Charlotte Homes with Gulf access

Charlotte Homes with Gulf access

Welcome to Charlotte County, Florida – a hidden gem nestled along the stunning Gulf Coast. This vibrant region is renowned for its breathtaking natural beauty, charming communities, and a plethora of outdoor activities that cater to all lifestyles. With its warm, sunny climate and pristine beaches, Charlotte County is a haven for those seeking a tranquil yet engaging lifestyle.

One of the most alluring features of Charlotte County is its remarkable selection of homes with Gulf access. Imagine waking up each morning to the soothing sounds of the ocean and the gentle breeze rustling through the palm trees. These properties offer not just a home, but a lifestyle filled with adventure and relaxation. Whether you’re an avid boater, fisherman, or simply love the idea of waterfront living, homes with Gulf access provide you with the perfect gateway to explore the sparkling waters of the Gulf of Mexico.

In Charlotte County, you’ll find a variety of residential options, from charming single-family homes to luxurious waterfront estates. Many of these properties boast private docks, making it easy to set sail whenever the mood strikes. Enjoy sunset cruises, fishing trips, or simply basking in the sun on your boat – the possibilities are endless.

Beyond the allure of Gulf access homes, Charlotte County offers a rich tapestry of cultural experiences, with art galleries, local markets, and community events that bring residents together. With its friendly atmosphere and breathtaking scenery, Charlotte County is not just a place to live; it’s a place to thrive. Come discover your dream home in this coastal paradise!

Newest Charlotte Homes with Gulf access

$799,999
3 Beds 3 Baths Punta Gorda Isles SubDv.
PGI WATERFRONT HOME W/103 FT OF SEAWALL, SOUTHWEST REAR EXPOSURE & QUICK SAILBOAT ACCESS! Check out this spacious, 3 bed/2.5 bath waterfront home in Punta Gorda Isles w/an in-ground pool, private concrete dock & quick sailboat access to Charlotte Harbor. Southwest rear exposure provides plenty of sunshine by day & colorful skies over the canal in the evening. Inside, the home boasts over 2,400 sq ft of living space w/an exceptionally large great room, formal dining area, updated kitchen & generously sized bedrooms. Soaring ceilings & tile flooring throughout the main living areas enhance the home's light & bright feel, while NEW carpet adds comfort to the bedrooms. A wall of sliding glass doors in the great room opens to the lanai, extending the living space outside & allowing for true, Florida-style, indoor/outdoor living. The updated kitchen features granite counters, two-tone cabinetry, stainless-steel appliances, tiled backsplash, closet pantry & oversized breakfast bar w/plenty of seating. An adjacent breakfast nook overlooks the pool & canal and offers direct access to the lanai. The spacious master suite features private lanai access, a large walk-in closet & oversized en-suite bath w/dual sinks, soaking tub & separate walk-in shower. Two generously sized guest bedrooms complete the floor plan. Outside, the large screened lanai offers plenty of room for entertaining w/a generous covered seating & dining area, tiled flooring, ceiling fans & summer kitchen. The in-ground, saltwater pool was RESURFACED IN 2024 and is surrounded by ample deck space for lounging poolside & soaking up some Florida sun. Beyond the pool, 103 FT OF SEAWALL lines the canal frontage w/a private 15x7 concrete dock featuring water & electric hook-ups. Keep your boat steps from the back door & set off on your next adventure w/quick sailboat access to Charlotte Harbor via Buckley's Pass. Or, cruise the perimeter canal and exit through Ponce Outlet. Other features are an oversized attached 2-car garage, interior laundry room w/storage cabinetry & utility sink & in-ground irrigation system. Updates include repiped plumbing, A/C & water heater plus FRESH EXTERIOR PAINT (NOV 2025). Punta Gorda may be best known for its boating lifestyle, but there's plenty to enjoy off the water too w/an active art & music scene, golf, parks, waterfront dining, shopping & miles of sidewalks connecting you to Fishermen's Village, historic downtown & more. Get involved in the community through the Punta Gorda Isles Civic Association (PGICA), which supports 35 clubs & groups covering a wide range of interests. Whether you're into boating, fishing, tennis, pickleball, cards, art, music or simply meeting new people, there are countless ways to connect w/like-minded neighbors & stay active. Make an appointment today & start living your Florida dream!

