Cape Coral Homes with Gulf access

Cape Coral Homes with Gulf access

Welcome to Cape Coral, Florida – a sun-soaked paradise nestled in Lee County, renowned for its stunning waterfront properties and vibrant community spirit. With over 400 miles of navigable waterways, Cape Coral is often referred to as the "Waterfront Wonderland," making it a haven for boating enthusiasts and those who appreciate the serene beauty of life by the water.

Imagine waking up each day to the gentle lapping of waves and the breathtaking views of the Gulf of Mexico just a short boat ride away. Homes with Gulf access in Cape Coral offer not only a luxurious lifestyle but also the convenience of exploring the stunning coastline, fishing in the abundant waters, or simply enjoying a sunset cruise with loved ones. These properties are designed for those who value both elegance and adventure, featuring modern amenities, spacious layouts, and often private docks for your boat.

Beyond its picturesque homes, Cape Coral boasts a vibrant community filled with parks, recreational activities, and an array of dining and shopping options. Whether you’re looking to indulge in fresh seafood at a local eatery or spend a day at one of the many parks, there’s something for everyone in this charming city.

Cape Coral is more than just a place to live; it’s a lifestyle choice. With its inviting atmosphere, beautiful homes with Gulf access, and endless opportunities for outdoor adventures, it’s no wonder that this city is becoming a sought-after destination for families, retirees, and everyone in between. Come explore the magic of Cape Coral and discover your dream home in this captivating waterfront community!

Newest Cape Coral Homes with Gulf access

$1,350,000
5 Beds 3 Baths Cape Coral SubDv.
Welcome to 5105 Rutland Blvd, a Gulf access pool home tucked away at the end of a quiet cul-de-sac in Cape Coral's desirable Yacht Club area. Offering waterfront living, generous indoor and outdoor space, and direct boating access, this home experienced NO FLOODING during Hurricane Ian. Boaters will appreciate the private dock with tiki hut and newer 13,000 lb boat lift. From your backyard, you're just a short boat ride to the Bimini Basin and on to the open waters beyond, making it easy to enjoy everything the Southwest Florida boating lifestyle has to offer. After a day on the water, come home to your private outdoor oasis featuring a screened lanai, heated pool, and panoramic canal views, perfect for relaxing, entertaining, or enjoying beautiful Florida evenings. Inside, the home offers two distinct living areas and a flexible floor plan. The first floor features an open-concept living and dining area designed for entertaining. The well-appointed kitchen includes granite countertops, stainless steel appliances, and an oversized walk-in pantry offering exceptional storage. Upstairs, the spacious primary suite creates a private retreat with a walk-in shower, jetted soaking tub, and sliding glass doors opening to the balcony overlooking the water. This level also includes a second living room, three additional bedrooms, a full bathroom, and a generously sized storage closet. Impact-resistant windows throughout provide additional peace of mind. Recent improvements include TWO new A/C systems installed in 2025, a new pool heat pump, and new irrigation in 2026. Located near shopping, dining, entertainment, and everything Cape Coral has to offer, 5105 Rutland Blvd combines Gulf access waterfront living with the space and versatility today's buyers are looking for. Whether you're heading out by boat, relaxing poolside, or entertaining on the lanai, this Cape Coral waterfront home is ready for its next owner.

