Home Buyers

Sept. 23, 2014

Downpayments

The Truth About Buying a Home: You DON'T Need 20% Down
The Truth About Buying a Home: You DON'T Need 20% Down | Keeping Current Matters 

In a recent survey, How America Views Homeownership, it was revealed that 68% of Americans feel that now is a good time to buy a home and 95% said they want to own a home if they …

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Sept. 11, 2014

Getting A Mortgage

Getting A Mortgage: Why So Much Paperwork?
Getting a Mortgage: Why so much Paperwork? | Keeping Current Matters 

We are often asked why there is so much paperwork mandated by the bank for a mortgage loan application when buying a home today. It seems that the bank needs to know everything about us and requires three separate sources to …

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Sept. 9, 2014

You Need A Professional When Buying A Home

You Need A Professional When Buying A Home

You Need a Pro When Buying a Home | Keeping Current Matters

Many people wonder whether they should hire a real estate professional to assist them in buying their dream home or if they should first try to go it on their own. In today’s market: you need an experienced professional!

You Need an …

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Aug. 27, 2014

‘Renter’s Trap’

Don’t Get Caught in the ‘Renter’s Trap’

Don’t Get Caught in the ‘Renter’s Trap’ | Keeping Current Matters

In a recent press releaseZillow stated that the affordability of the nation’s rental inventory is currently much worse than affordability of the country’s home sale inventory. The release revealed two things:

  1. Nationally, renters signing a lease at the end of the …
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Aug. 25, 2014

‘Soft’ Housing Market?

A ‘Soft’ Housing Market? We Beg to Differ!
A ‘Soft’ Housing Market? We Beg to Differ! | Keeping Current Matters 

There are some pundits lamenting the softness of the 2014 housing market. We can’t understand why. Though it is true that the early part of the year disappointed because of a myriad of reasons (ex. weather, lack of inventory, less distressed …

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Aug. 20, 2014

Still a Great Time to Buy a Home

Still a Great Time to Buy a Home…but HURRY!!
Still a Great Time to Buy a Home…but HURRY!! | Keeping Current Matters 

Kevin Kelly, Chairman of the National Association of Home Builders (NAHB), recently explained that:

“With interest rates near historically low levels and strengthening job growth, now continues to be a great opportunity to buy a home.”

We couldn’t agree more. …

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Aug. 18, 2014

For Sale by Owner

5 Reasons You Shouldn’t For Sale by Owner
5 Reasons You Shouldn’t For Sale by Owner | Keeping Current Matters 

Some homeowners consider trying to sell their home on their own, known in the industry as a For Sale by Owner (FSBO). There are several reasons this might not be a good idea for the vast majority of sellers.

Here are …

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Aug. 12, 2014

You’re Still Paying a Mortgage

Either Way, You’re Still Paying a Mortgage
Either Way, You're Still Paying A Mortgage | Keeping Current Matters 

There are some people that have not purchased a home because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize that, unless you are living with your parents rent free, you are paying a mortgage - either your …

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Aug. 11, 2014

Retirement

You’ve Played the Housing Market Perfectly. Don’t Blow it Now!
You've Played the Real Estate Market Perfectly! Don't Blow It Now! | Keeping Current Matters 

Many people suffered through the housing crisis. We realize that most of the heartache was the result of a housing and mortgage market gone wild. Many consumers were swept away by the waters of a frenzied real estate market …

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Aug. 7, 2014

Homeownership's Impact on Net Worth

Homeownership's Impact on Net Worth
Homeownership's Impact on Net Worth | Keeping Current Matters 

Over the last six years, homeownership has lost some of its allure as a financial investment. As homeowners suffered through the housing bust, more and more began to question whether owning a home was truly a good way to build wealth. A study by …

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