1723 Suzi Street, Punta Gorda

$899,500
4 Beds 3 Baths Punta Gorda Isles SubDv.
PUNTA GORDA ISLES - 4/3 POOL HOME - CANAL WATERFRONT - PRIVATE BOAT DOCK/LIFT - QUICK ACCESS TO CHARLOTTE HARBOR - FULL REMODEL - Experience the ultimate Florida waterfront lifestyle with this beautifully remodeled 4 bedroom, 3 bath pool home in the upscale Punta Gorda Isles community. Featuring a private backyard dock/lift with quick access to beautiful Charlotte Harbor. Spend your days exploring the harbor, enjoying world-class fishing, or cruising to nearby Caya Costa, North Captiva and Sanibel Islands to discover your own slice of heaven with pristine, clear-water secluded beaches. This home has been lovingly transformed with a light, bright, welcoming atmosphere and a stunning renovation. This is the perfect coastal retreat designed for both relaxation and adventure. This home has western rear exposure - perfect for enjoying the brilliant colors of the sunsets from your lanai. List of recent updates: 2026 - Motorized blinds on living room sliders, Landscape refresh. 2025 - New lanai roof, Driveway painted/sealed, Garage epoxy floor and cabinet organizers. 2024 - Sprinkler system upgrade with new master control, Full interior remodel with open floor plan. 2023 - New PGT impact windows and doors, Pool cage rehab with new fasteners, screens, and paint, Full pool resurfacing, Exterior house paint. 2022 - Electrical updates and whole house surge protection, New metal roof with Third Nail high wind protection, New HVAC. NO FLOODING IN THIS HOME - NO STORM DAMAGE - HIGH AND DRY

701 Santa Margerita Lane, Punta Gorda

$289,314
2 Beds 2 Baths Port Charlotte SubDv.
LOCATION, LOCATION, LOCATION! MOVE-IN READY and exceptionally clean—Mrs. Clean lived here! This meticulously maintained waterfront home shows pride of ownership throughout and is ready for its new owners to simply unpack and start enjoying the Florida lifestyle. Conveniently located on a pleasant residential street close to schools, shopping, dining, medical care, and everyday essentials, this beautifully updated home offers a canal-front setting with access to open water via two fixed bridges. Step inside to a fresh, updated interior featuring a renovated kitchen with granite countertops, new appliances (2025), updated bar counter, plank tile flooring, new interior doors, updated bathroom vanities, fixtures and ceiling fans, plus two beautifully renovated bathrooms. Additional improvements include a NEW ROOF (2020), new water heater (2026), new garage door, new front door, new front windows, and fresh interior and exterior paint. The oversized screened lanai provides fantastic additional space for relaxing and entertaining while overlooking the spacious, fully fenced backyard and canal. A large waterside patio creates a peaceful setting for morning tea, outdoor dining, entertaining, or simply unwinding by the water. Steps have also been added at the seawall for convenient waterfront access. The fully fenced backyard offers plenty of room for pets, play, and outdoor activities. A shed added in 2024 provides valuable additional storage, and the trampoline and swing set are included. Immaculate, updated, waterfront and truly MOVE-IN READY! With extensive improvements, generous indoor/outdoor living space, canal frontage, and a convenient location, this home offers an exceptional combination of comfort, value, and Southwest Florida lifestyle. PRICED TO SELL—schedule your private showing today!

2016 Pellam Boulevard, Port Charlotte

$750,000
3 Beds 2 Baths Punta Gorda Isles SubDv.
BIRD SECTION OF PUNTA GORDA ISLES — OVERSIZED TIP LOT WITH APPROXIMATELY 168 FEET OF WATERFRONT, PANORAMIC INTERSECTING-CANAL VIEWS, SAILBOAT ACCESS, NO FIXED BRIDGES, AND APPROXIMATELY 10 MINUTES TO CHARLOTTE HARBOR. Some homes simply sit beside the water. This one is surrounded by it. Tucked at the end of a quiet cul-de-sac on an oversized .27-acre tip lot, this beautifully renovated 3-bedroom, 2-bath pool home captures sweeping views across intersecting canals and offers the peaceful, open feeling that makes the Bird Section of Punta Gorda Isles so highly desired. An extensive 2022 renovation transformed the interior into a bright coastal retreat with an open layout, warm wood-look tile, recessed lighting, five-inch baseboards, solid-core five-panel doors, and an easy flow between the kitchen, dining, and living spaces. A wood-burning fireplace adds warmth and character. The remodeled kitchen was designed for gathering, with an oversized navy island, quartz countertops, soft-close white cabinetry, a granite-composite sink, Zephyr range hood, and LG appliances. The split-bedroom layout offers privacy. The primary suite opens to the pool and lanai and includes a large walk-in closet and renovated bath with frameless-glass shower and separate vanity. Both guest bedrooms feature walk-in closets, while the updated guest bath offers convenient pool and lanai access. Outside, a screened brick-paver lanai surrounds the sparkling blue 15-by-30-foot heated pool, creating an inviting space for swimming, dining, entertaining, or simply relaxing beside the water. The tip-lot setting offers approximately 168 feet of waterfront, panoramic views, and sailboat access with no fixed bridges. Charlotte Harbor is approximately 10 minutes away through either Ponce Inlet or Buckley’s Pass, opening the way to Southwest Florida’s renowned boating, sailing, fishing, and Gulf waters. Major improvements include a 2023 metal roof and permitted 2023 hurricane-impact windows and sliding doors, with accordion shutters adding another layer of storm protection. Further upgrades include the remodeled kitchen and baths, updated flooring, doors, trim, lighting, plumbing and electrical components, lanai rescreening, pool improvements, landscape and lanai lighting, decorative concrete borders, and an epoxy-finished two-car garage with cabinetry, workstation, and overhead storage. The property also benefits from a newly replaced concrete seawall, with City-managed seawall maintenance offering an exceptionally rare advantage for Punta Gorda Isles waterfront owners. Historic downtown Punta Gorda and Fishermen’s Village are minutes away, offering waterfront dining, locally owned restaurants, boutiques, marinas, parks, and live entertainment. Nearby Ponce de Leon Park provides harbor views, walking areas, and a small sandy shoreline. It is time to stop dreaming and make your Southwest Florida island-life dreams a reality.