5105 Rutland Court, Cape Coral

$450,000
4 Beds 3 Baths Cape Coral SubDv.
THIS IS AN AUCTION. We are accepting offers through  bidding only. Bidding ends on 08/26/2026 at 3:00 pm and the list price is $450,000. There is no reserve. There is a buyer premium that will be added to the final sales price. There is a moment in this house that sells it better than any photo. Stand in the great room late in the day and slide open the zero-corner doors. Two walls of glass fold away, the lanai and pool become part of the living space, and the sun drops toward the canal straight off the back of the home. The rear faces west. That show plays every single evening. This is a 2024 custom build that still feels brand new. Nothing needs updating and nothing needs explaining. The kitchen was designed for people who actually cook: double ovens, a walk-in pantry, and an island with room for the whole crew to gather while dinner comes together. Tray ceilings detail the main living areas, tile runs underfoot, and the laundry lives inside the house where it belongs. Here is what almost nothing else on this canal system offers. Two true primary suites. Each one is private and each has its own full bath. Bring aging parents south without anyone surrendering their independence. Host in-laws for a month and stay on speaking terms. Two households can share this address comfortably because the floor plan was built for exactly that. The den earns its keep too, with a real closet and certified building plans, so call it a fifth bedroom or claim it as the office you have been promising yourself. For the boater, the concrete seawall is already in place on a gulf-access canal that runs 81 to 120 feet wide, so the water view reads big. Add the dock and lift that fit your boat instead of inheriting somebody else's setup. Storm season looks different from inside this house. It sits in FEMA flood zone X, outside the flood hazard area, and every opening is protected by impact-resistant windows and doors. No shutters to hang, no flood premium shock. Insurance carriers notice. City water and sewer are connected. There is no HOA, so there are no dues, and nobody votes on what color your front door should be. The oversized three-car garage runs 874 square feet, wider and deeper than standard because the builder offered the upgrade and these owners took it. In a state without basements, that space is the difference between a garage and a storage problem solved. The backyard is fully fenced with gates, so the dog and the little ones roam free while you watch from the heated saltwater pool and spa under the screened lanai. Daily life is easy here. Shopping and schools sit minutes away along the Pine Island Road corridor, and a favorite neighborhood park with its own coffee shop is close enough to become a morning ritual. A brand-new build on gulf-access water, outside the flood zone. That combination rarely shows up in one listing. Come watch the sunset from the lanai and you will understand the rest.

1826 SW 17th Avenue, Cape Coral

$1,199,900
4 Beds 3 Baths Cape Coral SubDv.
CURRENTLY UNDER CONSTRUCTION — Brand-new Gulf-access waterfront home by Academy Home Developments! This site-specific Park Avenue design offers 4 bedrooms, 3 full baths, 2,439 sq. ft. of living area, 3,609 total sq. ft., a 3-car garage, pool and 305 sq. ft. covered lanai, with one of the three full baths conveniently serving the pool area. The centerpiece is the dramatic great room with a 13-foot coffered ceiling and spectacular 10-foot-high, 90-degree zero-corner impact-glass slider, creating a seamless transition to the lanai, pool and long canal views. Additional 10-foot impact sliders in the primary suite and rear guest bedroom continue the indoor-outdoor connection across the back of the home. The custom kitchen is loaded with upgrades, including all-wood soft-close cabinetry, stacked upper cabinets with illuminated glass displays, under-cabinet and toe-kick lighting, stainless steel appliances, double ovens, tile backsplash and a large waterfall-edge island. A hidden pantry with beverage cooler and convenient garage-to-pantry pass-through makes the space as functional as it is impressive. The primary suite offers direct access to the waterfront living area, while the spa-inspired primary bath features a soaking tub and oversized shower with multiple shower heads and rain heads. Illuminated tray ceilings, a dramatic 16'+ entry, CBS construction, Low-E impact glass, impact entry and pool-bath doors, and a metal roof add to the home's custom design and durability. Outdoor living is equally impressive with a screened heated saltwater pool, champagne spa, covered lanai, outdoor shower and full outdoor kitchen with built-in grill, refrigerator, sink and vented hood. Architectural soffit lighting and front-column accent lighting add another level of detail after sunset. Boaters will appreciate the private dock and 14,000-lb boat lift, approximately 60 feet of seawall, an 80-foot-wide canal, north rear exposure and only one bridge to open water. A rare opportunity to secure a brand-new luxury Gulf-access home while construction is underway, with estimated completion in late September to October 2026. Plans and renderings are available. Final finishes, selections, dimensions and completion timing are subject to builder confirmation and change prior to completion.

