Charlotte Homes with Beach Front Water Frontage

Charlotte Homes with Beach Front Water Frontage

Welcome to Charlotte County, Florida, a hidden gem on the Gulf Coast that offers a perfect blend of natural beauty and vibrant community living. Nestled between the picturesque waters of the Gulf of Mexico and the serene landscapes of the Peace River, Charlotte County is renowned for its stunning beachfront properties and waterfront homes that promise a lifestyle of tranquility and leisure.

Imagine waking up to the gentle sound of waves lapping at the shore, with the sun casting a golden hue over your private slice of paradise. Homes with beach front and waterfront frontage in Charlotte County offer not just a residence, but a lifestyle defined by outdoor adventures, breathtaking sunsets, and a close-knit community. From charming seaside cottages to luxurious estates, there’s a diverse array of properties to suit every taste and budget.

Charlotte County is also a haven for nature enthusiasts, boasting an abundance of parks, nature preserves, and waterways perfect for kayaking, fishing, and hiking. The nearby beaches, such as Englewood Beach and Boca Grande, are ideal for sunbathing, swimming, and beachcombing, while the vibrant downtown areas of Punta Gorda and Port Charlotte feature delightful shops, restaurants, and cultural attractions.

Whether you’re looking for a year-round residence, a vacation getaway, or an investment property, Charlotte County’s beachfront and waterfront homes offer unparalleled access to Florida’s natural beauty and recreational opportunities. Come explore the charm of Charlotte County and discover your dream home by the water today!

Newest Charlotte Homes with Beach Front Water Frontage

6 Beds ⋅ 6 Baths ⋅ Seaside SubDv.

Set directly on the Gulf of Mexico within the private, gated Palm Island Resort, this custom built coastal estate offers 6 bedrooms, 5.5 baths, and more than 4,600 sq ft of air conditioned living space—surrounded by breathtaking water views from both the Gulf and Lemon Bay. Recently refreshed with a 2026 exterior remodel, the home blends timeless architecture with the relaxed elegance of true island living. Accessible only by car ferry or private boat, Palm Island feels wonderfully removed from the mainland—quiet, natural, and reminiscent of a Caribbean island from decades past. Inside the resort, life shifts to golf cart only, whether you bring your own or call upon the bellman for concierge service. The island’s only restaurant sits just moments away, and 24 hour security watches over the community, even though only the sea turtles are up at night, nesting quietly under the moonlight. It’s a place where you truly leave your worries in the parking lot and step into perfect, uncomplicated paradise. Upon entering the home, you’re immediately drawn toward its most unforgettable feature—a sweeping expanse of Gulf water that fills the great room with shimmering light. The first floor offers generous living space with multiple sitting areas, a gas fireplace, dining, kitchen, utility room, two ensuite bedrooms, and a half bath. Warm wood floors anchor the main living areas, while the bedrooms feature soft carpeting and the bathrooms showcase distinctive custom tilework—details that quietly reflect the home’s custom design and the care that went into every element. Upstairs, four additional bedrooms include two Gulf front suites, each with window wrapped turret spaces rising to sculpted wood plank ceilings and capturing the horizon in unforgettable ways. Below the elevated living level, a full open ground floor offers secure golf cart parking, storage, and flexible space ready to be built out to suit your vision. Loved by one family and ready for another, this Gulf front sanctuary offers privacy, beauty, and a lifestyle found in only a few rare corners of the country—peaceful, natural, and beautifully unhurried.

7394 Palm Island Drive, Placida

Port Charlotte SubDv.