1230 Swan Court, Punta Gorda

$325,000
2 Beds 1 Baths Port Charlotte SubDv.
Waterfront Retreat in Port Charlotte – Move-In Ready & Fully Remodeled Welcome to this beautifully renovated waterfront home, where coastal charm meets modern comfort. Tucked along a peaceful canal with direct boating access to Charlotte Harbor, this turnkey property is the perfect blend of style, function, and Florida lifestyle. Step inside to a bright, open floor plan finished with durable tile flooring throughout and impact-resistant hurricane windows and doors for year-round peace of mind. The completely reimagined kitchen is a showstopper — sleek quartz countertops, brand-new cabinetry, and all-new appliances create a space made for entertaining as much as everyday living. The spacious living and dining areas flow effortlessly together, framed by oversized windows that fill the home with natural light and frame serene water views. A large laundry room adds everyday convenience, while an instant hot water heater keeps things efficient behind the scenes. The fully updated bathroom features a sleek walk-in shower, new vanity, and tile flooring for a clean, spa-like feel. Outside, the generous backyard offers plenty of room to add a pool, creating your own private oasis just steps from the water. With boating access one bridge then straight out to Charlotte Harbor, this home is a dream for anglers, boaters, and sunset lovers alike. Every major system and finish has been thoughtfully updated — all that's left to do is move in and start enjoying the waterfront lifestyle.

433 notson Terrace, Port Charlotte

$800,000
4 Beds 2 Baths Punta Gorda SubDv.
Escape to your own private waterfront paradise where timeless Old Florida charm meets modern comfort. Nestled on 2.35 picturesque acres along the peaceful shores of Shell Creek Lake, this beautifully remodeled 4-bedroom, 2-bathroom estate with a new, durable Brava composite roof & impact-resistant windows offers an exceptional opportunity to enjoy nature, privacy & an unmatched waterfront lifestyle. From the moment you step inside, you'll be captivated by the spacious great room floor plan, thoughtfully designed for both everyday living & entertaining. The inviting living area flows seamlessly into a warm flex space featuring a stunning double-sided wood-burning fireplace that's perfect for a dining area or game room. The beautifully updated kitchen is the heart of the home, showcasing attractive cabinetry, granite countertops, stainless steel appliances & an open design that overlooks the living area & expansive lanai, making entertaining effortless. Wake up each morning in the tranquil primary suite, where a cozy fireplace creates the perfect retreat. Sliding glass doors frame breathtaking views of the heated pool & beautiful waterfront, bringing the beauty of nature indoors. Two additional guest bedrooms provide comfortable accommodations, while the beautifully renovated bathroom features a spacious tiled walk-in shower with seamless glass & a stylish modern vanity. Adding incredible flexibility is the private studio apartment with its own entrance, attractive epoxy floors, renovated bathroom with copper ceiling, all-in-one washer/dryer & plumbing already in place for a future kitchenette. Whether you're looking for a guest suite, rental opportunity, home office or hobby room, this versatile space offers endless possibilities. Step outside & discover your own backyard oasis. The expansive paver patio with a charming pergola surrounds the heated pool with a saltwater system, creating the perfect setting for outdoor entertaining or evenings under the stars. The fully fenced yard provides both privacy & room to roam. The true centerpiece of this remarkable property is its spectacular waterfront setting. Enjoy panoramic views of Shell Creek Lake, where unforgettable sunrises & colorful sunsets become part of your daily routine. Boating enthusiasts will love the private composite dock complete with LED lighting & two floating Jet Ski docks, providing access to three scenic rivers & the Gulf of America. Spend your days boating, fishing, kayaking or simply embracing the peaceful beauty of life on the water. Additional features include a 2-car garage with epoxy floor & a spacious outbuilding, perfect for storing landscaping equipment, recreational toys or creating the ultimate workshop or man cave. Ideally located just minutes from I-75, US-17, and historic downtown Punta Gorda, this extraordinary property offers the perfect balance of peaceful country living with convenient access to shopping, dining, entertainment & everyday amenities.

37951 Washington Loop Road, Punta Gorda

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