3231 Yucatan Parkway, Cape Coral

$550,000
3 Beds 2 Baths Cape Coral SubDv.
WATERFRONT POOL HOME IN THE HEART OF CAPE CORAL! Welcome to this beautifully maintained 3 BEDROOM, 2 BATHROOM HOME offering the perfect blend of comfort, style, and the ultimate Florida boating lifestyle. Situated on 80 FEET OF WATERFRONT, this exceptional property features a CONCRETE DOCK AND SEAWALL WITH BOTH WATER AND ELECTRIC, making it easy to keep your boat ready for your next adventure. With a SHORT BOAT RIDE TO OPEN WATER, you'll enjoy convenient access to world-class boating, fishing, and waterfront dining. Step inside to discover a bright and inviting floor plan featuring LUXURY VINYL PLANK FLOORING THROUGHOUT THE MAIN LIVING AREAS AND BEDROOMS, creating a seamless and modern look. The beautifully updated kitchen serves as the heart of the home and features GRANITE COUNTERTOPS, STAINLESS STEEL APPLIANCES, ample cabinetry, and a functional layout designed for both everyday living and entertaining. The spacious primary suite offers a relaxing retreat complete with a WALK-IN CLOSET and DIRECT ACCESS TO THE POOL AREA, allowing you to enjoy the Florida lifestyle from the moment you wake up. The updated guest bathroom adds a fresh, modern touch for family and visitors alike. One of the home's standout features is its seamless indoor-outdoor living. DOUBLE POCKET SLIDERS open the living area to the screened lanai, creating an expansive entertaining space perfect for gatherings or simply enjoying the beautiful waterfront views. The SCREENED POOL is equipped with a HEAT PUMP, allowing for comfortable swimming throughout much of the year. Outside, you'll appreciate the MATURE, WELL-MAINTAINED LANDSCAPING that enhances the home's curb appeal while creating a lush tropical setting. Whether relaxing by the pool, enjoying the water views, or heading out on the boat, this property truly embodies the Southwest Florida lifestyle. Additional peace of mind comes from a NEW A/C SYSTEM INSTALLED IN 2025, providing comfort and efficiency for years to come. Conveniently located near shopping, dining, entertainment, golf courses, and Cape Coral's many parks and marinas, this move-in-ready waterfront home offers everything you've been searching for. DON'T MISS YOUR OPPORTUNITY TO OWN THIS BEAUTIFULLY UPDATED GULF-ACCESS POOL HOME WITH 80 FEET OF WATERFRONT AND A SHORT BOAT RIDE TO OPEN WATER!

3114 SE 18th Avenue, Cape Coral

$1,100,000
3 Beds 3 Baths Cape Coral SubDv.
Neptune’s Villa is an exceptional waterfront retreat showcasing resort-style outdoor living, sailboat access, and a rare Bikini Basin location. Offered fully furnished and turnkey, this exceptional property also boasts a strong short-term rental history. The expansive screened lanai is designed for entertaining and relaxation, with captivating basin views, a heated pool featuring ledge loungers and water fountains, a spa, and a private tiki bar. The outdoor kitchen includes a gas grill, two mini refrigerators, cooler, blender, and additional amenities, while an outdoor TV makes game-day gatherings effortless. Dine around the six-seat fire-pit table or enjoy additional seating beneath the tiki hut. Boaters will appreciate the covered 20,000-pound boat lift, capable of accommodating a boat up to 42 feet. With sailboat access, no bridges, and direct access to open water leading to the Gulf, Sanibel, Captiva, and other stunning barrier islands, this location is truly unmatched. Inside, the bright and beach-inspired residence features an open-concept layout filled with natural light. The fully equipped kitchen opens to the living and dining areas and includes a convenient pass-through window and sliding doors to the lanai. A separate Family Room provides additional gathering space, while the wet bar includes a coffee station with Keurig and drip coffee makers, beverage refrigerator, reclining sofas, and a TV area. The well-appointed sleeping quarters include two primary suites, each with a king bed and TV. One suite offers beautiful pool and water views, while the other features an attached bath with a stylish tiled shower. An additional king bedroom overlooks the pool, and a Bonus Room/fourth bedroom accented with a small office area and Full-over-Full bunk bed is ideal for additional guests. Multiple bathrooms provide comfort and convenience for family and visitors. Located in the heart of Cape Coral, Neptune’s Villa is within easy reach of downtown restaurants and nightlife, Cape Harbour, Yacht Club Public Beach, fishing charters, boat rentals, dolphin tours, Gator Mike’s Family Fun Park, and Sun Splash Waterpark. Whether enjoying the expansive outdoor amenities, fishing from the basin, or cruising by boat to the Gulf and nearby beaches, this turnkey waterfront property offers an exceptional opportunity for a private residence, vacation retreat, or income-producing investment.