Casper Point presents a rare opportunity to acquire approximately 10.004 acres of waterfront land in one of Southwest Florida's most desirable and fastest-growing coastal markets. The property consists of 12 platted single-family residential lots, including Gulf-access waterfront homesites with direct boating access to the Myakka River, Charlotte Harbor, Boca Grande Pass, and the Gulf of America. With a private setting, single point of entry, and thoughtfully planned layout, the property is ideally suited for a boutique gated residential community or luxury waterfront neighborhood. The subdivision offers an exceptional opportunity for a developer or builder seeking a distinctive project in an established waterfront area with strong demand for new construction. Engineering plans, subdivision documentation, maps, and supporting development materials are available to assist in evaluating the property's development potential. The combination of waterfront access, established surrounding neighborhoods, and available planning information provides a strong foundation for future residential development. Located just minutes from shopping, restaurants, golf courses, medical facilities, marinas, parks, and Southwest Florida's renowned beaches, Casper Point offers residents the convenience of everyday amenities while enjoying boating, fishing, and waterfront living. Port Charlotte continues to experience sustained residential growth, making this an attractive long-term investment opportunity. Whether developed as luxury waterfront estate homes, a private gated enclave, or acquired as a strategic investment, Casper Point represents one of Southwest Florida's premier residential waterfront development opportunities.

1297 Casper Street, Port Charlotte

2 Beds ⋅ 3 Baths ⋅ Sandpiper Key SubDv.

It's time to live out your permanent vacation at Sandpiper Key! Say goodbye to maintenance and enjoy the island vibes of Manasota Key! This rarely available bay front condo with a private garage, separate efficiency apartment AND elevator is ready to welcome you with breathtaking water views and sunsets daily and is being offered turnkey furnished! Amazing location within a short walking or biking distance to the tropical beaches, restaurants, tiki bars and shops on Manasota Key! Community amenities include use of the clubhouse, barbecue grills and picnic tables throughout the complex, TWO waterfront community pools, kayak launch, cable TV, trash, water & sewer, pest control, maintenance of the grounds and exterior of the building plus exterior building insurance coverage. This beautiful condo has been lovingly cared for by the current owners and has been improved and remodeled thoroughly, including a new AC in 2025! Bonus - First level has a separate efficiency apartment/in-law suite for your guests to enjoy! This efficiency apartment has its own private entrance via the garage, access to the elevator, a spacious living room furnished with a pull out sofa and wall mounted TV, built in closet, full size refrigerator, dining area and fully updated bathroom. The main living area of the condo is on the third floor and can be accessed via the elevator on the first level or via the rear entry stairs. As you enter the main home, you'll immediately be drawn to the amazing water views of Lemon Bay, open concept living area and tasteful decor. You'll notice updates throughout, such as recessed lighting, plantation shutters and an electric pull down shade for the sliders. The kitchen has been remodeled and features stainless steel appliances and ample cabinet storage, granite counters and a breakfast bar. The primary bedroom suite is carpeted and has its own private balcony and en suite bathroom, which offers a walk-in closet, separate vanity area and bathroom with a tiled walk-in shower. The garage is very clean and houses the laundry area, storage and has had a beautiful epoxy flooring upgrade. With all these updates, amenities and great location near the beach, you'll be sure to fall in love!

