-water views. The northern exposure provides sweeping views across the Peace River from northeast to northwest. Picture designing your future home to take full advantage of the exceptional water views with the river creating a dramatic backdrop from your main living areas & outdoor entertaining spaces. Northwest views offer the added bonus of colorful summer sunsets over the water as the setting sun tracks farther north during the warmer months. Boaters will appreciate having direct access to the Peace River from their backyard. Head south along the river, travel beneath the Barron Collier/US-41 Bridge & continue toward Charlotte Harbor and beyond. Whether you're heading out for a day of fishing, cruising to a waterfront restaurant or simply enjoying an afternoon on the water, your next adventure can begin right outside your back door. With 17,522+/- sq ft, the oversized lot provides an exceptional canvas for designing a custom Florida waterfront home. Create the outdoor living space you've imagined while taking advantage of the tremendous waterfrontage and panoramic river views. Public water is available; septic is needed. NO HOA & NO DEED RESTRICTIONS. Property is conveniently located between the I-75 and Barron Collier/US-41 bridges, putting historic downtown Punta Gorda's dining, shopping, waterfront parks & year-round events within easy reach while maintaining an impressive waterfront setting. Quick access to I-75 makes traveling north or south throughout Southwest Florida simple. BUILD YOUR FLORIDA DREAM HOME HERE & START ENJOYING THE WATERFRONT LIFESTYLE PUNTA GORDA IS KNOWN FOR!

302 Klispie Drive, Punta Gorda

3 Beds ⋅ 3 Baths ⋅ Port Charlotte SubDv.

Virtually Staged. Waterfront Views, Sailboat Access and Garage Space You Rarely Find Together! This Three Bedroom, Three Bathroom Home Offers Nearly 47 Feet of Dockage and an Approximately 46-Foot Tandem Garage Bay! Located on a quiet dead-end street in Gulf Cove, this home offers RV/boat parking and multiple indoor and outdoor areas overlooking the water. Quality craftsmanship can be seen inside and out, beginning with a metal roof, Hardie Board siding on the upper level, concrete block construction below, hurricane panels for the windows, impact-rated garage doors, irrigation, gutters, exterior lighting, an outdoor shower, and an extended concrete driveway. The home features separate HVAC systems for each level, with the upstairs system replaced in 2022 and the downstairs system recently replaced in 2026. Step inside where detailed woodwork, substantial trim around the windows and doorways, solid-core doors, unique doorknobs and hardware, and a beautifully crafted wood staircase and railings give the home a character all its own. Head upstairs where the main living area opens beneath vaulted ceilings and features a wood-burning fireplace and large sliding glass doors framing the canal beyond. Those sliders lead to the 37-foot screened and covered balcony finished with Ipe wood, creating plenty of room for outdoor dining, relaxing, and enjoying the waterfront views. The kitchen features wood cabinetry, extensive Corian counter space, a center island, breakfast bar, walk-in pantry, built-in desk, and a dumbwaiter. The dining area has its own set of sliding glass doors leading to the balcony, bringing the water views right to the table. The primary suite features vaulted ceilings, a built-in window bench with storage, two walk-in closets, and an ensuite bathroom with dual sinks, a tiled walk-in shower with built-in bench, multiple showerheads, and skylight. One guest bedroom includes a walk-in closet and sliders to the balcony, while the third bedroom offers a vaulted ceiling and large closet. The guest bathroom includes a tub/shower combination with a built-in bench, and skylight. Downstairs, tile flooring runs throughout a large second living area where wide sliders open directly to the covered patio, backyard, and canal. This level also includes a third full bathroom and a large interior laundry/utility room with a sink and dumbwaiter. The garage setup is one you don't find every day. A separate single-car bay is joined by an approximately 46-foot-deep tandem garage, additional storage area, utility sink, finished floors, and room for vehicles, and a workshop. Outside, the backyard provides an open view across the canal while the concrete seawall and approximately 47-foot composite dock, added in 2019 and equipped with water and electric, put your boat right outside your door. Sailboat canal access leads to the Myakka River and onward to Charlotte Harbor and the Gulf, giving you endless opportunities to explore Southwest Florida by water. Gulf Cove also offers a voluntary HOA with a low annual fee that provides access to the community boat ramp, while area beaches, golf courses, shopping, restaurants, and everyday conveniences are all within easy reach. Whether your perfect day means heading out on the boat, enjoying an evening overlooking the canal, or simply having the space for everything you enjoy, the waterfront lifestyle is waiting for you at 4219 Spire Street.

4219 Spire Street, Port Charlotte

Port Charlotte SubDv.

Imagine ending the day on your own dock, watching the Florida sunset paint the sky while your boat waits just steps from home. Survey included along with house plans the owner paid for, ready to use by the new owners. Mostly Cleared saving you thousands of dollars when you’re ready to build your dream home. Pontoon boat also available for sale! At 321 Hoffer St, that lifestyle is ready to become reality. This cleared 10,000-SF waterfront homesite offers approximately 80 feet on the Apollo Waterway with Gulf, Charlotte Harbor and Myakka River access. A concrete seawall, composite dock and boat lift are already in place, giving you a head start on creating your custom Florida retreat. With room for a pool and no HOA, bring your vision and build the waterfront escape you've been dreaming about—where boating, fishing, sunsets and laid-back Florida living become part of every day. Conveniently located near dining, shopping, golf and area beaches.

321 Hoffer Street, Port Charlotte

Port Charlotte SubDv.

Bring your Boat and your Builder! Premier Vacant Waterfront Parcel Nestled on Deep, Wide Saltwater Canal leading out to Charlotte Harbor. NO HOA, NO Deed Restrictions! Situated in a Quiet Neighborhood, just minutes from Shopping, Dining, Golf Courses, Pristine Beaches and More!

3604 Como Street, Port Charlotte

South Gulf Cove SubDv.

Premier Sailboat-Access Waterfront Lot | Concrete Seawall | No Bridges | Less Than 5 Minutes to Open Water: A rare opportunity to own a sailboat-access waterfront homesite in the highly sought-after South Gulf Cove community. This oversized waterfront lot features a concrete seawall and offers no fixed bridges, no height restrictions, and less than five minutes of idle/no-wake travel to open water, providing effortless access to the lagoon, Charlotte Harbor, and the Gulf of Mexico. Perfectly suited for avid boaters and sailing enthusiasts, this exceptional property accommodates everything from large powerboats to sailboats with tall masts thanks to its unrestricted access. With ample space to design your custom waterfront estate, you'll have room for a spacious home, pool, outdoor living areas, and a private dock where you can step aboard and be cruising open water within minutes. South Gulf Cove is one of Southwest Florida's fastest-growing waterfront communities, offering county water and sewer, parks, walking paths, a public boat ramp, and over 50 miles of navigable canals. Ideally located near Boca Grande, world-class fishing, pristine Gulf beaches, championship golf courses, marinas, shopping, and dining, this community delivers the ultimate Florida waterfront lifestyle. Don't miss this exceptional opportunity to build your dream home in one of Southwest Florida's premier boating communities.

15484 Margo Circle, Port Charlotte

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