1633 Edith Esplanade, Cape Coral

$550,000
3 Beds 2 Baths Not Applicable SubDv.
Opportunity knocks! Welcome to your ultimate Florida paradise on a waterfront canal in Cape Coral with gulf access. This single-family home delivers the perfect mix of coastal living, outdoor entertainment, and true Florida charm. From the curb, you’re greeted by vibrant landscaping, a crisp soft-blue exterior, and a mature, fruit-bearing mango tree right out front. Step through the screened entryway into an airy, open-concept floor plan highlighted by vaulted ceilings, durable tile flooring throughout, and sliding glass doors with direct water views. At the heart of the home, the kitchen comes fully equipped with warm wood cabinetry, stainless steel appliances, granite countertops, and a wide breakfast bar that’s built for entertaining family and friends. The dining area sits right off the kitchen, flowing naturally out toward the pool deck. Step out into your private backyard oasis! The massive screened lanai encloses an inviting in-ground pool and jacuzzi giving you year-round outdoor space without worrying about bugs. Beyond the lanai, green grass leads down to your private concrete dock complete with a covered boat lift—ready for your boat and quick water adventures. (45 min boat ride to the gulf) You’ll also find a separate storage shed, concrete seawall, and captains walk. Inside, the split-bedroom layout offers privacy and comfortable space for everyone. The primary suite features an updated bathroom complete with custom floor-to-ceiling tile, a walk-in glass shower, and updated vanity finishes. Finished with a two-car garage, long driveway, and a prime location near local dining, and shopping, this waterfront beauty is move-in ready and ready for its next owner!

115 SE 35th Terrace, Cape Coral

$599,900
3 Beds 2 Baths Cape Coral SubDv.
**ATTENTION BOATERS!** Experience the best of the Cape Coral waterfront lifestyle in this beautifully remodeled **Gulf-access pool home** in desirable Southeast Cape Coral! Offering **only one bridge and a short boating route to open water**, this home is ready for days on the water with a seawall already in place. Add a **large private pool, expansive covered lanai and an incredible FOUR-CAR GARAGE**, and you have a combination that's difficult to find in a Cape Coral waterfront home. Even better, the property has **no history of flooding, and flood insurance is not required**, providing an important additional advantage for waterfront living. Inside, this spacious **3-bedroom, 2-bath home offers approximately 2,082 sq. ft.** with a highly functional split-bedroom floor plan, **two living areas, two dining areas and a large laundry room**. The oversized four-car garage provides exceptional space for vehicles, boating equipment, recreational gear, storage or a workshop. The **kitchen area has been completely remodeled** with **new cabinets, countertops and newer appliances**, opening to the family room with an eat-at counter and convenient serving window to the pool and lanai. The **bathrooms have also been remodeled**, and **new flooring** adds to the home's fresh, updated feel. Major improvements continue with a **NEW TILE ROOF IN 2023, NEW WINDOWS and ELECTRIC ROLL-DOWN SHUTTERS**—significant upgrades that add to the home's appeal. Step outside and enjoy the Florida lifestyle from the **large screened swimming pool and expansive covered lanai under truss** overlooking the waterfront. Convenient **pool-bath access** makes this an ideal layout for entertaining family and friends. And when you're ready to head out, you're conveniently located near the **South Cape entertainment district**, Cape Coral Parkway, restaurants, waterfront dining, shopping, live entertainment and nightlife. **Gulf access, only one bridge to open water, two boat lifts, private pool, four-car garage, extensive remodeling and a fantastic Southeast Cape Coral location—bring the boats, bring the cars and start enjoying the waterfront lifestyle!**DISCLOSURE: Some photos have been AI-enhanced for lighting, color, and presentation. No material property features are intended to be altered or misrepresented. Furnishings are negotiable; some electronics or personal items shown in photos may have been removed and may not be included in the sale.