1401 Beach Road Unit 303, Englewood

3 Beds ⋅ 4 Baths ⋅ Manasota Shores SubDv.

RARELY DOES A PROPERTY OFFER THIS LEVEL OF LUXURY, PRIVACY, AND DIRECT GULF-FRONT LIVING with a PRIVATE Pool & Spa featuring an infinity edge that creates the illusion of seamlessly blending into the sparkling waters of the Gulf. Beyond the residence lies your own PRIVATE TROPICAL OASIS, where multiple outdoor living spaces invite you to dine al fresco, unwind to the soothing sounds of the surf, and experience some of SOUTHWEST FLORIDA'S MOST BREATHTAKING SUNSETS from the comfort of home. With the beach just steps away, shelling, paddleboarding, kayaking, fishing, and peaceful walks along miles of pristine shoreline become part of your everyday lifestyle. Completing this exceptional offering is a PRIVATE GARAGE with ample space for both a vehicle and golf cart, providing convenience, security, and effortless island living. PRIVATE ELEVATOR ACCESS welcomes you into an elegant private foyer before opening to spectacular, unobstructed Gulf views framed by expansive walls of glass. Natural light floods the open-concept living spaces, while every room has been thoughtfully positioned to capture the beauty of the coastline and showcase panoramic water views. Sophisticated finishes, timeless architecture, and meticulous craftsmanship create an atmosphere that is both refined and inviting. Designed to be as functional as it is beautiful, the GOURMET KITCHEN features premium appliances, custom cabinetry, generous prep space, and stunning Gulf views that make every meal and gathering unforgettable. Whether hosting an intimate dinner or entertaining a full house, the seamless flow between the kitchen, living areas, and outdoor spaces creates the ultimate setting for coastal entertaining. A spacious walk-in pantry, complete with an additional refrigerator, provides abundant storage while maintaining the kitchen's clean, elegant aesthetic. The residence also features a formal dining room overlooking the Gulf, an elegant powder bath, and a separate laundry room, thoughtfully designed to provide exceptional comfort and convenience. The luxurious PRIMARY SUITE is a true private retreat, where you can wake each morning to breathtaking Gulf views and step onto your PRIVATE BALCONY to enjoy the sea breeze and spectacular sunsets. The spa-inspired en-suite bath and expanded custom closet create a sanctuary designed for relaxation and everyday luxury. Two additional guest suites provide exceptional comfort and privacy, each offering beautifully appointed en-suite bathrooms and generous accommodations, ensuring family and friends enjoy the same level of luxury throughout their stay. Perfectly positioned on coveted MANASOTA KEY, this extraordinary residence offers the tranquility of island living while remaining just moments from exceptional dining, boutique shopping, golf, marinas, and the timeless charm of nearby Englewood and Boca Grande. More than a residence, this is an extraordinary opportunity to own one of Manasota Key's most exclusive Gulf-front retreats—a place where every sunrise inspires, every sunset captivates, and every day feels like an escape. Here, refined luxury, uncompromising privacy, and the natural beauty of Florida's Gulf Coast come together to create a truly unparalleled waterfront lifestyle.

2708 N Beach Road Unit 3, Englewood

4 Beds ⋅ 4 Baths ⋅ Chadwicks SubDv.

Under Construction. To Be Built – Luxury Coastal Contemporary Waterfront Home by Surf Shack Builders! An exceptional opportunity to own a brand-new luxury waterfront residence by Surf Shack Builders, the acclaimed custom builder renowned for creating timeless coastal homes throughout Florida's Gulf Coast. Perfectly positioned on a canal-front homesite in Englewood with a brand-new seawall already in place, this architecturally stunning residence offers the rare opportunity to personalize select finishes while construction has yet to begin. Designed by HausDesign Studio, this elevated custom home encompasses approximately 4,002 square feet of air-conditioned living space (6,493 total square feet) with 4 bedrooms, 3 full bathrooms, 1 powder bath, private den, sitting area, two laundry rooms, a three-stop elevator, and an oversized 34-foot-deep two-car garage with extensive storage. The main living level was thoughtfully designed for entertaining, featuring an expansive open-concept floor plan with approximately 10-foot ceilings, a designer kitchen with an oversized island, walk-in pantry, coffee bar, dining area, ventless gas fireplace, and walls of PGT Low-E 366 impact-rated glass that seamlessly connect the interior to spacious covered balconies overlooking the water. Occupying its own private level, the luxurious primary retreat offers a spacious bedroom, sitting area, private den, oversized walk-in closet, spa-inspired bath, dedicated laundry room, and a covered waterfront balcony creating the ultimate owner's sanctuary. Built to today's highest coastal construction standards, the home features reinforced concrete block construction with engineered structural systems designed for 160-MPH wind loads, standing-seam metal roofing, hurricane-rated connections, impact windows and doors, elevated living spaces well above required flood elevations, Smart Vent flood protection, spray foam insulation, multi-zone HVAC, tankless water heater, Level 5 drywall finish, eight-foot solid-core doors, European-style cabinetry, stone countertops, premium flooring selections, smart home prewiring, security and CCTV provisions, and beautifully designed indoor-outdoor living spaces throughout. Outdoor living is equally impressive with plans for a resort-style Gunite pool and spa (under separate permit), multiple covered terraces, roof deck access, and an incredible waterfront setting ready for your custom dock. The new seawall provides the perfect starting point for creating your ideal boating lifestyle. Located just minutes from Manasota Key beaches, marinas, golf, waterfront dining, shopping, and Historic Dearborn Street, this is a rare opportunity to build a fully customized luxury waterfront residence with one of the Gulf Coast's premier builders. Renderings are for illustrative purposes only. Pricing is based on approved plans and specifications. Buyers may have the opportunity to customize finishes and selections with the builder. All specifications, features, dimensions, and pricing are subject to change without notice.