3714 SE 12th Court, Cape Coral

$549,000
3 Beds 2 Baths Cape Coral SubDv.
Welcome to your own piece of Florida paradise! Southern Exposure, Direct Access, 2024 Metal Roof, 2024 A/C, 2025 Pool Heater, Renovated Kitchen and Bathrooms AND this home has a flood policy in place at only $1,052/year and it has NEVER flooded! This is the one for you!! This beautifully renovated waterfront home offers the perfect combination of luxury, comfort, and an exceptional boating lifestyle. With Direct gulf access this home puts you in the river in about 10 minutes, making it ideal for boaters, fishermen, or anyone looking to enjoy the best of Southwest Florida living. The outdoor living space is truly where this home shines. Relax in the newly upgraded electric-heated pool, entertain guests on the spacious screened lanai, or enjoy dinner while taking in beautiful water views. The private dock provides the perfect spot to fish, relax, or head out on the water for a day of boating and adventure. The space outside by the water is expansive and set up for entertaining and or relaxing, you have to come see it to appreciate it! Inside, the thoughtfully renovated home features an impressive chef’s kitchen with lighted translucent quartzite countertops, cherry cabinetry, dual sinks, stainless steel appliances, and a large island with seating for four or more. The formal dining area takes full advantage of the waterfront setting with beautiful views and spectacular sunsets. The primary suite offers a true retreat with a spa-inspired bathroom featuring a rain shower, quartz double vanity, and generous walk-in closet with custom built ins. The second bedroom is currently set up with bunk beds for guests. The third bedroom opens directly to the lanai and offers beautiful views of the water. Additional features include an oversized garage with extensive overhead and cabinet storage, generator hookup, and plenty of room for all your Florida lifestyle essentials. Recent improvements include a metal roof, gutters, and central A/C in 2024, fully fenced, and of course the new electric pool heater! Located in a peaceful, walkable neighborhood with no through traffic, you'll enjoy easy access to local restaurants, live entertainment, shopping, and waterfront activities. The home has also been successfully operated as a vacation rental since the current owners purchased it, offering an excellent opportunity for buyers looking for a full-time residence, second home, or investment property if you would like to keep it as a seasonal rental. Furnished, beautifully updated, waterfront, and ready to enjoy—this is the Florida lifestyle you've been waiting for.

1808 SE 13th Terrace, Cape Coral

$785,000
3 Beds 2 Baths Cape Coral SubDv.
Built in 2024 and currently one of the most affordable newer GULF-ACCESS homes in all of Cape Coral, this pristine waterfront property delivers modern construction, boating access, a HEATED POOL, and nearly $40,000 in upgrades. The home features 3 BEDROOMS PLUS DEN, 2 baths, a 3-CAR GARAGE, IMPACT GLASS WINDOWS AND DOORS and a high-and-dry 11.5-FOOT ELEVATION. Inside, tall tray ceilings and 24” x 24” porcelain tile flooring throughout create a bright, upscale feel. The kitchen features soft-close cabinetry, tile backsplash, granite countertops, an impressive granite island plus a breakfast nook overlooking the pool and canal. The primary suite has a tray ceiling, two generous closets, and direct access to the lanai. The primary bath features dual sinks and a glass-enclosed tiled shower with dual showerheads. Two additional guest bedrooms offer large closets and share a full bath with convenient pool access. Need flexibility? The den is ideal for a home office, fitness room, or additional flex space. Step outside to the screened lanai and heated pool, where Florida living takes center stage. Enjoy stunning sunset views with the sunny western pool exposure. Boaters—this is where the value really stands out. Enjoy approximately 80 feet of unobstructed waterfrontage. Gulf access via Matlacha pass allows you to boat to the best fishing and beautiful pristine beaches in SW Florida Additional features include a whole-house reverse osmosis system, whole-house generator inlet, privacy fence, irrigation system, pool heater, paver driveway, and no HOA The location is another major advantage. Tucked into a quiet, low-density area of NW Cape Coral, you’re just minutes from Coral Oaks Golf Course, Crystal Lake Park, and the highly anticipated Seven Islands development. Crystal Lake Park offers a sandy beach, aqua park, scuba area, pavilions, playground, and canal boat launch. You’ll also enjoy convenient access to both RSW and Punta Gorda airports. The sellers added $40,000 in upgrades creating an opportunity to step into a nearly new, upgraded Gulf-access home without waiting to build. If you’ve been waiting for newer Gulf-access construction at a price that makes sense this home deserves to be at the top of your list.

3726 NW 42nd Place, Cape Coral

$1,690,000
4 Beds 3 Baths Cape Coral SubDv.
Now designated Flood Zone X, no mandatory flood insurance required! Welcome to 4122 SW 27th Place, an exceptional ultra modern waterfront residence offered fully furnished, blending striking contemporary architecture with refined coastal living. Positioned on a 100 foot wide canal with desirable western exposure, this custom home offers beautiful sunset views and a peaceful setting in one of Southwest Cape Coral’s most desirable neighborhoods. The home immediately impresses with its bold architectural presence, featuring a dramatic modern facade, flat roof design, expansive glass, and a grand two story entry that fills the interior with natural light. Inside, the open concept layout showcases impressive 14 to 16 foot ceilings in the main living areas, creating a bright and airy atmosphere designed for both comfort and entertaining. At the heart of the home is a beautifully designed chef’s kitchen anchored by a large statement island with waterfall edges, custom cabinetry, and high end finishes. The space flows seamlessly into the dining and living areas, where a custom entertainment wall with polished concrete finishes, built in cabinetry, and integrated lighting creates a dramatic focal point. Just off the main living space, a stunning glass wine display with adjacent beverage bar adds a sophisticated architectural feature perfect for entertaining. The residence offers four spacious bedrooms and three full bathrooms. The primary suite is designed as a private retreat, featuring serene views, a generous walk in closet, and a spa inspired bathroom with freestanding soaking tub, oversized glass shower, and elegant modern finishes. Large sliding glass doors create a seamless indoor/outdoor living experience, opening to an expansive covered lanai with resort style pool and spa, fully equipped outdoor kitchen, and dramatic linear fireplace feature wall overlooking the tranquil canal. The property sits on a 100 foot wide canal with one bridge and approximately 45 minutes to open water, offering enjoyable boating access while maintaining a calm and protected waterfront environment. The backyard provides a clean waterfront canvas, allowing future owners the opportunity to design and build a custom dock tailored to their boating lifestyle. Additional highlights include hurricane impact insulated windows and doors, extensive LED lighting throughout, modern architectural finishes, and thoughtful design details that enhance both comfort and visual appeal. Situated on a quiet street ending in a cul-de-sac with only a few neighboring homes, the property offers privacy and minimal traffic while remaining conveniently positioned near shopping, dining, marinas, and entertainment throughout Cape Coral.

4122 SW 27th Place, Cape Coral

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