190 Mockingbird Lane, Englewood

Banyan Bayou SubDv.

A rare barrier island footprint, this four-parcel ocean-to-bay property offering (PIDs: 422016826003, 422016826005, 422016826007, and 422016826002) spans the entire width of Little Gasparilla Island within the private, low-density Banyan Bayou Land Condominium (The HOA fee is on an as needed basis.). Totaling 0.13 acres with a combined 60' x 96' (5,760 sq. ft.) buildable envelope, this land package includes direct Gulf of America frontage on the ocean side and deeded dock access (Dock 10) on the Placida Harbor side. Parcels 8168 and 8164 sit directly beachfront with unobstructed Gulf views, while Parcels 8158 and 8156 are positioned just behind, creating an ideal configuration for a luxurious multi-structure coastal estate, guest home quarters, or distinct island villas. Buyers may also seek association approval to unify the parcels for a single Oceanfront estate home. Under existing condominium declarations, each lot accommodates a custom home footprint of 1,440+ sqft. Additionally, multi-story construction is permitted, allowing buyers to build upward to maximize interior square footage, capture panoramic 360-degree views of both the Gulf and Bay, and create a sprawling multi-level coastal beach home. The site is ready for immediate design and permitting. Recent natural coastal tides deposited elevated sand across the parcels, creating clean foundation fill, and the land is entirely cleared of any trees—eliminating costly clearing expenses and environmental delays. Crucial island infrastructure is already in place, with electricity, public water, and high-speed internet available. As an owner in Banyan Bayou, each parcel holds a 1/7th undivided interest in the community's shared amenities, including private bay-to-beach access paths and a dock accommodating vessels for quick access to world-class tarpon fishing in Gasparilla Sound and the open Gulf. Accessible only by private boat or local water taxi departing from the mainland like Eldreds Marina, Little Gasparilla Island is a bridgeless Barrier Island sanctuary defined by uncrowded perfect sand beaches, tranquil paths, and pristine Gulf waters. To facilitate a seamless purchase, flexible OWNER FINANCING terms are available with $500,000 down. Boundary surveys and full condominium documentation are available upon request for this rare coastal package.

8164, 8168, 8158, 8156 Little Gasparilla Island, Placida

2 Beds ⋅ 2 Baths ⋅ Village At Oyster Creek SubDv.

Enjoy waterfront living in the desirable Village at Oyster Creek! This beautifully maintained second-floor condominium offers breathtaking views of the marina, preserve, and Lemon Bay, where dolphins and manatees are frequent visitors. An elevator provides easy access to this light and bright residence featuring an open floor plan, luxury vinyl flooring throughout, and an updated kitchen with marble countertops, stainless steel appliances, refinished cabinetry, and a breakfast bar overlooking the living and dining areas. The spacious primary suite features two walk-in closets, an updated ensuite bath, and private access to the screened lanai, where you can relax and enjoy spectacular sunsets and peaceful water views. Community amenities include a heated waterfront pool, grilling area, private docks, kayak and canoe storage, and direct boating access to Lemon Bay, the Intracoastal Waterway, and the Gulf of Mexico. Conveniently located near Englewood Beach, Manasota Key, Dearborn Street, shopping, dining, golf, and marinas, this property offers the ideal Florida coastal lifestyle.

1960 Oregon Trail Unit 2B, Englewood

3 Beds ⋅ 2 Baths ⋅ Palm Island Estates SubDv.

Some places impress you the moment you arrive. Others change the way you live. Your journey home begins with a brief five-minute crossing aboard the Palm Island car ferry, where the pace of the mainland gives way to one of Florida’s most treasured and exclusive barrier islands—a place where the water sets the rhythm of the day, quiet beaches and protected waters create the backdrop, and a remarkable sense of tranquility becomes part of everyday life. Perfectly positioned on an oversized double lot overlooking the sheltered waters of the Palm Island Yacht Basin and just across the street from the Gulf of Mexico, 550 North Gulf Boulevard offers one of the island’s most desirable settings. Private dockage provides direct, bridge-free access to Lemon Bay, the Intracoastal Waterway, and the Gulf, while deeded beach access just steps away offers the rare privilege of enjoying both boating and the beach from a single property. The residence encompasses approximately 2,517 square feet with three bedrooms and two full bathrooms, offering a floor plan that balances comfortable everyday living with effortless entertaining. Extensive interior renovations have transformed the home’s main living spaces, highlighted by a beautifully appointed kitchen featuring custom cabinetry, premium appliances, generous workspace, and a large center island that naturally becomes the gathering place for family and friends. A custom entertaining bar complements the adjoining living and dining areas, creating an inviting space that flows seamlessly throughout the main level. Occupying the entire second floor, the owner’s suite provides exceptional privacy and generous living space. In addition to the spacious bedroom, the suite includes an adjoining office or sitting area, a generous walk-in closet, and the added convenience of a separate washer and dryer within the primary bathroom. Two private balconies—one facing east to welcome the sunrise and the other west to capture spectacular sunsets—offer peaceful places to enjoy the changing light while overlooking the pool and tropical landscape. Designed for entertaining as much as relaxation, the pool features a generous sun shelf and a built-in submerged table, creating an inviting setting for al fresco dining, afternoon refreshments, or sunset cocktails beneath mature palms and surrounded by lush tropical landscaping. The surrounding patios provide inviting spaces to gather with family and friends or simply unwind in the privacy of the island setting. For boaters, the waterfront amenities are exceptional. The composite dock features a covered 10,000-pound boat lift, capable of accommodating vessels of approximately 36 feet, providing direct access to Lemon Bay, the Intracoastal Waterway, and the Gulf. An air-conditioned workshop offers valuable space for boating equipment, fishing gear, hobbies, or additional storage. Whether the day begins with a sunrise walk along the Gulf beach, an afternoon on the water, or an evening watching the sunset from your private balcony, 550 North Gulf Boulevard offers more than an exceptional waterfront home—it offers the opportunity to experience Palm Island as it was meant to be lived.

550 N Gulf Boulevard, Placida

Located on Palm Island - A Tranquil Gulf Coast Barrier Island Reached by private boat or ferry, helping preserve its relaxed, uncrowded character. Short Walk to Beach. Private Gated Community. Access to pool, tennis courts, and water sport rentals. Ideal for a single-family residence, vacation rental or investment property. Survey, Architectural & Structural Drawings Available with purchase. Golf Carts, Bicycles & Walking for all amenities. No cars or traffic within gated-community.

7365 Palm Island Drive, Placida

Chadwicks SubDv.

To Be Built, Luxury Coastal Contemporary Waterfront Home by Surf Shack Builders! An exceptional opportunity to own a brand-new custom home by Surf Shack Builders, the acclaimed Anna Maria Island builder known for creating timeless luxury coastal residences. Situated on a desirable homesite in Englewood, this architecturally stunning residence has been thoughtfully designed to embrace the Florida lifestyle with elevated construction, sophisticated finishes, and seamless indoor-outdoor living. This custom-designed home will offer 4,002 square feet of living space, 4 bedrooms, 1 den, 3 full baths, 1 powder room, foyer, a private elevator servicing every level, oversized two-car garage (34' deep) with additional storage, and multiple covered balconies designed to capture coastal breezes. The spectacular top-floor living area showcases an expansive open-concept great room, designer kitchen with oversized island, walk-in pantry, dining area, coffee bar, and walls of impact glass opening to generous outdoor entertaining spaces. The private owner's retreat has its own floor, level three, features a spacious walk-in closet, spa-inspired bath, private laundry, separate den and large covered balcony. The second floor is your entertainer's floor and guest quarters, featuring two en suites, a third bedroom, powder room, dining room, kitchen and laundry. The ground floor entails the spacious 2-car garage, foyer, oversized storage rooms and an amazing backyard overlooking the water. Outdoor living is equally impressive with plans for a resort-style pool (under separate permit), covered terraces, and abundant space to entertain or simply relax in your own tropical oasis. Built to today's demanding coastal standards with impact-rated windows and doors, elevated construction, durable standing seam metal roofing, and quality craftsmanship throughout, this residence is designed for beauty, comfort, and peace of mind. Located just minutes from Manasota Key beaches, marinas, waterfront dining, golf, shopping, and Historic Dearborn Street, this is a rare opportunity to personalize a luxury custom home before construction begins. Renderings are for illustrative purposes. Pricing is based on approved plans and specifications; buyers may have the opportunity to customize finishes and selections with the builder. Luxury coastal living starts here. Bring your vision to life with one of the Gulf Coast's premier custom builders. This opportunity does not come around often and will not last. Brand New Seawall as well, design your dream dock with your dream custom waterfront home all at once!

190 Mockingbird Lane, Englewood

South Gulf Cove SubDv.

WATERFRONT SEAWALL-CONCRETE Beautiful Gulf-access waterfront lot in the highly desirable South Gulf Cove community, complete with an existing concrete seawall and ready for your custom Florida dream home. Enjoy direct canal frontage on South Gulf Cove’s extensive canal system, which leads by lock to the Myakka River, Charlotte Harbor, and out to the Gulf of Mexico—perfect for boating, fishing, and sunset cruises. Located in a deed-restricted neighborhood with central water and sewer available, this homesite sits among attractive newer homes and well-maintained properties, helping support long-term value and curb appeal. With the seawall already in place, you can focus on designing your dock, boat lift, and residence to suit your lifestyle instead of taking on the cost and delay of new shoreline construction. Residents of South Gulf Cove enjoy a community boat ramp, parks, and convenient access to Gulf beaches, marinas, golf courses, shopping, and dining in nearby Englewood, Port Charlotte, and Boca Grande. Whether you plan to build now or hold as an investment, this improved canal lot with seawall offers an excellent opportunity to secure true Gulf-access waterfront in one of Southwest Florida’s fastest-growing boating communities.

9214 Rosebud Circle, Port Charlotte

2 Beds ⋅ 2 Baths ⋅ Beach Villas SubDv.

Beachfront Paradise on Palm Island. Wake up to breathtaking Gulf views and the soothing sound of the waves in this beautifully updated 2-bedroom, 2-bath beachfront condominium at Palm Island Resort. Start enjoying the blue water and sandy shores, this coastal retreat offers the ideal blend of comfort, style, and island living. The bright, open floor plan is designed for effortless entertaining, featuring luxury vinyl plank flooring in living room, dining area and kitchen. The kitchen is well-appointed with ample cabinetry and generous counter space. Sliding doors fill the home with natural light and open to a private balcony where you can enjoy spectacular sunsets and panoramic beach views. The spacious primary suite provides a peaceful retreat with an en-suite bath, while the guest bedroom and second full bath with privacy and comfort for guests. Offered tastefully furnished, this turnkey residence is ready to enjoy as your personal island getaway or a desirable vacation rental. Located within the exclusive Palm Island Resort, owners enjoy access to pristine beaches, swimming pools, tennis and pickleball courts, fitness facilities, on-site dining, and miles of unspoiled shoreline. Accessible only by private boat or a short car ferry ride, Palm Island offers a rare opportunity to experience the tranquility and natural beauty of Florida's Gulf Coast just minutes from the mainland. Searching your own piece of paradise? This exceptional beachfront condominium delivers the ultimate coastal lifestyle.

7462 Palm Island Drive Unit 3113, Placida

Start Your Search